Nancy H. Lord

Neuberger Berman Large Cap Value Fund Tnvestol — Int/Div

Neuberger Berman Focus Fund Investor Class — Int/Div

MetLife, Inc common stock (MetLife Policy Holder Trust) — Int/Div

MetLife "Whole Life" Policy — Int/Div

Prudential (Herzfeld & Rubin "H&R™ PC 401K) Pru Stable Value FD 65 — Int/Div

Prudentiul (H&R, P.C. 401K) Loomis Savles Gbl Alle Y — Int/Div

Prudential (H&R, P.C. 401K) Invesco Comstock A — Int/Div

Prudential (H&R, P.C, 401K) MFS International Val Class R4 — Int/Div

Prudential (H&R, P.C. 401K) Oppenheimer Int'l Growth Y — Int/Div

Key Bank (Cash Accounts) — None

Agreement — 228012 — Pension - New York State Employees’ Retirement System - Monthly Pension Check (no control)

Liability — Key Bank — Unsecured Preferred Credit Line Account

Liability — MetLife — Loan against Own "Whole Lite" Life Insurance Proceeds

Liability — L.L. Bean Mastercard — Revolving Charge Account (Credit Card)

Income — 2018 — Income Denved from Monthly Payment from NYS Retirement System (NYS & Local Employees Retirement System) — $20,957.73

Income — 2018 — Income Derived from Monthly Payment from NYS Teachers Retirement System {as Surviving Spouse of Pensioner) — S47.281.43

Part VIL. Investments and Trusts

Re - Prudential / Herzfeld & Rubin, P.C. Employees’ 401(k) Plan. Nothing is being contributed by Herzfeld & Rubin, P.C. or has been contributed by Herzfeld &

Rubin, P.C. (a former employer) since 1 left the firm's employ in 1999. 1 do not make contributions nor do 1 receive any income as this is a retirement plan.

Part VIL. Investments and Trusts

Item 4 - A dividend is earned cach year on the anniversary of this whole-life policy which automatically results in the acquisition of additional insurance coverage.

Since the anniversary date is in June each year, | have mcluded the dividend amount for 2018, (the

vidend amount would fall within category "C* but the amount

of additional insurance that the dividend purchased falls within category "D", so I used category ("D"). For "gross value" at end of the reporting period, | have

provided the cash surrender value information which falls within category "K"