Judith Ann Wilson Rogers

SunTrust Bk — Interest

Am.Fds.: Wash. Mut. Inv. Fd — Int/Div

Am.Fds.: New Persp. Fd. — Int/Div

Am.Fds.:.Cap.Wrld.Gwth & Inc. Fd. — Int/Div

Am.Fds.: Sm.Cap.Wrld.Fd — Int/Div

Inc. Fd. Amer — Int/Div — buy

Am.Skd: E.Rowe Price Lg Cap Growth — None

Am. Skd: DeAm.Lg Cap.Value — None

Am.Skd: Marisico Cap Growth — None

Am.Skd: Evergreen VA Growth — None

Am.Skd: Goldman Sachs Sm Cap Val — None

Am.Skd: Intemat'l Growth — None

S., Ed ed = mT

Gift — Marvin — gift to Children's Hospital

III. Net income reported. See filing instructions.

VII Lines 9-14 Amerucan Skandia ("Am.Skd.") buys and sells funds during the year and I am not informed of the buy/sell dates. At the end of the calendar year,

I receive a valuations statement listing currently held funds. Hence, the insertion of new funds and deletion of prior holdings shown in Part VII.