Jackson L. Kiser

Sun Trust — Int/Div

3M Company — Int/Div

Consolidated Edison — Int/Div

Lord Abbet Deb. Fund — Int/Div

Petlin, Inc — None

Hooker Fumiture Company — Int/Div

First Carolina Investors — Int/Div

Vaughan Furniture Corp. — Int/Div

1st Natl. Bk. of Rocky Mt. — Int/Div — merger — Bank & Trust

Patrick Henry National Bank — Int/Div — merger — Bank & Trust

Peoples Bank of Danville — Int/Div — merger — Bank & Trust

Community Nasional Bank — Int/Div — merger — Bank & Trust

Chatmoss Country Club — None

Wachovia Corp. — Int/Div

Metropolitan Wash. Apt. Auth. Bonds — Interest — Buy — Market

Patriot Bank — Int/Div — merger — Bank & Trust

Central National Bank — None — merger — Bank &

Shenandoah National Bank — None — merger — Bank & Trust

Mountain National Bank — Int/Div — merger — Bank & Trust

Cash MMA & Savings — Interest

Life Insurance (NML) — Interest

Va.St.Auth.Wtr.Sys.Dinwiddie Co, — Interest

1st National Exchange Bank — None — merger — Bank & Trust

American Electric Power — Int/Div

Dinwiddie Co. (VA) Bonds — Interest

Portsmouth VA GO Bond — Interest

Progressive Corp. — Interest

Riverside Va. Regional Jail — Interest

Piedmont Natural Gas, Inc — Int/Div

Scottish Power — Int/Div — sold — market

Met. Wash.DC Apt. Auth Bond — Interest — Buy — omission fr prior rpts

Keyspan Corp. — Int/Div

Carter Bank & Trust — Int/Div — merger — Part VIII

U.S. Bancorp — Int/Div — Buy — Market

Toyota Mtr. Credit Note — Interest — Buy — Market

IRA Del. Charter G&T Trustee

Ford Motor Credit Note — Interest

Blue Ridge Bank — Int/Div — merger — Bank & Trust

Patrick Henry National Bank — Int/Div — merger — Bank & Trust

Community Natl.Bank — Int/Div — merger — Bank & Trust

GNMA Certificate — Interest

Mountain National Bank — Int/Div — merger — Bank & Trust

Shenandoah National Bank — None — merger — Bank & Trust

Bank Building Corp. — None

GM Accept. Corp. (notes) — Interest

Ford Holdings, Inc — Interest

Carter Bank & Trust — Int/Div — merger — Part VIII

MMF & CD's (Scott & Stringfellow) — Interest

Agreement — 1 — 5 ® IC mM =

Ten individual banks were merged into Carter Bank & Trust on 1229007. An exchange of shares was for equivalent value thus no gain or loss.

See lines 9-12, 16-19, 20, 38-40, 42-43, and 47.