Kathryn Hoefer Vratil

20th Century Ultra (IRA) — None

20th Century Giftrust — None — Redeem-pt

Growth Fund of America — Int/Div — Sell

Strips-TINT-U.S. Treasury — None — Redeem-all

Prudential Life Ins. Policies — Int/Div

Massachusetts Mutual Life Ins. Policy — Int/Div

Kansas Municipal Bond Fund — Int/Div — Redeem-pt

Kansas Municipal Bond Fund — Redeem-pt

Kansas Municipal Bond Fund — Redeem-pt

Kansas Municipal Bond Fund — Redeem-pt

Oppenheimer Municipal Bond Fund Class A — Int/Div — Redeem-pt

Oppenheimer Municipal Bond Fund Class A — Redeem-pt

Oppenheimer Municipal Bond Fund Class A — Redeem-pt

Oppenheimer Municipal Bond Fund Class A — Redeem-pt

AT&T Corp New — Int/Div

Verizon Commns — Int/Div

Schwab Money Market Fund — Int/Div

Schwab Money Market Fund (IRA) — Int/Div

Columbia Acorn Fund (IRA) — Gain

Am. Cent. Equity Growth (IRA) — Int/Div

Dreyfus S & P 500 Index Fund (IRA) — Int/Div

7 Dreyfus Small Co. Value Fund (IRA) — None

Janus Overseas Fund (TRA) — Int/Div

Pioneer Papp Strategic Growth Fund CL A (IRA) — Int/Div

Credit Suisse Capital Appreciation Fund CMN CL (IRA) — None

Schwab Money Market Fund — Int/Div

Janus Worldwide Fund (IRA) — None — Sell

AmCent 20th Int'l Growth (IRA) — Int/Div

AmCent Income & Growth (IRA) — Int/Div

AmCent Income & Growth — Int/Div

American Century Income & Growth — Int/Div

RS Diversified Growth Fund (IRA) — None — Sell

Turner Midcap Fund (IRA) — None — Sell

Columbia Acom Fund — Gain — Sell-pt

Janus Worldwide Fund — None — Sell

Janus Worldwide Fund — None — Sell

RS Diversified Growth Fund — None — Sell

Credit Suisse Capital Appreciation Fund Common CL — None

Banc One Corp Notes — Interest

Bear Stearns Note — Interest

General Motors ACC Notes — Interest — Redeem-all

GNMA PL — Interest — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

GNMA PL — Repayment

Ameristock Fund — Int/Div

Artisan International Fund — Int/Div

Artisan Mid Cap Fund — None

Julius Baer International Equity Fund — Gain

Royce Low Priced Stock Fund — Gain

Schwab 1000 Fund — Int/Div

Schwab International Index Fund — Int/Div

Schwab Small Cap Index Fund — Int/Div

White Oak Growth Stock Fund — None

AT&T Wireless Services — None — Merger

Prudential Financial — Int/Div

Comcast Corp. — None

Orthologic Corp. (IRA) — None

California Amplifier (JRA) — None

Mass Mutual Fixed Account Annuity — None

Schwab Muni Money Fund — Int/Div

Schwab Value Advantage — Int/Div

Liability — Citibank — Agre At Student Loans

Note to Section I:

During 2004, Trust #1 included the assets listed on lines 26, 31 and 35 through 39.

Notes to Section VII:

Line 24: Pioneer Papp Strategic Growth Fund CL A (IRA) was formerly known as Papp America Abroad Fund (IRA).

Line 70: In past years, I inadvertently included Schwab Muni Money Fund as part of Schwab Money Market Fund (line 27).

Line 71: I have inadvertently failed to report Schwab Value Advantage, which

acquired on 07-16-01 by transferring funds from Schwab

Money Market Fund (line 27). In past years, information about Schwab Value Advantage was included as part of Schwab Money Market Fund.