Wilbur Dawson Owens jr

Cortland General-Money Market — Interest — Closed

Coca Cola-Conunon Stock — Int/Div

Merck-Common Stock — Int/Div

Medco Health Solutions-Common Stock — None

Proctor & Gamble-Common Stock — Int/Div

Smith, Brown & Groover-Money Market — Interest — Opened

Putnam OTC Emerging Growth Fund Class B-Mutual Fund — None — Sale

Putnam Voyager Fund Class B-Mutual Fund — None

Putnam Growth Opportunities Fund Class B-Mutual Fund — None

Seligman Communications & Info Fund Class B-Mutual Fund — None

AFLAC-Common Stock — Int/Div

Bed, Bath & Beyond-Common Stock — None

Cintas Corp-Common Stock — Int/Div

Colgate Palmolive Co.-Common Stock — Int/Div — Sell

EBAY. Inc.-Common Stock — None

Freddie Mack-Common Stock — Int/Div

Fiserv, Inc.-Common Stock — None — Buy

General Electric-Common Stock — Int/Div

Harley Davidson, Inc.-Common Stock — Int/Div

Home Depot-Common Stock — Int/Div

ITT Educational Services-Common Stock — None — Buy

Johnson & Johnson-Common Stock — Int/Div

MBNA Corp.-Common Stock — Int/Div — Sale

Patterson Cos-Common Stock — None — Sale

PAYCHEX, Inc.-Common Stock — Int/Div

Pfizer Inc.-Common Stock — Int/Div

Stryker Corp.-Common Stock — Int/Div

Synovus Financial-Common Stock — Int/Div

Sysco Corp.-Common Stock — Int/Div

UCBH Holdings, Inc.-Common Stock — Int/Div — Buy

Wal Mart Stores Inc.-Common Stock — Int/Div

Cortland General-Money Market — Interest — Closed

Coca Cola-Common Stock — Int/Div

Merck-Common Stock — Int/Div

Medco Health Solutions-Common Stock — None

Proctor & Gamble-Common Stock — Int/Div

Smith, Brown & Groover-Money Market — Interest — Opened

Putnam OTC Emerging Growth Fund Class B-Mutual Fund — None — Sale

Putnam Voyager Fund Class B-Mutual Fund — None

Putnam Growth Opportunities Fund Class B-Mutual Fund — None

Seligman Communications & Info Fund Class B-Mutual Fund — None

AFLAC-Common Stock — Int/Div

Bed, Bath & Beyond-Common Stock — None

Cintas Corp-Common Stock — Int/Div

Colgate Palmolive Co.-Common Stock — Int/Div — Sell

EBAY, Inc.-Common Stock — None

Freddie Mack-Common Stock — Int/Div

Fiserv, Inc.-Common Stock — None — Buy

General Electric-Common Stock — Int/Div

Harley Davidson, Inc.-Common Stock — Int/Div

Home Depot-Common Stock — Int/Div

ITT Educational Services-Common Stock — None

Johnson & Johnson-Common Stock — Int/Div

MBNA Corp.-Common Stock — Int/Div — Sale

Patterson Cos-Common Stock — None — Sale

PAYCHEX, Inc.-Common Stock — Int/Div

Pfizer Inc.-Common Stock — Int/Div

Stryker Corp.-Common Stock — Int/Div

Synovus Financial-Common Stock — Int/Div

Sysco Corp.-Common Stock — Int/Div

UCBH Holdings, Inc.-Common Stock — Int/Div

Wal Mart Stores Inc.-Common Stock — Int/Div

Gift — Idle Hour Country Club — Honorary Membership-Monthly Dues