Scott W. Dales

Comcast Corp Class A Common — Int/Div

AT&T — Int/Div

Vodafone Group PLC — Int/Div

Verizon Communications Common Stock — Int/Div

CenturyLink, Inc. Common (fka Qwest Communications Int'l) — Int/Div

Frontier Communications Corp. — None

Harshbarger v. Penn Mutual Life Settlement Relief Fund — Int/Div

Trustco Bank Corp. NY Common (UTMA) — Int/Div

Met Life Policy Holders Trust — Int/Div

Principal Funds TOD (H)

SAM Flexible Income Portfolio (A) — Int/Div

Kalamazoo Community Foundation 401(K) and 403(b) JDD) — Int/Div

T Rowe Price Retirement 2030 (See Part Vin — Int/Div

TIAACREF 40)b) Retirement Fund (JDD) — Int/Div

American Funds 529A Accounts (Thru Princor Financial) (H)

American Funds College Enrollment — Int/Div

American Funds College Enrollment — Sold (part)

American Funds College Enrollment — Sold (part)

American Funds College Enrollment — Sold (part)

American Funds College Enrollment — Sold (part)

American Funds College Enrollment — Sold (part)

American Funds College Enrollment — Sold (part)

American Funds College Enrollment — Sold (part)

American Funds College 2018 Fund 529A ({CENAX) — Int/Div

Principal Financial Group Variable Universal Life (SWD) (H)

LifeTime 2030 (Life Insurance) — Int/Div

Principal Financial Group Vanable Universal Life JD) (H)

LifeTime 2030 (Life Insurance) — Int/Div

Lake Michigan Federal Credit Union (Deposit Accounts) — Interest

PNC Bank (Deposit Accounts) — Interest

Wells Fargo - Traditional IRA (Inherited) — Int/Div — Buy

Secretary, Chief Lake Property Owners Assn

Reimbursement — American Bankruptcy Institute (ABI) — Nov. 12, 2018 — Troy, MI — Panelist at legal education seminar — Mileage / Hotel

Spouse's income — 2018 — Kalamazoo Community Foundation (Wages)

Part VIL, lines 1-6: The stock interests in the "Baby Bells" and their successors are the product of a gift SE"

These "Baby Bell” assets on Lines 1-6 are disclosed though below the reporting threshhold.

Part VII, line 12: the Kalamazoo Community Foundation retirement plan reported “gains” which I assume take the form of reinvested tax-deferred dividends or

other return on investment. This is JEN retirement account.

Part VII, line 14: the TIAA-CREF reported “gains” which | assume take the form of reinvested tax-deferred dividends or other return on investment. This is Jill

I retirement account.

Part VII, lines 15-24: The 529A accounts listed on these lines are perhaps better identified us part of the American Funds College Target Date Series 2018, a

college savings financial product tailored to the timing of anticipated tuition and other college related costs, given the ages of our children. We took seven partial

distributions from the college savings accounts (College Enrollment Fund 529A (CENEX))

PI. With respect to the reported gains and dividends, the American Funds 529A accounts historically declare and distribute capital gains and dividends ar year

end (in this case Dec. 2018) based on balances at that time. The gains and dividends in our college savings accounts are automatically reinvested, again at year

end.

Part VIL, Tine 31. This Wells Fargo Traditional IRA account was acquired Il on 12/11/2018, pu