John E. Jones 3

se — Distribution

anne Ens — Distribution

1ST NATIONAL BANK OF CHEROKEE-CD IRA — Interest — TION

PROVIDIAN NATIONAL BANK-CD IRA — Interest

GERMANY FUND-MUTUAL FUND IRA — Int/Div

GERMANY FUND (NEW)-MUTUAL FUND IRA — Int/Div

GAM-COMMON STOCK IRA — Int/Div

MTB-COMMON STOCK IRA — Int/Div

STRD-COMMON STOCK IRA — None

NATIONWIDE-ANNUITY — Interest

UNION BANK & TRUST CO.-CHECKING — Interest

QUALITY VENDING INC-50% INTEREST — Distribution

LOAN RECEIVABLE-PHOENIX CONTRACTING — Interest

UEBPTE-COMMON STOCK — Int/Div

UBPTE-COMMON STOCK — Int/Div

UBPTE-COMMON STOCK — Int/Div

DREYFUS PREMIER BALANCED FD — Int/Div

GE COMMON STOCK — Int/Div

NASDAQ 100 SHARES-COMMON STOCK — Int/Div

SOVEREIGN BANCORP-COMMON STOCK — Int/Div

LEGG MASON M/M FD. — Int/Div — CLOSED

AT&T-COMMON STOCK — Int/Div

AT&T WIRELESS-COMMON STOCK — None

ASTRAZENECA PLC-COMMON STOCK — Int/Div

CISCO SYSTEMS INC-COMMON STOCK — None

COACH INC.-COMMON STOCK — Int/Div — SELL

FULTON FINANCIAL CORP. — Int/Div

UIT FIRST TRUST COMM. SVCES.-UNIT INVESTMENT TRUST — Int/Div

LEGG MASON VALUE TRUST-COMMON STOCK — Int/Div — SELL

PHELPS DODGE CORP.-COMMON STOCK — None — SELL

PETROLEUM GEO SVCS.-COMMON STOCK — None

BROCKSTREET SECURITIES CORP.-M/M FD — Int/Div

WACHOVIA SECURITIES - M/M FUND — Int/Div — CLOSED

STRATEGIC DISTRIBUTION-COMMON STOCK — Int/Div — SELL

BARRISTER GLOBAL SVCS.NETWORK.- COMMON STOCK — Int/Div — SELL

FIRST CHESAPEAKE FINANCIAL CORP. COMMON STOCK — Int/Div — SELL

STRATEGIC DISTRIBUTION INC.-COMMON STOCK — Int/Div — SELL

FIDELITY AGGRESSIVE GROWTH FUND — Int/Div

FIDELITY BLUE CHIP GROWTH FUND — Int/Div — SELL

JANUS TWENTY FUND — Int/Div — SELL

U.S. TREASURY NOTE-IRA — Interest

CATS SERIES P ZERO COUPON BOND-IRA — Interest

ABM COMMON STOCK-IRA — Int/Div

BK. COMMON STOCK-IRA — Int/Div

BMY COMMON STOCK-IRA — Int/Div

CRS COMMON STOCK-IRA — Int/Div

CVX COMMON STOCK-IRA — Int/Div

HPQ COMMON STOCK-IRA — Int/Div

CAG COMMON STOCK-IRA — Int/Div

CCK COMMON STOCK-IRA — Int/Div

EAS COMMON STOCK-IRA — Int/Div

XOM COMMON STOCK-IRA — Int/Div

FCFK COMMON STOCK-IRA — None — SELL

FULT COMMON STOCK-IRA — Int/Div

GAM COMMON STOCK-IRA — Int/Div

GE COMMON STOCK-IRA — Int/Div

HON COMMON STOCK-IRA — Int/Div

HUM COMMON STOCK-IRA. — Int/Div

K COMMON STOCK-IRA — Int/Div

KEY COMMON STOCK-IRA — Int/Div

KMB COMMON STOCK-IRA — Int/Div

LG COMMON STOCK-IRA — Int/Div

LU COMMON STOCK-IRA — None

MTB COMMON STOCK-IRA — Int/Div

SOV COMMON STOCK-IRA — Int/Div

MRK COMMON STOCK-IRA — Int/Div

MMM COMMON STOCK-RA — Int/Div

NXL COMMON STOCK-IRA — Int/Div

BOH COMMON STOCK-IRA — Int/Div

PTV COMMON STOCK-IRA — None

JCP COMMON STOCK-IRA — Int/Div

PEP COMMON STOCK-IRA — Int/Div

PFE COMMON STOCK-IRA — Int/Div

SFE COMMON STOCK-IRA — None

STRD COMMON STOCK-IRA. — None

TYC COMMON STOCK-IRA — Int/Div

UL COMMON STOCK-IRA — Int/Div

WFSL COMMON STOCK-IRA — Int/Div

WMI COMMON STOCK-IRA — None

ZMH COMMON STOCK-IRA — None

UBPTE COMMON STOCK-IRA — Int/Div

DISCOVER BANK OF DE-CD-IRA — Interest

FRANKLIN BIOTECH DISCOVERY FUND- COMMON STOCK — None — SELL

MASSEY ENERGY CO-COMMON STOCK — Int/Div — SELL

RELIANT RESOURCES - COMMON STOCK — None — SELL

COMCAST CORP — None

POLORALPHLAURENCORPCLA — Int/Div

STARBUCKS CORP - COMMON STOCK — None

TARGET CORP - COMMON STOCK — Int/Div

BED, BATH & BEYOND - COMMON STOCK — None — SELL

CHESAPEAKE ENERGY - COMMON STOCK — Int/Div

STJ -COMMON STOCK - IRA — None

DNP SELECT INCOME FUND-MUTUAL FUND- IRA — Int/Div

NORTHWESTERN CORP - COMMON STOCK- RA — Int/Div — SELL

CHEVRON-TEXACO 3.5% BOND - IRA — Interest

UNION BANK OF POTTSVILLE-CD'S — Interest — ED

UNION BANK OF POTTSVILLE-SAVINGS — Interest

BAX-COMMON STOCK-IRA — Int/Div — BUY

CCE-COMMON STOCK-IRA — Int/Div — BUY

CAPITAL ONE BANK VA-CD-IRA — Interest — BUY

FORD MOTOR CREDIT CO-BOND — Interest — BUY

EXXON MOBIL CORP-COMMON STOCK — Int/Div — BUY

GENERAL MOTORS CORP-COMMON STOCK — Int/Div — BUY

ISTAR FINANCIAL-COMMON STOCK — Int/Div — BUY

ORACLE CORP-COMMON STOCK — Int/Div — BUY

PFIZER INC-COMMON STOCK — Int/Div — BUY

SIRIUS SATELLITE RADIO - COMMON STOCK — None — BUY

TALBOTS INC - COMMON STOCK — Int/Div — BUY

WILLIAMS SONOMA-COMMON STOCK — Int/Div — BUY

FLEXTRONICS INC - COMMON STOCK — None — BUY

FLEXTRONICS INC - COMMON STOCK — None — SELL

ANADARKO PETROLEUM CORP-COMMON STOCK — None — BUY

ANADARKO PETROLEUM CORP-COMMON STOCK — None — SELL

APPLIED MATERIALS INC - COMMON STOCK — None — BUY

APPLIED MATERIALS INC - COMMON STOCK — None — SELL

BOEING CO - COMMON STOCK — Int/Div — BUY

BOEING CO - COMMON STOCK — Int/Div — SELL

CVS CORP DEL - COMMON STOCK — Int/Div — BUY

CVS CORP DEL - COMMON STOCK — Int/Div — SELL

COOPER TIRE & RUBBER CO - COMMON STOCK — Int/Div — BUY

COOPER TIRE & RUBBER CO - COMMON STOCK — Int/Div — SELL

DIAMOND OFFSHORE DRILLING INC COMMON STOCK — Int/Div — BUY

DIAMOND OFFSHORE DRILLING INC COMMON STOCK — Int/Div — SELL

FEDERAL SIGNAL CORP - COMMON STOCK — None — BUY

FEDERAL SIGNAL CORP - COMMON STOCK — None — SELL

HJ HEINZ CO - COMMON STOCK — Int/Div — BUY

HJHEINZ CO - COMMON STOCK — Int/Div — SELL

HONEYWELL INT'L - COMMON STOCK — Int/Div — BUY

HONEYWELL INTL - COMMON STOCK — Int/Div — SELL

MAYTAG CORP - COMMON STOCK — Int/Div — BUY

MAYTAG CORP - COMMON STOCK — Int/Div — SELL

WELLMAN INC - COMMON STOCK — None — BUY

WELLMAN INC - COMMON STOCK — None — SELL

ALBERTSONS INC - COMMON STOCK — Int/Div — BUY

MANITOWOC INC - COMMON STOCK — Int/Div — BUY

NEWELL RUBBERMAID INC. - COMMON STOCK — Int/Div — BUY

SCHERING PLOUGH CORP - COMMON STOCK — Int/Div — BUY

STANDARD MOTORS PRODS INC - COMMON STOCK — Int/Div — BUY

TIMKEN CO - COMMON STOCK — Int/Div — BUY

TRANSOCEAN ISIN - COMMON STOCK — Int/Div — BUY

PIMCO COMMODITY TOTAL RETURN FUND- CLD-MUTUAL FUND — Int/Div — BUY

ALLEGIANT BANCORP INC - COMMON STOCK — None — BUY

ALLEGIANT BANCORP INC - COMMON STOCK — None — SELL

ANHEUSER BUSCH COS - COMMON STOCK — Int/Div — BUY

IMCLONE SYSTEMS INC - COMMON STOCK — None — BUY

NATIONAL PENN BANCSHARES - COMMON STOCK — Int/Div — BUY

ORACLE CORPORATION - COMMON STOCK — None — BUY

RELIANT RESOURCES INC - COMMON STOCK — None — BUY

SAFEGUARD SCIENTIFIC - COMMON STOCK — None — BUY

SIRIUS SATELLITE RADIO INC - COMMON STOCK — None — BUY

SOVEREIGN BANCORP INC - COMMON STOCK — Int/Div — BUY

FIDELITY BLUE CHIP VALUE FUND MUTUAL FUND — Int/Div — BUY

VANGUARD PA LONG TERM TAX EX MUTUAL FUND — Int/Div — BUY

FIDELITY REAL ESTATE INCOME FUND MUTUAL FUND — Int/Div — BUY

FIDELITY INVESTMENT - M/M FUND — Int/Div — BUY

ee — Distribution

aa — Distribution

aa — A — Ww

rs

PROVIDIAN NATIONAL BANK-CD IRA — Interest

UNION BANK M/M FD IRA — Int/Div

GERMANY FUND-MUTUAL FUND IRA — Int/Div

GERMANY FUND (NEW)-MUTUAL FUND IRA — Int/Div

CATS SERIES P IRA — Interest

MTB-COMMON STOCK IRA — Int/Div

NATIONWIDE-ANNUITY — Interest

UNION BANK & TRUST CO.-CHECKING — Interest

QUALITY VENDING INC-50% INTEREST — Distribution

LOAN RECEIVABLE-PHOENIX CONTRACTING — Interest

UBPTE-COMMON STOCK — Int/Div

UBPTE-COMMON STOCK — Int/Div

UBPTE-COMMON STOCK — Int/Div

DREYFUS PREMIER BALANCED FD. — Int/Div

GE COMMON STOCK — Int/Div

NASDAQ 100 SHARES-COMMON STOCK — Int/Div

SOVEREIGN BANCORP-COMMON STOCK — Int/Div

TARGET CORP.-COMMON STOCK — Int/Div

AT&T-COMMON STOCK — Int/Div

AT&T WIRELESS-COMMON STOCK — None

ASTRAZENECA PLC-COMMON STOCK — Int/Div

FULTON FINANCIAL CORP — Int/Div

UIT FIRST TRUST COMM. SVCES.-UNIT INVESTMENT TRUST — Int/Div

LEGG MASON VALUE TRUST-COMMON STOCK — Int/Div — SELL

PHELPS DODGE CORP.-COMMON STOCK — SELL

PETROLEUM GEO SVCS.-COMMON STOCK

BROOKSTREET SECURITIES CORP.-MM FD — Int/Div

WACHOVIA SECURITIES - M/M FUND — Int/Div — CLOSED

BARRISTER GLOBAL SVCS.NETWORK- COMMON STOCK — Int/Div — SELL

FIRST CHESAPEAKE FINANCIAL CORP COMMON STOCK — Int/Div — SELL

STRATEGIC DISTRIBUTION INC.-COMMON STOCK — Int/Div — SELL

FIDELITY AGGRESSIVE GROWTH FUND — Int/Div

FIDELITY BLUE CHIP GROWTH FUND — Int/Div — SELL

JANUS TWENTY FUND — Int/Div — SELL

US.TREASURY NOTE-IRA — Interest

CATS SERIES P ZERO COUPON BOND-IRA — Interest

WYE COMMON STOCK-IRA — Int/Div

BK COMMON STOCK-IRA — Int/Div

BMY COMMON STOCK-IRA — Int/Div

CRS COMMON STOCK-IRA — Int/Div

CVX COMMON STOCK-IRA — Int/Div

HPQ COMMON STOCK-IRA — Int/Div

CAG COMMON STOCK-IRA — Int/Div

CCK COMMON STOCK-IRA — Int/Div

DD COMMON STOCK-IRA — Int/Div

EAS COMMON STOCK-IRA — Int/Div

XOM COMMON STOCK-IRA — Int/Div

FCFK COMMON STOCK-IRA — SELL

FULT COMMON STOCK-IRA — Int/Div

GAM COMMON STOCK-IRA — Int/Div

GE COMMON STOCK-IRA — Int/Div

HON COMMON STOCK-IRA — Int/Div

HUM COMMON STOCK-IRA — Int/Div

KMB COMMON STOCK-IRA — Int/Div

LU COMMON STOCK-RA — None

MTB COMMON STOCK-IRA — Int/Div

SOV COMMON STOCK-IRA — Int/Div

MRK COMMON STOCK-IRA — Int/Div

NXL COMMON STOCK-IRA — Int/Div

BOH COMMON STOCK-IRA — Int/Div

PTV COMMON STOCK-IRA — None

JCP COMMON STOCK-IRA — Int/Div

PEP COMMON STOCK-IRA — Int/Div

PFE COMMON STOCK-IRA — Int/Div

SFE COMMON STOCK-IRA — None

SPI COMMON STOCK-IRA — Int/Div

STRD COMMON STOCK-IRA — None

TE COMMON STOCK-IRA — Int/Div

UL COMMON STOCK-IRA — Int/Div

VZ COMMON STOCK-IRA — Int/Div

WFSL COMMON STOCK-IRA — Int/Div

WMI COMMON STOCK-IRA — None

ZMH COMMON STOCK-IRA — None

UBPTE COMMON STOCK-IRA — Int/Div

DISCOVER BANK OF DE-CD-IRA — Interest

ALLEGHENY TECH INC - COMMON STOCK — Int/Div — SELL

BRISTOL MYERS SQUIBB - COMMON STOCK — Int/Div

WALT DISNEY CO DEL - COMMON STOCK — Int/Div — SELL

DYNEGY INC HLDG CO-COMMON STOCK

FRANKLIN BIOTECH DISCOVERY FUND- COMMON STOCK — SELL

MASSEY ENERGY CO-COMMON STOCK — Int/Div — SELL

RELIANT RESOURCES - COMMON STOCK — SELL

BUCA INC - COMMON STOCK — Int/Div — SELL

COMCAST CORP

DUKE ENERGY - COMMON STOCK — Int/Div

POLO RALPH LAUREN CORP CL-A — Int/Div

STARBUCKS CORP - COMMON STOCK — None

TARGET CORP - COMMON STOCK — Int/Div

BED, BATH & BEYOND - COMMON STOCK — None — SELL

CHESAPEAKE ENERGY - COMMON STOCK — Int/Div

GARTMORE NATIONWIDE FUND-MUTUAL FUND CLASS A — Int/Div

STJ-COMMON STOCK - IRA — None

DNP SELECT INCOME FUND-MUTUAL FUND- RA — Int/Div

NORTHWESTERN CORP - COMMON STOCK: IRA — Int/Div — SELL

CHEVRON-TEXACO 3.5% BOND - IRA — Interest

UNION BANK OF POTTSVILLE-CD'S — Interest — ED

UNION BANK OF POTTSVILLE-SAVINGS — Interest

BAX-COMMON STOCK-IRA — Int/Div — BUY

CCE-COMMON STOCK-IRA — Int/Div — BUY

CAPITAL ONE BANK VA-CD-IRA — Interest — BUY

FORD MOTOR CREDIT CO-BOND — Interest — BUY

EXXON MOBIL CORP-COMMON STOCK — Int/Div — BUY

GENERAL MOTORS CORP-COMMON STOCK — Int/Div — BUY

ISTAR FINANCIAL-COMMON STOCK — Int/Div — BUY

ORACLE CORP-COMMON STOCK — Int/Div — BUY

PFIZER INC-COMMON STOCK — Int/Div — BUY

SIRIUS SATELLITE RADIO - COMMON STOCK — None — BUY

TALBOTS INC - COMMON STOCK — Int/Div — BUY

WILLIAMS SONOMA-COMMON STOCK — Int/Div — BUY

PNC FINANCIAL SERVICES GROUP-COMMON STOCK — Int/Div — BUY

COOPER INDUSTRIES LTD CL A-COMMON STOCK (OMITTED 2002) — Int/Div — SELL

FLEXTRONICS INC - COMMON STOCK — None — BUY

APPLIED MATERIALS INC - COMMON STOCK — None — BUY

APPLIED MATERIALS INC - COMMON STOCK — None — SELL

BOEING CO - COMMON STOCK — Int/Div — BUY

CVS CORP DEL - COMMON STOCK — Int/Div — SELL

COOPER TIRE & RUBBER CQ - COMMON STOCK — Int/Div — BUY

COOPER TIRE & RUBBER CO - COMMON STOCK — Int/Div — SELL

DIAMOND OFFSHORE DRILLING INC COMMON STOCK — Int/Div — BUY

DIAMOND OFFSHORE DRILLING INC COMMON STOCK — Int/Div — SELL

FEDERAL SIGNAL CORP - COMMON STOCK — None — BUY

FEDERAL SIGNAL CORP - COMMON STOCK — None — SELL

HJ HEINZ CO - COMMON STOCK — Int/Div — BUY

HJHEINZ CO - COMMON STOCK — Int/Div — SELL

HONEYWELL INT'L - COMMON STOCK — Int/Div — BUY

HONEYWELL INT'L - COMMON STOCK — Int/Div — SELL

MAYTAG CORP - COMMON STOCK — Int/Div — BUY

MAYTAG CORP - COMMON STOCK — Int/Div — SELL

WELLMAN INC - COMMON STOCK — None — BUY

WELLMAN INC - COMMON STOCK — None — SELL

ALBERTSONS INC - COMMON STOCK — Int/Div — BUY

MANITOWOC INC - COMMON STOCK — Int/Div — BUY

SCHERING PLOUGH CORP - COMMON STOCK — Int/Div — BUY

STANDARD MOTORS PRODS INC - COMMON STOCK — Int/Div — BUY

TRANSOCEAN ISIN - COMMON STOCK — Int/Div — BUY

PIMCO COMMODITY TOTAL RETURN FUND- CLD-MUTUAL FUND — Int/Div — BUY

ALLEGIANT BANCORP INC - COMMON STOCK — None — BUY

ALLEGIANT BANCORP INC - COMMON STOCK — None — SELL

ANHEUSER BUSCH COS - COMMON STOCK — Int/Div — BUY

IMCLONE SYSTEMS INC - COMMON STOCK — None — BUY

NATIONAL PENN BANCSHARES - COMMON STOCK — Int/Div — BUY

ORACLE CORPORATION - COMMON STOCK — None — BUY

ORACLE CORPORATION - COMMON STOCK — None — BUY

PETROKAZAHSTAN INC - COMMON STOCK — Int/Div — BUY

SAFEGUARD SCIENTIFIC - COMMON STOCK — None — BUY

SINCLAIR BROADCAST GROUP INC COMMON STOCK — None — BUY

SIRIUS SATELLITE RADIO INC - COMMON STOCK . — None — BUY

SOVEREIGN BANCORP INC - COMMON STOCK — Int/Div — BUY

FIDELITY BLUE CHIP VALUE FUND MUTUAL FUND — Int/Div — BUY

VANGUARD PA LONG TERM TAX EX MUTUAL FUND — Int/Div — BUY

FIDELITY REAL ESTATE INCCME FUND MUTUAL FUND — Int/Div — BUY

FIDELITY INVESTMENT - M/M FUND — Int/Div — BUY

(Indicate part of Report.)