J. Curtis Joyner

DNB First Wealth Management IRA

JP Morgan Core Plus Bond — Interest — Buy

PIMCO Income Fund — Interest — Buy

Oppenheimer Sr Floating Rate Fund — Interest — Buy

ML Large Cap Core — Int/Div

SEI Money Market — Interest — Buy

Citizens Bank Cash Account — Interest — Buy

Vanguard - Mutual Funds

International Growth Inv. IRA — Int/Div

US. Growth Fund Inv. IRA — Int/Div

DNB Financial Comp.

Common Stock — Int/Div

Key Comp:

Common Stock — Int/Div

DNB First Wealth Management IMA

I-Shares Edge MSC USA Momentum ETF — Int/Div — Buy

Vanguard 500 Index Fund — Int/Div — Buy

I-Shares Edge MCSI USA Value — Int/Div — Buy

First Trust Index Innovative Transactions and Process ETF — Int/Div — Buy

SEI Money Market — Interest — Buy

I-Shares Core MSCI Emerging Markets ETF — Int/Div — Buy

1-Shares MSCI EAFE ETF — Int/Div — Buy

JP Morgan Core Plus Bond Fund — Interest — Buy

PIMCO Income Fund — Interest — Buy

Oppenheimer Senior Floating Rate Fund — Interest — Buy

Memill Lynch - Mutual Funds:

ML Disciplined EQ CL A — Int/Div — Sold

ML Global Allocation A — Int/Div — Sold

ML Intl Value FDCL A — Int/Div — Sold

ML LARGE CAP CORE — Int/Div

Memill Lynch - Money Account;

ML Bank USA RASP — Int/Div — Sold

Citizens - IRA — Interest — with line 7)

Vanguard - Mutual Funds — Int/Div

Internat’l Growth Inv. IRA — Int/Div

US. Growth Fund Inv. IRA

DNB Fianancial Corp.

Common Stock — Int/Div

KeyCorp

Common Stock — Int/Div

Explanations of Part VII

Funds 2, 3, and 4 replaced the ML Disciplined Equity, ML Global Allocation, and ML International Value funds respectively.

Fun 6 replaced the ML Bank USA RASP.

Funds 7 and 33 were merged because the fund was previoulsy, incorrectly listed us an IRA account, but it has been my checking account since 1992.

Funds 16 - 25 assets purchased from the Citizens Bank Cash Account on October 3, 2018.