Allyne R. Ross

G Tech Holdings

Johnson & Johnson

Kaneb Pipeline Pinrs Preferred — sell

Lockheed Martin — sell

Rite Aid — sell

Texas Instruments — sell

Wells Fargo — sell

Putnam Premier Income Trust

Andrx Group — sell

Emeritus Corp — buy

Emeritus Corp. — buy

Encana Corp. — buy

Enerplus Resources — buy

Fording Canadian Coal — buy

General Electric — buy

J C Penney — buy

Provident Energy Trust ) — buy

Safeway — buy

United Natural Foods — buy

Young Broadcasting — buy

Young Broadcasting — buy

IRA #2 — int.

Saving Acct. at Citibank

Smith Bamey Money Fund — redeem

Kaiser Group Intl.

Provident Energy Trust — buy

John Hancock Bank Fund — buy

Alliance Bernstein Technology Fund — redeem

Smith Bamey Premier Selections Fund — redeem

Smith Bamey Large Cap Growth Fund — redeem

Tennessee Valley Authority Strips

Trust #2 — Int/Div

Dodge & Cox Stock Fund — buy

Trust #3 — Int/Div

T. Rowe Price Short-Term Bond Fund — redeem — Redemption

T. Rowe Price Short-Term 304A) FuNO — redeem — Redemption

T. Rowe Price Small-Cap Value Fund

T. Rowe Price Developing Technologies Fund

T. Rowe Price Value Fund — redemption

T. Rowe Price Capital Opportunity Fund — buy

Citibank Checking Account

Vanguard Limited-Term Tax Exempt Fund — Int/Div — buy

Vanguard Limited-Term Tax Exempt Fund — buy

Vanguard Limited-Term Tax Exempt Fund — redeem — Redemption

Vanguard Limited-Term Tax Exempt Fund — redeem — Redemption

Vanguard Limited-Term Tax Exempt Fund — redeem — Redemption

Vanguard Limited-Term Tax Exempt Fund — redeem — Redemption

Walt Disney Co. — Int/Div

Vanguard Tax Exempt Money-Market Fund — Int/Div — buy

Vanguard Tax Exempt Money-Market Fund — redeem — Redemption

Vanguard Tax-Exempt Money Market Fund — redeem — Redemption

Vanguard Tax-Exempt Money-Market Fund — Int/Div — redeem — Redemption

Vanguard Tax-Exempt Money-Market Fund — redeem — Redemption

Smith Barmey Adjustable Rate Income Fund — Int/Div — redeem — Redemption

Smith Bamey Adjustable Rate Income Fund — redeem

Smith Barney Municipal N.Y. Money Market Fund — Int/Div — buy

T. Rowe Price Uniform Gift to Minor Account — Int/Div

T. Rowe Price Growth Stock Fund

T.Rowe Price International Discovery Fund — buy

T.Rowe Price Japan Fund

T.Rowe Price Small Cap Stock Fund — buy

Trust #3

Aggressive Growth Portfolio — Int/Div

Citibank Checking Account

Citibank Checliing Account — nt.

Citibank Checking Account — nt.

Vanguard Municipal Money Market Fund — Int/Div

Bemstein Emerging Markes Portfolio — Int/Div — buy

Bemstein New York Municipal Portfolio — Int/Div

1% Ownership in Building in Detroit, Mich — rent

Supervalu Inc — Int/Div

Altria Group — Int/Div

Cash Balance at Sanford Bernstein & Co — nt.

Thomas & Betts — sell

Anheuser Busch — Int/Div — sell

Fleet Boston Financial — Int/Div — sell

Grand Central Holdings

General American Investors — Int/Div

Sears Roebuck & Co. — Int/Div — sell

Arrow Electronics

Genuine Parts Co. . — Int/Div — sell

Whirlpool Corp — Int/Div — sell — sale

VF Corp. — Int/Div

Occidental Petroleum — Int/Div — sell — sale

Tech Data Corp.

Conoco Philips — Int/Div — sell — sale

Burlington Northern Santa Fe — Int/Div

Bank of America — Int/Div — sell — sale - also see Part I'T

Hewlett Packard — Int/Div

Lear Corp. — Int/Div

Lehman Bros. Holdings — td — buy

Lehman Bros. Holdings — sell — sale

National City Corp. — Int/Div — buy

Norfolk Southem — Int/Div — sell — sale; see Part VIII

May Department Stores — Int/Div — sell

Wachovia — Int/Div — sell — sale

Washington Mutual — Int/Div — sell

American Intemational Group — Int/Div — sell — sale

Amgen Inc. — buy

Citigroup — Int/Div

Comcast — sell — sale

Comcast — sell — sale

Dell Computer — sell

Goldman Sachs — Int/Div — sell — sale

General Electric — Int/Div — buy

Intel Corp — Int/Div — sell — sale

Johnson & Johnson — Int/Div — sell

Kohls — sell

Lowes Companies — Int/Div

MBNA Corp. — Int/Div — sell — sale

MBNA Corp. — sell — sale

Medtronic — Int/Div — sell

Microsoft — Int/Div — buy

Microsoft — buy

Microsoft — sell — sale

Nokia — sell

Proctor & Gamble — Int/Div — buy

United Health Group — Int/Div — sell

Viacom — Int/Div — sell

Torchmark — Int/Div

Wal-mart — Int/Div — sell — sale

te Mor o — sell — sale

Walgreen — Int/Div — sell

Cooper Industries — Int/Div

Chubb — Int/Div

Corning — buy

Corning — sell — sale

Nortel Networks — sell

Ingram Micro

Metlife — Int/Div

PPL Corp. — Int/Div — sell

SBC Commmunciations — sell

Valero Energy — sell

Pfizer Inc. — Int/Div — sell — sale

Tellabs Inc

Sprint — Int/Div

Freddie Mac — Int/Div — buy

Glaxo Smith Kline — Int/Div

Bemstein Tax-Managed International Portfolio — Int/Div — buy — Part VIII

Fannie Mae — Int/Div — sell — sale

Ebay — buy

Electronic Arts Inc — buy

Maxim — sell

Merrill Lynch — Int/Div — buy

Merrill Lynch — sell

Progressive — Int/Div — sell

Veritas Software — sell

CSX Corp — Int/Div

Flextronics — buy

Guidant Corp. — Int/Div — sell

Magna international — Int/Div — buy

American Electric Power — Int/Div — sell

Partnerre Ltd. — Int/Div

Pepsic — Int/Div

Renaissancere Holdings — Int/Div — sell

Safeway

Verizon Communications — Int/Div — sell

Verizon Communications — sell

Wyeth — Int/Div — sell

Cisco Systems — buy

Cisco Systems — sell

Boeing Co. — Int/Div — buy

Boeing Co. — buy

Borg Wamer — buy

Chevron Texaco Corp. — Int/Div — buy

Jones Apparel — Int/Div — buy

J.P. Morgan Chase — buy

J.P. Morgan Chase — buy

J.P. Morgan Chase — Int/Div — buy

Martin Marietta Mateials — buy.

McDonalds — buy

Medco Health Solutions — buy

Solectron — buy

Sun Trust Banks — Int/Div — buy

Target Corp. — Int/Div — buy

Target Corp. — buy

Unilever — Int/Div — buy

Time Wamer — buy

Time Wamer — buy

XL Capital — Int/Div — buy

Alcon — Int/Div — buy

Avon Producs — Int/Div — buy

Avon Products — buy

Bed Bath & Beyond — buy

Boston Scientific — buy

Broadcom — buy

Broadcom — buy

Caremark RX — buy

Camival Corp. — buy

E.W. Scripps — i — buy

Google — buy

Juniper Networks — buy

Juniper Networks — buy

Nabor Industries — buy

Qualcomm — Int/Div — buy

Qualcomm — buy

Research in Motion — Int/Div — buy

St Jude Medical — buy

Starbucks — buy

Symantec — buy

Teva Pharmaceutical — buy

Teva Pharmaceutical — buy

Yahoo — buy

Yahoo — buy

Yahoo — buy

Zimmer Holdings — buy

Amazon Com — buy

Amazon Com — sell

Applied Matenals — buy

Applied Matenals — sell

BP Amoco — Int/Div — buy

BP Amoco — buy

Part VII - Last year's form listed L-3 Communications as having been bought. It actually was sold. The other information reported last year with respect

to that security was correct.

Part VII - Bank of America, Norfold Southem and Bemstein Tax-Managed International Portfolio were reported last year as sold. They should have been

listed as partial sales.