Avern Levin Cohn

GILLETTE — Int/Div

JP MORGAN CHASE — None — SALE

AMERICAN INTL GROUP — Int/Div

BRISTOL MYERS SQUIBB — Int/Div

INTEL CORP — Int/Div — DONA

GILLETE COMPANY — Int/Div

WORLCOMM — None — SALE

ROYAL DUTCH PETROLEUM — Int/Div — DONA

SCHLUMBERGER, LTD. — Int/Div — DON

MERCK & CO. — Int/Div — SALE

INTERPUBLIC GROUP — None

SIGMA ALDRICH CORP — Int/Div — DONA

HJ HEINZ COMPANY — Int/Div

KIMBERLY CLARK — Int/Div — DONA

WALT DISNEY CO. — Int/Div

QUALCOMM INC — Int/Div

GATX CORP — None — SALE

GATX CORP — Int/Div — SALE

HONEYWELL INTL — Int/Div — SALE

AMERICAN EXPRESS CORP — Int/Div

ORACLE CORP — None

CORNING INC — None — SALE

SUN MICROSYSTEMS — None

CITIGROUP INC — Int/Div — BUY

TIME WARNER INC — None — CHANGE

BOEING — Int/Div

CENDANT CORP — None — SALE

ZIMMER HOLDINGGS — None — SALE

ARCHER DANIELS MIDLAND — Int/Div

READERS DIGEST ASSN — Int/Div — SALE

JDS UNIPAHSE — None

RAYTHEON NEW — Int/Div

LIBERTY MEDIA A — None

JOHNSON & JOHNSON — Int/Div

L-3 COMM INC — None — SALE

MCDONALDS CORP — Int/Div — SALE

COCA COLA CO. — Int/Div

IMC GLOBAL INC — Int/Div — SALE

EMC CORP MA — None

GENENTECH INC — None — SALE

MEDTRONICS, INC — Int/Div

COX COMMUNICATIONS — None

INTERNATIONAL PAPER — Int/Div

PEPSICO — Int/Div

DEL MONTE FOODS — None — SALE

LOCKHEED MARTIN — Int/Div

DUKE ENERGY — Int/Div — SALE

GEMSTAR TV GUIDE INTL INC — None — BUY

ONE GRP HIGH YIELD BOND FUND — Int/Div — BUY

ISHARES TR RUSSELL 2000 VALUE INDEX FUND — Int/Div — BUY

ISHARES TR MSCI EAFE INX FD — Int/Div — BUY

ISHARES TR S&P MIDCAP 400/BARRA VAL — Int/Div — BUY

ISHARES S&P MIDCAP 400/BARRA GR IDX — Int/Div — BUY

BAXTER INTL — Int/Div — BUY

BAXTER INTL CORP UNIT 7% — Int/Div — BUY

MICROSOFT CORP — Int/Div — BUY

SAFEWAY INC — None — BUY

NORTHFORK BANCORP — Int/Div — BUY

WASHINGTON MUTUAL INC — Int/Div — BUY

WACHOVIA CORP — Int/Div — BUY

NORTHROP GRUMMAN PFD 7.25% — Int/Div — BUY

AMGEN INC — None — BUY

PFEER — Int/Div — BUY

CUMMINS INC — Int/Div — BUY

EMCOR GROUP INC — None — BUY

ONE GROUP MUN M/M FUND — Int/Div — BUY

ONE GROUP MUM M/M FUND — None — SALE

ONE GROUP M1 MUN BOND FUND — Int/Div — SALE

BANK & TR PR CTF DEP — Interest — BUY — NOTES IN PART VIII

CNL BK CTF OF DEP — Interest — BUY — NOTE IN PART VIII

COASTAL FED BK CTF OF DEP — Interest — BUY — NOTE IN PART VIII

EQUITABLE FED SVGS BX CERT OF DEP — Interest — BUY — IN PART VIII

E*TRADE BK CERT OF DEP — Interest — BUY — NOTE IN PART VIII

BELLEVILLE NORTH VENTURE — None

HUNTINGTON GARDEN APTS — Rent

HUNTINGTON GARDEN APTS — Interest

LANCASTER HILLS APTS. CO — Interest

LANCASTER HILLS APTS. CO. — Rent

LONG LAKE-TELEGRAFPH RD. — Rent

FRANKEL-NODLEHS — None

SEAWAY TOWERS — Rent — 2003

BLOOMFIELD VILLAGE SQUARE — Int

BLOOMFIELD VILLAGE SQUARE — Rent

FERRIS PARK TOWERS — Rent

FERRIS PARK TOWERS — Interest

BELLEVILLE NORTH MARSH VENTURE — Rent

DIXIE PROPERTIES — Interest

DIXIE PROPERTIES — Rent

BLOOMFIELD PLAZA, LIC — Rent

BLOOMFIELD PLAZA, LIC — Int

GGP LIMITED PARTNERSHIP — Rent

GGP LIMITED PARTNERSHIP — Interest

GGP LIMITED PARTNERSHIP — Int/Div

AMY JOY VENTURE — None

EATON NURSERY SALES — Rent

WOODFORD APT. HOTEL CO. — Rent

GR MEADOWBROOK PROPERTIES, LLC — None

NORTH HILL CENTER, L1.C — Rent

BLOOMFIELD PLAZA H LIC — Interest

HOLLY RESIDENTIAL LP — PART

THE THING ABOUT MEN LTD PART — Interest — BUY

BRANDON LONG LAKE LTD PART — None — BUY

CEDAR SPRINGS, MI PUBLIC SCHOOLS — Interest

MISTATE BLDG AUTH — Interest — ION

LANSE CREUSE PUB SCHOOLS — Interest

MISTATE HOSP FIN AUTH — Interest

MARICOPA CO ARIZONA — Interest

GLOUCESTER MA GO - — Interest

OAKLAND COUNTY MI — Interest

ANCHORBAY, MI — Interest — ION

ALMA, MI PUB SCHOOLS — Interest

YPSILANTI MI — Interest

WHITE CLOUD, MI — Interest

MISTATE TRUNK LINE HOSP FIN AUTH — Interest

LANSING, MI — Interest — ION

MUSKEGON HTS, MI — Interest

TECUMSEH, MI SCHOOLS — Interest

MANISTEE MI SCHOOLS BOND — Interest

LAKEVIEW MI SCHOOLS BOND — Interest

HURON MI SCHOOLS BOND — Interest

ELK RAPIDS, MI SCHOOLS BOND — Interest — BUY

GRAND RAPIDS & KENT CNTY, MI BOND — Interest — BUY

CANTON CHARTER TWP, MIBOND — Interest — BUY

LAKE ORION, MI SCHOOLS BOND — Interest — BUY

CONDOMINIUM-CHARLEVOD{ MI. — None

20% INT.-LAND-CHARLEVOIX, MI — None — D

SPOUSES HOLDINGS:

EXXON/MOBIL CORP — Int/Div

GE — Int/Div

INTEL CORP — Int/Div

SCHERING PLOUGH — Int/Div

MICROSOFT CORP — None

AMERICAN INTL GRP — Int/Div

BM — Int/Div

PFIZER — Int/Div

VIACOM B — None

WAL MART — Int/Div

FLEETBOSTON FINANCIAL — Int/Div

AT&T — Int/Div

PROCTER & GAMBLE — Int/Div

GILLETTE — Int/Div

NY TIMES CLA — Int/Div

HSBC HOLDINGS PLC — None

WRIGLEY — Int/Div

DELL B — None

WELLS FARGO — Int/Div

ASTRA ZENECA PLC — None

HERSHEY FOODS CORP — Int/Div

3M — Int/Div

CATERPILLAR — Int/Div

HOUSEHOLD INTL — None

LOCKHEED MARTIN — Int/Div

AMGEN — None

DIEBOLD — None

EMC CORP — None

JABIL CIRCUIT — None

TEXAS INSTRUMENTS — None

EIDUPONT — Int/Div

STARBUCKS CORP — None

FEDEX — Int/Div

WAYNE COUNTY, MI! AIRPORT — Interest

ROMULUS, MI SCHOOLS — Interest

MISTATE TRUNK LINE — Interest

MIMUNBOND AUTH — Int

ANN ARBOR, MIDEV — Int

MARQUETTE, MI PUBLIC SCHOOLS — Interest

HOWELL, MI PUBLIC SCHOOLS — Interest

DEXTER MI SCHOOLS — Interest

MISTATE BLDG AUTH — Interest

CRAWFORD AUSABLE MI SCHOOLS — Interest

GREENVILLE MISCHOOLS — Interest

HOLT MI SCHOOLS — Interest

ROCHESTER MI SCHOOLS — Interest

LANSING, MI SCHOOLS — Interest

MI STATE GO — None

DETROIT, MI WATER — None

PUERTO RICO — Interest

DETROIT, MISEWER — None

MISTATE GO — Interest

PUERTO RICO HWY — Interest

OXFORD, MI — Interest

ROCHESTER, MI CSP — Interest

UTICA, MIGO — Interest

MISTATE GO ENVIRON — Interest

ARTSPACE, INC — S-CORP

WASHTENAW CO — PART

COMMERCE CENTER BLDG — None

TALLAHASSEE MALL PARTNERS, LTD — PART

VICTORY VALLEY PART — PART

TPVMFG INVESTORS LP — None

CHICO MALL PARTNERS — PART

BROADWAY MALL PARTNERS — PART

PARK PARTNERS — PART

JP MORGAN CHASE — None — SALE

AMERICAN INTL GROUP — Int/Div

BRISTOL MYERS SQUIBB — Int/Div

INTEL CORP — Int/Div — N

GILLETE COMPANY — Int/Div

WORLCOMM — None — SALE

ROYAL DUTCH PETROLEUM — Int/Div — N

SCHLUMBERGER, LTD. — Int/Div — N

MERCK & CO. — Int/Div — SALE

INTERPUBLIC GROUP — None

SIGMA ALDRICH CORP — Int/Div — N

HI HEINZ COMPANY — Int/Div

KIMBERLY CLARK — Int/Div — N

WALT DISNEY CO — Int/Div

QUALCOMM INC — Int/Div

GATX CORP — None — SALE

GATX CORP — Int/Div — SALE

HONEYWELL INTL — Int/Div — SALE

AMERICAN EXPRESS CORP — Int/Div

ORACLE CORP — None

CORNING INC — None — SALE

SUN MICROSYSTEMS — None

CITIGROUP INC — Int/Div — BUY

TIME WARNER INC — None — CHANGE

BOEING — Int/Div

CENDANT CORP — None — SALE

ZIMMER HOLDINGGS — None — SALE

ARCHER DANIELS MIDLAND — Int/Div

READERS DIGEST ASSN — Int/Div — SALE

JDS UNIPAHSE — None

RAYTHEON NEW — Int/Div

LIBERTY MEDIA A — None

L-3 COMM INC — None — SALE

MCDONALDS CORP — Int/Div — SALE

COCA COLA CO. — Int/Div

IMC GLOBAL INC — Int/Div — SALE

EMC CORP MA — None

GENENTECH INC — None — SALE

MEDTRONICS, INC — Int/Div

COX COMMUNICATIONS — None

INTERNATIONAL PAPER — Int/Div

PEPSICO — Int/Div

DEL MONTE FOODS — None — SALE

LOCKHEED MARTIN — Int/Div

DUKE ENERGY — Int/Div — SALE

GEMISTAR TV GUIDE INTL INC — None — BUY

ISHARES TR RUSSELL 2000 VALUE INDEX FUND — Int/Div — BUY

ISHARES TR MSCI EAFE INX FD — Int/Div — BUY

ISHARES TR S&P MIDCAP 400/BARRA VAL — Int/Div — BUY

ISHARES S&P MIDCAP 400/BARRA GR IDX — Int/Div — BUY

BAXTER INTL — Int/Div — BUY

BAXTER INTL CORP UNIT 7% — Int/Div — BUY

MICROSOFT CORP — Int/Div — BUY

SAFEWAY INC — None — BUY

NORTHFORK BANCORP — Int/Div — BUY

WASHINGTON MUTUAL INC — Int/Div — BUY

WACHOVIA CORP — Int/Div — BUY

NORTHROP GRUMMAN PFD 7.25% — Int/Div — BUY

AMGENINC — None — BUY

PFIZER — Int/Div — BUY

CUMMINS INC — Int/Div — BUY

EMCOR GROUP INC — None — BUY

ONE GROUP MUN M/M FUND — Int/Div — BUY

ONE GROUP MUM M/M FUND — None — SALE

ONE GROUP MI MUN BOND FUND — Int/Div — SALE

BANK & TR PR CTF DEP — Interest — BUY — NOTES IN PART VIII

CNL BK CTF OF DEP — Interest — BUY — NOTE IN PART VIII

COASTAL FED BK CTF OF DEP — Interest — BUY — PART VIII

EQUITABLE FED SVGS BK CERT OF DEP — Interest — BUY — NOTE IN PART VIII

E*TRADE BK CERT OF DEP — Interest — BUY — NOTEIN PART Vill

BELLEVILLE NORTH VENTURE — None

HUNTINGTON GARDEN APTS — Rent

HUNTINGTON GARDEN APTS. — Interest

LANCASTER HILLS APTS. CO. — Interest

LANCASTER HILLS APTS. CO. — Rent

LONG LAKE-TELEGRAPH RD. — Rent

FRANKEL-NODLEHS — None

SEAWAY TOWERS — Rent — 2003

BLOOMFIELD VILLAGE SQUARE — Int

BLOOMFIELD VILLAGE SQUARE — Rent

FERRIS PARK TOWERS — Rent

FERRIS PARK TOWERS — Interest

BELLEVILLE NORTH MARSH VENTURE — Rent

DIXIE PROPERTIES — Rent

BLOOMFIELD PLAZA, LLC — Rent

BLOOMFIELD PLAZA, LLC — Int

GGP LIMITED PARTNERSHIP — Rent

GGP LIMITED PARTNERSHIP — Interest

GGP LIMITED PARTNERSHIP — Int/Div

AMY JOY VENTURE — None

EATON NURSERY SALES — Rent

WOODFORD APT. HOTEL CO. — Rent

GR MEADOWBROOK PROPERTIES, LLC — None

NORTH HILL CENTER, LLC — Rent

BLOOMFIELD PLAZAN LLC — Interest

BLOOMFIELD PLAZA I LLC — Rent

HOLLY RESIDENTIAL LP — PART

THE THING ABOUT MEN LTD PART — Interest — BUY

BRANDON LONG LAKE LTD PART — None — BUY

CEDAR SPRINGS, MI PUBLIC SCHOOLS — Interest

LIVINGSTON COUNTY MI BOND — Interest — TION

MISTATE BLDG AUTH — Interest — TION

LANSECREUSE PUB SCHOOLS — Interest

MISTATE HOSP FIN AUTH — Interest

MARICOPA CO ARIZONA, — Interest

GLOUCESTER MA GO oo — Interest

OAKLAND COUNTY MI — Interest

AMA, MI PUB SCHOOLS — Interest

YPSILANTI MI — Interest

WHITECLOUD, MI — Interest

MISTATE TRUNK LINE HOSP FIN AUTH — Interest

LANSING, MI — Interest — TION

MUSKEGON HTS, MI — Interest

TECUMSEH, MISCHOOLS — Interest

MANISTEE MI SCHOOLS BOND — Interest

LAKEVIEW MISCHOOLS BOND — Interest

HURON MI SCHOOLS BOND — Interest

ELK RAPIDS, MISCHOOLS BOND — Interest — BUY

LAKE ORION, MI SCHOOLS BOND — Interest — BUY

CONDOMINIUM-CHARLEVOIX MI — None

20% INT.-LAND-CHARLEVOIX, MI — None — D

TIE HOLDINGS

EXXON/MOBIL CORP — Int/Div

GE — Int/Div

INTEL CORP — Int/Div

SCHERING PLOUGH — Int/Div

MICROSOFT CORP — None

AMERICAN INTL GRP — Int/Div

IBM — Int/Div

PFIZER — Int/Div

VIACOMB — None

WAL MART — Int/Div

FLEETBOSTON FINANCIAL — Int/Div

AT&T — Int/Div

PROCTER & GAMBLE — Int/Div

NY TIMES CLA — Int/Div

HSBC HOLDINGS PLC — None

WRIGLEY — Int/Div

DELL — None

WELLS FARGO — Int/Div

ASTRA ZENECA PLC — None

HERSHEY FOODS CORP — Int/Div

3M — Int/Div

CATERPILLAR — Int/Div

HOUSEHOLD INTL — None

LOCKHEED MARTIN — Int/Div

AMGEN — None

DIEBOLD — None

EMC CORP — None

JABIL CIRCUIT — None

TEXAS INSTRUMENTS — None

EIDUPONT — Int/Div

STARBUCKS CORP — None

FEDEX — Int/Div

WAYNE COUNTY, MI AIRPORT — Interest

ROMULUS, MI SCHOOLS — Interest

MISTATE TRUNK LINE — Interest

MIMUN BOND AUTH — Int

ANN ARBOR, MIDEV — Int

MARQUETTE, MIPUBLIC SCHOOLS — Interest

HOWELL, MI PUBLIC SCHOOLS — Interest

DEXTER MISCHOOLS — Interest

MI STATE BLDG AUTH — Interest

MI STATE BLDG AUTH — Interest

FERNDALE, MISCHOOLS — Interest

CRAWFORD AUSABLE MI SCHOOLS — Interest

GREENVILLE MI SCHOOLS — Interest

HOLT MI SCHOOLS — Interest

ROCHESTER MI SCHOOLS — Interest

LANSING, MI SCHOOLS — Interest

MISTATE GO — None

DETROIT, M] WATER — None

MISTATE(PRERFD) — Interest

PUERTO RICO — Interest

MISTATEHOSP — Interest

DETROIT, MI SEWER — None

MISTATE GO — Interest

PUERTO RICO HWY — Interest

OXFORD, MI — Interest

ROCHESTER, MI CSP — Interest

UTICA, MIGO — Interest

MISTATE GO ENVIRON — Interest

ARTSPACE, INC — S-CORP

WASHTENAWCO — PART

COMMERCE CENTER BLDG

TALLAHASSEE MALL PARTNERS, LTD. — PART

VICTORY VALLEY PART — PART

CHICO MALL PARTNERS — PART

BROADWAY MALL PARTNERS — PART

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CERTAIN CERIFICATES OF DEPOSIT WERE PURCHASED IN AUGUST OF 2002 THAT ARE DUE

TO MATURE IN AUGUST OF 2005 WERE INADVERTANTLY OMITTED FROM THE 2002 FINANCIAL DISCLOSURE REPORT PART VIL.

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