Robert L. Vining jr

Coca Cola Co. — Int/Div

Cohutta Banking Co. Chatsworth, GA — Interest

Putnam Research Fund C1-A — Int/Div

A.G. Edwards & Sons, Inc. Money Fund — Interest

Rental Property #1 Chatsworth, GA (2002, 79.000) — Rent

Rental Property #2 Chatsworth, GA (2002 79.500) — Rent

Duke Energy — Int/Div

Daimler-Chrysler North America Hldg Corp. — Int/Div

BAC CAP TRX11 PFD 6.875 — Interest

Wachovia Bank N.A — Interest

Chevron Texaco — Int/Div — Sold — T

Eaton Vance Insured Municipal Bond Fund — Interest

Bank of Cmerica Corp. 5-15-23 Internotes — Interest

Citigroup Capital x 6% Trust Preferred Secs (Trups) — Interest

Citigip CP TR 1 x TRUP 6% — Interest

Georgia PWR SRNT x 5.7% — Interest

Nuveen EQTY Premium Adv — Int/Div

Royal Bk Scotland — Int/Div

Barclay Spons ADR3 7.1% — Int/Div — Bought — T

Wachovia Perp A 8% J — Int/Div — Bought — T

Spectra Energy — Int/Div — Spin-off — T

Liability — (Name Changd From Premier National Bank Of Dalton)

VII. INVESTMENTS and TRUSTS

#15 Chevron Texaco - Sold 100 shares

#24 Spectra Energy - Spin-off of Duke Energy