James Knoll Gardner

Rental Property #1, Torrence, California (1997 $533,333) — Rent

Time Share #1, Williamsburg, Virginia (1999 $18,700) — Rent

Sovereign Bank Accounts — Interest

IRA #1 (Evergreen Foundation Fund Class B) — Int/Div

Brokerage Account #1:

CITIBANK NA Bank Deposit Program — Interest

Disney - Common Stock — Int/Div

Aim Basic Value Fund Class A - Mutual Fund — None — Sale — N/A

Aim Basic Value Fund Class A - Mutual Fund — None — Sell — N/A

SB Small Cap Value Fund Class B - Mutual Fund — None — Sell — N/A

SB Fundamental Value Fund Class A - Mutual Fund — None

SB Convertible Fund Class C - Mutual Fund See Part VII — Int/Div — Sell — N/A

Royce Value Trust Inc. - Mutual Fund — None — Sell — N/A

Altoona City Authority Water Revenue Bond — Interest

General Motors Acceptance Corp - SmartNotes Bond L — Interest — Sell — N/A

Ford Motor Company - Bond — Interest

SB Appreciation Fund - Class A - Mutual Fund — Int/Div

SB Capital Preservation Fund II - Class B - Mutual Fund — None — Sell — WA

Calamos Conv. & High Income Fund - Bond — Int/Div — Buy — N/A

Sterling Savings Bank - Certificate of Deposit — None — Buy — N/A

Amcore Bank, N.A. - Certificate of Deposit — Interest — Buy — N/A

Anchorbank, F.S.B. - Certificate of Deposit — Interest — Buy — N/A

SB Exchange Reserve Fund Class B - Mutual Fund — Int/Div — Buy — N/A

SB Exchange Reserve Fund Class B - Mutual Fund — None — Sell — N/A

SB Exchange Reserve Fund Class C - Mutual Fund — Int/Div — Buy — N/A

SB Exchange Reserve Fund Class C - Mutual Fund — None — Sell — N/A

Progress Energy, Inc. - Common Stock — Int/Div — Bu — N/A

Progress Energy, Inc. - Common Stock — Int/Div — Buy — N/A

Amgen, Inc, - Common Stock — None — Buy — N/A

IM Company - Common Stock — Int/Div — Buy — NA

Wells Fargo & Company - Common Stock — Int/Div — Buy — N/A

Calamos Strategic Total Retumn Fund - Equity Fund — Int/Div — Buy — N/A

Liberty All Star Equity Fund — Int/Div — Buy — N/A

Aim European Growth Fund Class A - Mutial Fund — Int/Div — Buy — NA

SB Capital and Income Fund Class B - Mutual Fund — Int/Div — Buy — NA

Brokerage Account #2 (Custodial Account #1) See Part VIO — tion — N/A

Brokerage Account #3 (Custodial Account #2).

CITIBANK NA - Bank Deposit Program — Interest

Progress Energy Inc. - Common Stock — Int/Div

General Motors Acceptance Corp SmartNotes Bon due V104 — Interest — Sell — N/A

General Motors Acceptance Corp SmartNotes Bond due ¥15/05 — Interest

SB Aggressive Growth Fund Class B - Mutual Fund — None — Sell — NA

SB Small Cap Value Fund Class A - Mutual Fund — Int/Div — Sell — N/A

SB Fundamental Value Fund Class A - Mutual Fund — None — Sell — N/A

SB Capital and Income Fund Class A-Mut. Fund Sec Pest VIO — Int/Div — Sell — N/A

SB Convertible Fund Class A - Mutual Fund — Int/Div — Sell — NA

SB Mid Cap Core Fund Class A - Mutual Fund — None — Sell — N/A

Royce Value Trust Inc. - Mutual Fund — Int/Div — Sell — N/A

Household Finance Internotes - Bond — Interest

Western Bank Puerto Rico - Certificate of Deposit — Interest — Redeem — N/A

SB S&F 500 Index Shares - Mutual Find — Int/Div — Sell — N/A

Amcorc Bank, N.A. - Certificate of Deposit — Interest — Buy — NA

Amcorc Bank, N.A. - Certificate of Deposit — Interest — Buy — "N/A

Millennium Bank, NA - Certificate of Deposit — Interest — Buy — N/A

Guaranty Bank, S.5.B. - Certificate of Deposit — None — Buy — NA

Guaranty Bank, S.5.B. - Certificate of Deposit — Interest — Redeem — N/A

Freemont Investment & Loan - Certificate of Deposit — None — Buy — N/A

Freemont Investment & Loan - Certificate of Deposit — Interest — Redeem — N/A

Microsoft - Common Stock — None — Buy — N/A

Brokerage Account #4

GE - Common Stock — Int/Div

Johnson & Johnson - Common Stock — Int/Div

SB Appreciation Fund Class B - Mutual Fund — Int/Div

SB Capital Preservation Fund I Class B - Mutual Fund — Int/Div

End of Brokerage Account #4

Tre Share #2, Williamsburg, Virginia (2002 $19,900) — Rent

IRA #2 (Legg Mason)

American Funds US Gov't Gtd. Secs. Fund Class C Mutnal Fund — Int/Div — Sell — N/A

Legg Mason Special Investment Trust - Equity Fund — Int/Div — Buy — N/A

Royce Total Return Fund Consultant - Equity Fund — Int/Div

Van Kampen Equity & Income Class C - Mutual Fund — Int/Div

Flonda Community Bank - Certificate of Deposit — Interest — Redeem — NA

Putnam Mid Cap Value Fund Class C - Mutual Fund — Int/Div — Buy — N/A

Gov't Nat'l Mtg. Assn. Class WA - Bond — Interest — Redeem — N/A

Gov't Nat'l Mtg. Assn. Class WA - Bond — Interest — Redeem — NA

Gov't Nat'l Mtg. Assn. Class WA - Bond — Interest — Redeem — NA

Gov't Nat'l Mtg. Assn. Class WA - Bond — Interest — Foieon — N/A

Gov't Nat'l Mtg. Assn. Class WA - Bond — Interest — Redeem — N/A

American Funds: Growth Fund Amenica, Inc. Class C-Mut Pund — None — Buy — N/A

Legg Mason Value Trust - Equity Fund — None — Buy — N/A

American High Income Fund Exchange Class C Mutual Fund — Int/Div — Buy — N/A

N American Balanced Fund Inc. Class C - Mutual Fund — Int/Div — Buy — N/A

Cisco Systems Inc. - Equity — Noe — Buy — NA

Legg Mason Opportunity Trust - Mutual Fund — None — Buy — NA

Oppenheimer Developing Markets Fund Class C - Mutual vod — Int/Div — Buy — N/A

UTT First Trust - Investment Tiust — Int/Div — Buy — N/A

Lincoln National Life Insurance Co - Annuity — None — Buy — N/A

Govt Natl Mtg. Assn. Class CA - Bond — Interest — Buy — N/A

Govt Natl Mtg. Assn. Class CA - Bond — Interest — Redeem — NA

Govt Natl Mtg. Assn. Class CA - Bond — Interest — Redeem — NA

Govt Natl Mtg. Assn. Class CA - Bond — Interest — Redecin — N/A

Govt Natl Mtg. Assn. Class CA - Bond — Interest — Redoarr — N/A

New York Life Whole Life — Int/Div

Officer, Director, Allentown Symphony Association

Dweclor, Boys and Gtrls Club of Allentown, Inc.

Oocwr, Pakoe Athete Leagee, inc

Cus'odian, Brokerage Account #2: UIPA/UGMA

Qusvodian, Brokerage Account #3: UPIA/UGMA

General Partner (passive investment), V/6 share of Rental Property #1

Agreement — 2002 — State Employees Po)sion) Fund; retirement peasvon far former iindicial pe€ition, includes medic tnswance od la germ case benefis, no control

Liability — Moro Rewads Visa — Credit Card

Reimbursement — Johnsen Capiral — 1/6 share Mertgage on Rental Property #1, Torence, Califernia (Pt. v3, line 1)

Reimbursement — The New York intellectual Eroperty Law Association (NYIPLA) — March 26-27, New York. NY 82nd Annual Diver im Hanor of the Federal Judiciary (Food and Hee)

Spouse's income — 2004 — self-employed realtor

Spouse's income — 2004 — self-employed piano teacher

i. Re Part Vil, Line 12: As of April 2004 the former Smith Bamey Convertible Fund Class L muibial fand (8s rcpora {n Patt VII, line 13 of Lhe 2003

report dated May 13, 2004) coavorted from Class L so Qlass C (as reparted in Part VIL linc 12 of this report).

2. Re Part VII, Line 37: Brokerage Account #2 (Custodial Account #1) does not Qualify for teperling this period because the account owner is ovo age 21

and is not 3 depevdent of the repofing person within the meEandg of the Intzmal Revenue Code of 1986 (26 U.S.C. §1 32). md thenefore is not a dependent

child as defimed in section 102(e)2) of the Ethics in Government Actof 1978, as amended, 5 US.C. §102(eX2). Moveover, the acaount docs net quality

for reporting this penod because its sole asset (City Bank, NA, Bank Bcposit Program) was redeamed on May 20, 2084 #nd therefore did not have a fair

markct value th excess of $1000 at the end of the current year (Dexzanbor 31, 2004) and because insome in excess of $200 from the asset was fot received

during the current reparBng period.

3. Re Part VI, line 46: On Mach 31, 2003 the for ower Smith Bamey Prewnium Toa! Reean Fund Class A mutual find (8s pea in Part VI, time 3) of

the 2003 repost dased May 5, 2004) ¢iranged i% nani to Smith Barmcy Capimnl and ticeme Fund Class A mubsel fund (as rcponad in Part VII, line 36 of

the 2003 report, and subsequently cepodted in Part VII, ling 46 of this report).