Janis Graham Jack

FROST NATL. BANK — Interest

NAVY FEDERAL CREDIT UNION — Interest

PROSPERITY BANK formerly First Capital Bank — Interest

PARTNER, MEDICAL PLAZA ASSOC. P/S — Rent

SHORT TERM PRIME-I — Int/Div

DELL COMPUTER CORP COMMON STOCK — None — SELL

INTEL CORP COMMON STOCK — Int/Div — SELL

MICROSOFT CORP WASHINGTON COMMON STOCK — Int/Div

P 500 DEPOSITARY RECEIPT SER 1 — Int/Div — SELL

DAVIS NY VENTURE FUND CLASS A — Interest — SELL

ING INTL SMALL CAP GROWTH FUND-CL A — None — SELL

SELIGMAN COMMUNICATIONS & INFO FD A — None — SELL

QUALCOMM INC COMMON STOCK — Int/Div — SELL

TAIWAN SEMICONDUCTOR MFG CO. LTD — None — SELL

FIRST NATL BK AMER EAST CERTIFICATE OF DEPOSIT — Interest — REDEMPTION

PIMCO TOTAL RETURN FUND - A — Int/Div

US SVGS BDS SER — Interest

BB&T CORP COMMON STOCK — Int/Div

KRISPY KREME DOUGHNUTS COMMON STOCK — None

CENTURY BK BARTOW CNT CD — Interest — REDEMPTION

DISCOVER BK GREENWOOD CD — Interest

FIRST BANK PR CD — Interest

ORION BK NAPLES FLA CD — Interest

BEAL BK SSB DALLAS TEX — Interest — REDEMPTION

CARDINAL BK NATL ASSN CD — Interest — REDEMPTION

INDYMAC BK FSB PASA CD — Interest — REDEMPTION

RIGGS BK MCLEAN VA CD — Interest — REDEMPTION

TREASURY BK ALEXANDRI CC — Interest — REDEMPTION

US SVGS BDS SER — Interest

UNITED CMNTY BKS BLAIR CD — Interest — REDEMPTION

ALLTELL CORP COMMON STOCK — Int/Div — BUY

AMERIPRISE FINL INC. COMMON STOCK — Int/Div — BUY

AMERISTAR CASINOS COMMON STOCK — Int/Div — BUY

AUTOMATIC DATA PROCESSING COMMON STOCK — Int/Div — BUY

AVATAR HOLDINGS INC COMMON STOCK — None — BUY

AZTAR CORP COMMON STOCK — None — BUY

BEAR STEARNS COMPANIES INC.COMMON STOCK — Int/Div — BUY

BELO CORP COMMON STOCK — Int/Div — BUY

BOYD GAMING COMMON STOCK — Int/Div — BUY

BROOKLINE BANCORP INC COMMON STOCK — Int/Div — BUY

CHITTENDEN CORP COMMON STOCK — Int/Div — BUY

COMPUTER ASSOC. INTL COMMON STOCK — Int/Div — BUY

DISCOVERY HOLDING CO. CLASS A STOCK — None — BUY

EASTMAN KODAK CO. COMMON STOCK — Int/Div — BUY

FEDERATED DEPT STORES INC COMMONSTOCK — Int/Div — BUY

FIDELITY BANKSHARES INC NEW COMMON STOCK — Int/Div — BUY

FIRSTFED FINCL CORP COMMON STOCK — None — BUY

FOREST CITY ENTERPRISES INC CL A STOCK — Int/Div — BUY

GANNETT CO. INC. COMMON STOCK — Int/Div — BUY

GLACIER BANCORP COMMON STOCK — Int/Div — BUY

HCA INC. COMMON STOCK — Int/Div — BUY

HARRAH'S ENTERTAINMENT INC COMMON STOCK — Int/Div — BUY

HEARST-ARGYLE TELEVISION COMMON STOCK — Int/Div — BUY

HEWLETT PACKARD CO COMMON STOCK — Int/Div — BUY

INDEPENDENCE COMMUNITY BANK COMMON STOCK — Int/Div — BUY

INTERNATIONAL GAME TECHNOLOGY COMMON STOCK — Int/Div — BUY

LA QUINTA CORP COMMON STOCK — Int/Div — BUY

LEE ENTERPRISES COMMON STOCK — Int/Div — BUY

MGM MIRAGE INC. COMMON STOCK — None — BUY

MARCUS CORP COMMON STOCK — Int/Div — BUY

McCLATCHY CO. CL A STOCK — Int/Div — BUY

MERCANTILE BANKSHARES CORP COMMON STOCK — Int/Div — BUY

NOVELLUS SYSTEMS INC COMMON STOCK — None — BUY

PROVIDENT NEW YORK BANCORP COMMON STOCK — Int/Div — BUY

REYNOLDS & REYNOLDS CO. CL A STOCK — Int/Div — BUY

STERLING FINANCIAL CORP COMMON STOCK — Int/Div — BUY

SYMANTEC CORP COMMON STOCK — None — BUY

TD BANKNORTH INC. COMMON STOCK — Int/Div — BUY

UNIVERSAL HEALTH SERVICES CLASS B STOCK — None — BUY

VERISIGN INC. COMMON STOCK — None — BUY

PUTNAM US GOVT INC TR IRA FROST BROKERAGE SVCS

PERSHING GOVT ACCT — None — REDEMPTION

PUTNAM INTL GROWTHFD CL A — Int/Div

PUTNAM INTL GROWTH FD B — Int/Div

PUTNAM US GOVT INC TR IRA FROST BROKERAGE SVCS

PERSHING GOVT ACCT — None — REDEMPTION

PUTNAM INTL GROWTH FD CL A — Int/Div

PUTNAM INTL GROWTH FD B — Int/Div

CASH VALUE OF LIFE INSURANCE:

MUTUAL OF NEW YORK — Interest

MASSACHUSETTS MUTUAL — Int/Div

LINCOLN NATL LIFE INS CO — Int/Div

LINCOLN NATL LIFE INS CO — Int/Div

92. FROST NATL BANK — Interest

AMERICAN BANK — Interest

AMERICAN BANK — Interest

AMERICAN BANK — Interest

PRIME CARE IPA — None

aaa — Interest

TRUST #1

REAL ESTATE, CUMBERLAND — Rent

VCSP/COLLEGEAMERICA GROWTH FUND OF AMERICA — Int/Div

VCSP/COLLEGE AMERICA INVESTMENT COMPANY OF AMERICA — Int/Div

AMERICAN BANK — None

FIRST NATL BANK — Interest

FIRST NATL BANK — Interest — OPENED

Agreement — \ ne fe it [Se] cn