George A. O'Toole jr

3M Company common — Int/Div — note 2 in Part VIII.

Same — Int/Div — Buy

Absolute Strategies Fund — Int/Div

Same — Int/Div — Buy

Same — Int/Div

Allianz NFJ Intl Valaue Fund — Int/Div — Buy

Same — Int/Div — Buy

Same — Int/Div — Buy

Apache Corp. common — Int/Div

Same — Int/Div

Same — Int/Div — Sold (part)

Apple common — None — Buy

Artio Intl Equity — None — Sold

Bank of America deposit accounts — Interest

BHP Billiton ADR — Int/Div

Same — Int/Div

Same — Int/Div — Buy

BMC Software common — None

BPPLC — None — Buy

BPPLC — Sold

Cisco Systems common — None — Sold

CVS Caremark common — Int/Div — Sold (part)

Same — Int/Div — Sold (part)

Same — Sold

Same — Int/Div — Sold (part)

Same — Sold (part)

Dentsply Int common — Int/Div

Diageo ADR — Int/Div

Dreyfus Instl. Cash Adv Fund — Interest

Same — Interest

Same — Interest — Sold (part)

Enterprise Bank & Trust Co. common — Int/Div

Same — Int/Div

EQT Corp. common — Int/Div — Sold (part)

Equity Residential SBI — Int/Div

Same — Int/Div

Same — Int/Div

Exelon Corp. common — Int/Div

Expeditors Int'l of Washington common — Int/Div

Exxon Mobile common — Int/Div

Fidelity Inst Money Market fund — Interest

Same — Interest

Franklin Int'l Small Cap Growth Fund — Int/Div — Buy

Same — Int/Div — Buy

Same — Int/Div — Buy

Frontegra Netols Small Cap Value Fund — Int/Div — Buy

General Dynamics common — Int/Div — Buy

Hussman Strategic Growth Fund — Int/Div — Sold

Same — Int/Div — Sold

Illinois Tool Works common — Int/Div — Buy

IBM common — Int/Div

iShares Barclays 7-10 yr Treas Bond Fund — Int/Div — Buy — note 4 in Part VIII.

iShares Barclays 7-10 yr Treas Bond Fund — Sold

Same — Int/Div — Sold

Same — Sold

Same — Int/Div — Buy

Same — Sold

iShares Barclays 1-3 yr Treas Bond Fund — Int/Div — Sold

Same — Int/Div — Buy

iShares Barclays 1-3 yr Credit Bond Fund — Int/Div

Same — Int/Div

iShares Nasdaq Biotech Fund — Int/Div — Sold (part)

Same — Int/Div

iShares Russell 2000 Value Index Fund — Int/Div — Sold

iShares Barclays TIPS Fund — Int/Div — Sold (part)

iShares Barclays TIPS Fund — Sold (part)

iShares Barclays TIPS Fund — Sold

Same — Int/Div — Sold (part)

Same — Sold (part)

Same — Sold

Johnson & Johnson common — Int/Div

Same — Int/Div — Sold

Same — Sold (part)

Same — Sold

JP MOrgan Research Mkt. Neutral fund — None — Buy

Manulife Financial common — Int/Div

Matthews Asian Growth fund — None — Buy

Matthews Pacific Tiger fund — None — Buy

Same — None — Buy

MA St. Water Poll Abatement, 4.2%, due 8/1/2010 — Interest — Matured

Same — Int/Div — Buy

Same — Int/Div — Buy

Mettler-Toledo Intl. common — None

Microsoft common — Int/Div

Same — Int/Div

Novartis AG spnsrd ADR — None — Buy

Same — Int/Div

Oakmark Intl Fund Cl 1 — Int/Div — Sold

Peabody Energy Corp. (See note 5 in Part VIIL)

Same — Int/Div — Sold

Pepsico common — Int/Div — Sold (part)

PIMCO 1-5 yr US TIPS index fund — Int/Div — Buy

Same — Int/Div — Buy

Same — None — Buy

Praxair, Inc. common — Int/Div — Sold (part)

Procter & Gamble common — Int/Div — Sold (part)

Procter & Gamble common — Sold (part)

Raytheon common — Int/Div

Raytheon options — None

Raytheon Savings and Investment Plan — Int/Div

Raytheon Stock Fund

Real Estate Securities Fund

BGI US Debt Index Fund

PIMCO Total Return Inst

Fidelity Inst Money Mkt

Regency Centers — Int/Div

Sempra Energy common — Int/Div

Same — Int/Div

Same — Int/Div

SPDR Gold Trust — None — Buy

Same — None — Buy

State Street Corp. common — Int/Div — Sold

Same — None — Sold (part)

Same — None — Sold (part)

Suncor Energy (New) common — Int/Div — Sold

Templeton Global Bond Fund — Int/Div — Buy (add'l)

Same — Int/Div — Buy (add'l)

Same — Buy (add'l)

Same — Buy (add'l)

Terra Industries common — Int/Div — note 3 in Part VIII.

Teva Pharmaceuticals ADR — Int/Div

Same — Int/Div — Sold (part)

Thermo Fisher common — None

Same — None

Same — Int/Div — Buy

Same — Buy (add'l)

Thomburg Intl Value Fund — Int/Div — Buy (add'l)

Same — Int/Div

Same — Int/Div — Buy

Same — Buy (add'l)

Tortoise Energy Infrastructure Corp. — Int/Div — Buy

Same — Int/Div — Buy

Same — Int/Div — Buy

Vanguard Emerging Mkts. Index Fund — None — Buy

Same — None — Buy

Vanguard GNMA Fund — Int/Div — Sold (part)

Same — Int/Div — Buy (add'l)

Vanguard High Yield Corp. Bond Fund — Int/Div — Sold

Same — Int/Div — Sold

Same — Int/Div — Sold

Vanguard Ltd Term Tax Exempt Fund — Int/Div

Vanguard Short-Term Inv Grade Fund — Int/Div — Buy

Same — Int/Div — Buy

Same — Buy (add'l)

Same — Int/Div

Verizon Communications common — Int/Div

Same — Int/Div

Wal-Mart common — None — Buy

Walthausen Small Cap Value — None — Buy

Same — None — Buy

Wells Fargo common — Int/Div — Sold

Same — Int/Div — Sold

Wisdomtree Intl Small Cap Fund — Int/Div — Sold

Reimbursement — American Conference Institute — February 25-26,2010 — New York, New York — Employment Discrimintation Seminar — Transportation, lodging and meals

Spouse's income — 2010 — Enterprise Bank, Lowell MA (director's fees)

Spouse's income — 2010 — Raytheon Company (employment)

1. The trust identified in Part I is

trust. All the assets are reported individually in Part VII but are not specifically identified in that Part to the trust.

2. General comment regarding reporting in Part VII: As in past years, most of the assets reported are held in three separate accounts managed by an investment

adviser. For convenience in tracking year-to-year changes, the assets are reported by reference to the separate accounts, resulting in some cases (as in lines 1-3, for

example) in multiple reports for the same identified asset. The designation "Same" is used to indicate a separate account. If there were multiple transactions within

the same account during the year, the designation "Same" is used for the first, but not subsequent transactions within that account. See, for example, the entries for

CVS Caremark at lines 24-28.

3. CF Industries (Part VII, line 22) acquired the stock of Terra Industries (Part VII, line 134) and Terra was merged into CF Industries. Shareholders of Terra

received cash and CF Industries stock. I have used the term"spinoff™ as the most applicable term available for selection in the drop-down menu.

4. Each of the three investment accounts held the asset iShares Barclays 7-10 year Treasury Bond Fund (Part VII, lines 57-63) at some point during the year. In

each of the first and third accounts, the asset was bought and sold within the year. In the second account, the asset was owned in the prior year and that holding

was sold in March. That same account thereafter acquired and disposed of the asset within the year, similar to the other two accounts. Accordingly, while there

were several transactions during the year, the net effect was that none of the accounts held the asset at year end.

5. Last year's report stated that the Peabody Energy (Part VII, lines 98-99 in this year's report) asset held in one investment account had only been sold in part

(2009 Report, Part VII, line 77). That was an error. All the Peabody Energy held in the indicated account was sold on 12/21/2009 at a price J with a gain A.