William M. Nickerson

Bnstol Myers Squibb cmn — Int/Div

CocaColaCo.cmn — Int/Div

Colgate Palmolive Co. cmn — Int/Div

Diamond Offshore Drilling Co. cmn — Int/Div

DuPont E.l. cmn — Int/Div

Equifax Inc. cmin — Int/Div

General Electric Co. cmn — Int/Div

General Mills Inc. cmn — Int/Div

Procter & Gamble Co. cmn — Int/Div

Mutual Shares Fund — Int/Div

T.R.P. Tax Exempt M/M — Int/Div

JP Morgan - Trust — Distribution

JP Morgan US DollarPrincipal (Form Deposit Sweep Insti.

JP Morgan Short Term Mun. Bd. Fd — Buy

Verizon Communications

Chevron Corp. — Sold (part)

Dow Chemical

ExxonMobil Corp — par)

J)P Morgan Core Bond Sel Fid Fund

Bnstol Meyers Squibb Co

Dominion Resources Inc VA

HomeDepot, Inc — Buy

McDonalds Corp — Buy

Donnelley RR & Sons Co — Sold

Duke Energy ( Formerly Hidg.) Corp.

Travelers Cos. Inc

Whirlpool Comp.

Kraft Foods, Inc

Pfizerinc — Buy

Philip Morris Int'l, Inc. (X)

Yum Brands Inc — Buy

Exxon Mobil Corp ¢mn — Int/Div

Microsoft Comp cmn — Int/Div

T.Rowe Price Inc. cin — Int/Div

Zebra Techcinn — None

Wal-Mart Stores cmn — Int/Div

Zimmer Hldgs. Inc. ¢cmn — None

Medcohealth Solutions, Inc. cmn — None

1Shares MSCI Emerging Mkts — Int/Div

I Shares Russell 1000 Value — Int/Div

1 Shares Russell 1000 Growth — Int/Div

1 Shares S&P Europe 350 Index — Int/Div

1Shares S&P Midcap400 Barra Growth Index Fd. — Int/Div

1 Shares S&P Smalicap 600 Index Fd. — Int/Div

77. - Fidelity Advisor New Insights - T Fd. — None

Columbia (Formerly RVS) Diverse Equity Inc. -A — Int/Div — Sold

Fidelity Advisor Mid Cap ll - A — None

Fidelity Advisor Mid Cap 11-A Fd. — None

Fidelity Advisor New Insights A Fd — None — Buy

MEFS Value - A Fd. — Int/Div — Buy

Morgan Stanley Capital Trust V — Int/Div

Oppenheimer Developing Mkts. - A Fd — Int/Div

Riversource Ret. Ady. Plus Annuity — Int/Div

Riversource Ret. Adv. Plus Annuity — Int/Div

Investment property, Baltimore, MD — None

Lender Proc. Svcs., Ine. - cmn — Int/Div

Riversource Ret. Adv, 4 Ad. VA Annuity — Int/Div

Riversource Ret. Adv. 4 Ad. VA Annuity — Int/Div — Buy

Franklin MD Tax Free Inc. - A — Int/Div

Bristol Myers Squibb cmn — Int/Div

Chevron Texaco Corp. formerly Chevron Corp. cmn — Int/Div

Coca ColaCo.cmn — Int/Div

Colgate Palmolive Co. cmn — Int/Div

Diamond Offshore Drilling Co. cmn — Int/Div

DuPont, E. I. cmn — Int/Div

Equifax Inc. cmn — Int/Div

General Electric Co. cmn — Int/Div

General Mills Inc. cmn — Int/Div

Johnson & Johnson cmn — Int/Div

Merck & Co., Inc. cmn — Int/Div

Pitney Bowes, Inc. cmn — Int/Div

Procter & Gamble Co. cmn — Int/Div

Mutual Shares Fund — Int/Div

Constellation Energy cmn — Int/Div

Cheesecake Factory Inc. cmn — None

Jones Grp cmn (Formerly Jones Apparel) — Int/Div

T.R.P. Md. Tax Free Bond — Int/Div

T.R.P. Tax Exempt M/M — Int/Div

J P Morgan - Trust — Distribution

J P Morgan US DollarPrincipal (Form Deposit Sweep Inst'l.

JP Morgan Short Term Mun. Bd. Fd. — Buy

Venzon Communications

Chevron Corp. — Sold (part)

Dow Chemical

Gen Elect Co

Exxon Mobil Corp — Sold (part)

J P Morgan Core Bond Sel Fid Fund

AltriaGroup, Inc — Buy (add'l)

Amencan Electric Power Co, Inc.

Bankof America Corp ( Formerly New)

Boeing Co. — Buy

Bristol Meyers Squibb Co

Consolidated Edison, Inc

Dominion Resources Inc VA

Scana Corp — Sold

Home Depot, Inc — Buy

McDonalds Corp. — Buy

Morgan Stanley 4.25% 5/15/10 — Redeemed

Donnelley RR & Sons Co. — Sold

Duke Energy ( Formerly Hldg.) Corp.

Travelers Cos. Inc.

Whirlpool Corp.

Kraft Foods, Inc

Spectra Energy Corp.

Pfizerinc — Buy

Philip Morris Int'l, Inc. (X)

Kellogg Co

JP Morgan Mun. Bd. Fd. — Sold

Coca-Cola Co.

Sysco Corp.

Yum Brands Inc — Buy

Exxon Mobil Corp cmn — Int/Div

Intel Corp cmn — Int/Div

PNC Finl. Svs. Grp. cmn — Int/Div

Microsoft Corp cmn — Int/Div

T. Rowe Price Inc. cmn — Int/Div

Zebra Tech cmn — None

Wal-Mart Stores cmn — Int/Div

Fidelity Natl. Info. Svcs. Inc. cmn — Int/Div

Zimmer Hldgs. Inc. cmn — None

Smucker JM Cocmn — Int/Div

Medcohealth Solutions, Inc. cmn — None

Massachusetts Mutual Ins. Co. - whole life policy — Int/Div

Ameriprise Trust Co. ACF W. M. Nickerson IRA

Columbia Acom Fd. - A

Columbia (Formerly Riversource)Diversified Bd. Fd. Cl A — Int/Div

Columbia ( Formerly Riversource) High Yield Bd. Fd. Cl A — Int/Div

1 Shares MSCI Emerging Mkts. — Int/Div

1 Shares Russell 1000 Value — Int/Div

1 Shares Russell 1000 Growth — Int/Div

1 Shares S&P Europe 350 Index — Int/Div

1 Shares S&P Midcap400 Barra Growth Index Fd. — Int/Div

I Shares S&P Midcap 400 Barra-Value Index Fd. — Int/Div

1 Shares S&P Smallcap 600 Index Fd. — Int/Div

Morgan Stanley Capital Trust V — Int/Div

Fidelity Advisor New Insights - T Fd. — None

Columbia (Formerly RVS) Diverse Equity Inc.- A — Int/Div

MFS Intl. Diverse - A — Int/Div

Fidelity Advisor Mid Cap Il - A — None

Columbia Mult Adv( FormerlyRiversource) Intl Sel Val-A Fund — Int/Div

Columbia Mid Cap Value -A Fund — Int/Div

Columbia Small Cap Value A Fund — Int/Div

Columbia Recovery & Infrst A Fd. — Int/Div — Buy

Fidelity Advisor Mid Cap I1-A Fd. — None

Fidelity Advisor New Insights A Fd — None — Buy

MEFS Value - A Fd. — Int/Div — Buy

Morgan Stanley Capital Trust V — Int/Div

Oppenheimer Developing Mkts. - A Fd — Int/Div

Riversource Ret. Adv. Plus Annuity — Int/Div

Riversource Ret. Adv. Plus Annuity — Int/Div

Investment property, Baltimore, MD — None

LenderProc. Sves., Inc. -cmn — Int/Div

Riversource Ret. Adv. 4 Ad. VA Annuity — Int/Div

Riversource Ret. Adv. 4 Ad. VA Annuity — Int/Div — Buy

Riversource Rec. & Infra. A Fd. — Int/Div

Franklin MD Tax Free Inc. - A — Int/Div

Agreement — 12/6/93 — Co - 133 State of Md. Judicial Pension Plan; a — Sd

Income — Monthly — State of Md. Judicial Pension Plan — $29 727.36

Part VII The JP Morgan Trust (line 20) provided me with a single annual report for the period 08/01/2009 to 06/30/2010. The trust assets noted at lines 22, 24, 27,

29, 32,36,37, 38, 39, 40, 46, 49 and 52 report transactions during the trust reporting period which predate the period of this report.

Part VII, line 78 Columbia (Formerly RVS) Diverse Equity Inc. - A, an asset listed at line 93 on last year's annual report, was inadvertently reported as sold on

12/11/09 in that report. In actuality, only the name was changed.

Part VII, line 95, a Riversource Ret. Adv. 4 Ad. VA Annuity, purchased on 12/11/09 was inadvertently omitted on last year's annual report.

Part VII, line 92, As reported for 2008 and 2009, this property was purchased on 11/07/2007 for $110,000.00