Thomas Lamson Ludington

Chemical Bank & Trust checking & savings — Interest

Dow Chemical Employees Credit Union — Interest

TD Ameritrade Money Market — Interest

Merrill Lynch Money Market — Interest

Amgen Stock — Int/Div

Covance Stock — None

Blackrock Global Stock Fund — Int/Div

IBM Stock — Int/Div

Quest Diagnostics Stock — Int/Div

Petosky MI Condo (X) — None

Fidelity Contrafund KKL 401K — Int — Sold

Fidelity Contrafund Pool — None — Buy

ACWI Ex LS IMINL KKL 401K — None

Interest Income Fund KKL 401K — Int./y — Buy

Vanguard Convertible See KKL 401K — Ine

Vanguard Global Equity KKL 401K — Int/Div

Am Cent US Real Estate KKL 401K — None

SSga Stable Value-State of Michigan 457 Plan (TLL) — None

PIMCO Total Return-State of Michigan 457 (TLL) — None

Dodge & Cox Stock State of Michigan 457 Plan (TLL) — None

SSga Stable Value State of Michigan 401K Plan (TLL) — None

PIMCO Total Return State of M1 401K plan (TLL) — None

Dodge & Cox Stock-St of MI 401K (TLL) — None

Ridge Worth Funds-St of M1 401K (TLL) — None

American Funds Europacific Gr-St of MI JK (TLL) — None

Artisan Mid Cap-St of MI 401K (TLL) — None

NB Genesis-Inst KKL 401K — Int/Div

Pim Co Real KKL 401K (X)

TRP Is Mid Cap KKL 401K — Int/Div — Sold (part)

Small Cap Index Fund KKL 401K — None

Anchor Life Policy — None

Trust Mark Life Policy (TLL) — None

Indianapolis Life Policy — None

Apple Inc — None — Buy

Hennessy Gas Utilities Index Fund — Int/Div — Sold (part)

Fidelity Select Portfolio Fund — Int/Div — Sold (part)

Fidelity Select Portfolio Fund — Sold (part)

Fidelity Select Portfolio Fund — Sold (part)

Church & Dwight — Int/Div — Sold (part)

Dollar Tree Stores Inc — None — Sold (part)

Buffalo Wild Wings — None

MFS Utilities Fund — Int/Div — Buy (add'l)

MFS Utilities Fund — Sold (part)

MFS Utilities Fund — Sold (part)

Vanguard Energy Fund A — Int/Div — Sold (part)

Vanguard Energy Fund A — Sold

MSCI Canada Index ETF — Int/Div — Sold

Metro Inc Class A — Int/Div — Sold

Ross Stores, Inc — Int/Div — Sold (part)

Yacktman Fund — None — Sold (part)

Yacktman Fund — Sold

SPDR DJ Intl Real Estate ETF — Int/Div — Sold (part)

MFS Intl New Discovery A Fund — Int/Div — Sold (part)

T Price Media & Tele Fund — Int/Div — Sold (part)

Tim Horton's, Ing — Int/Div — with line 56)

Restaurant Brands Intl — Int/Div

ATCO Lid Class — Int/Div — Buy (add'l)

Bank of Nova Scotia — Int/Div — Sold (part)

National Health Investors — Int/Div — Sold (part)

Sunoco Logistics Partners — Int/Div — Sold (part)

Sunoco Logistics Partners — None — Sold (part)

C&S Realty Fund — Int/Div — Sold (part)

C&S Realty Fund — None — Sold (part)

Alerian Infrastructure — Int/Div

El Paso Pipeline — Int/Div — with line 66)

Kmder Morgan — None

Transmontaigne Partners — Int/Div — Sold

Rayonier Inc — Int/Div — Sold

Aflac. Inc — Int/Div — Sold

Deere & Co — Int/Div — Sold

PowerShares Pharma ETF — Int/Div — Sold (part)

PowerShares Pharma ETF — None — Sold (part)

PowerShares QQQ ETF — Int/Div — Sold (part)

PowerShares QQQ ETF — None — Sold (part)

TAL Intemational — Int/Div — Buy (add'l)

Westcore Intl Sm Cap Fund — Int/Div — Sold (part)

Continental Resources — None — Sold (part)

Pioneer Natural Resources Co — Int/Div — Sold (part)

Pioneer Natural Resources Co — None — Sold (part)

Enterprise Products Partners — Int/Div — Sold (part)

Plains All American Pipeline — Int/Div — Sold (part)

Simon Property Group — Int/Div — Sold (part)

Washington Prime Group — None — from line 82)

Washington Prime Group — None — Sold

American Tower Corp — Int/Div — Sold (part)

Oakmark Int! Fund — Int/Div — Sold (part)

PowerShares Dyn Energy ETF — Int/Div — Sold (part)

PowerShares Dyn Energy ETF — None — Sold (part)

Extra Space Storage — Int/Div — Sold (part)

Extra Space Storage — None — Sold (part)

HCP Inc — Int/Div — Sold (part)

Holly Frontier Corp — Int/Div — Sold (part)

Home Properties — Int/Div — Sold (part)

PowerShares Leis& Ent ETF — Int/Div — Sold (part)

T Rowe Price New Honzons Fund — Int/Div

Wasatch Int Growth Fund — Int/Div

AvalonBay Communities — Int/Div — Sold

Alaska Air Group — None — Buy

Fidelity Cyel Indust Fund — Int/Div — Buy

Invesco Ltd — None — Buy

PowerShares Buyback Acheivers ETF — Int/Div — Buy

PowerShares Industrials ETF — Int/Div — Buy

iShares Intl Select ETF — Int/Div — Buy

Stantec Inc — Int/Div — Buy

Anheuser Busch — Int/Div — Buy

Vanguard Energy Index ETF — Int/Div — Buy

Vanguard Energy Index ETF — None — Buy (add'l)

CVR Energy — Int/Div — Buy

Camden Property Trust — Int/Div — Buy

Digital Realty Trust — Int/Div — Buy

Digital Realty Trust — None — Sold (part)

EPR Properties — Int/Div — Buy

Andrews Co, TX 8/15/15 Bond — Interest

Camden. NJ Bond 1/15/15 — Interest

Capital One Bank CD 12/19/14 — Interest — Matured

GE Capital Corp 11/14/14 Bond — Interest — Matured

John Hancock 11/15/15 Bond — Interest

Lehman Bond Escrow 01/18/12 — Int/Div

Lewis County, WA 12/1/14 Bond — Interest — Matured

Mishawaka, IN 3/1/15 Bond — Interest

New York St Bond 3/15/15 — Interest

Palatme. IL Bond 12/1/14 — Interest — Matured

Indiana Bond Bank 7/15/15 — Interest

Barclay Bank Bond 9/22/16 — Interest

Barclay Bank Bond 7/1(¢14 — Interest — Matured

Paragon Com Bank CD 12/15/14 — Interest — Matured

Syracuse. NY Bond 10/15/14 — Interest — Matured

Goldman Sachs Bond 10/1/16 — Interest

Goldman Sachs Bond 10/1/14 — Interest — Matured

John Hancock Bond 9/15/16 — Interest

JP Morgan Chase 627/17 Bond — Interest

JP Morgan Chase 3/1/16 Bond — Interest

Metlife Inc Bond 6/1/16 — Interest

Michigan Financial Authority 11/1/16 Bond — Interest

Phoenix, AZ 7/1/16 Bond — Interest

Westpac Banking Co Bond 12/9/15 — Interest

GE Money Bank CD 9/11/17 — Interest

GE Money Bank CD 7/24/17 — Interest

Goldman Sachs CD 8/22/17 — Interest

Deutsche Bank Bond 9/1/17 — Interest

IP Morgan Chase Bond 7/5/16 — Interest

Mars. PA Bond 03/01/16 — Interest

McGraw-Hill Bond 11/15/17 — Interest

NY Transit Bond 11/15/16 — Interest

Soc Gen Bond 1712/17 — Interest

GE Cap Corp Bond 7/15/17 — Interest

Goldman Sachs Bond 9/1/17 — Interest

VF Corp Bond 11/01/17 — Interest

GE Money Bank CD 911/17 — Interest

AmMuni Pwr Bond 2/15/18 — Interest

Abbey Natl Bond 4/27/16 — Interest

Baidu Inc Bond 11/28/17 — Interest

Orix Corp Bond 4/27/15 — Interest

New Rochelle. NY Bond 3/15/18 — Interest

Baidu Inc Bond 8/6/18 — Interest

Northgate, PA Bond 8/15/18 — None

Randolph Co, NC Bond 6/1/18 — Interest

Diageo Cap Bond 10/23/17 — Interest

HSBC Fin Corp Bond 10/15/14 — Interest — Matured

El Paso Co, CO Bond 12/1/18 — Interest

Maine St Bond 11/15/18 — Interest

HSBC Fin Corp Bond 10/15/15 — Interest

Goldman Sachs CD 12/10/19 — None — Buy

State Bank of India CD 10/17/19 — None — Buy

Decatur, GA Bond 05/01/19 — None — Buy

Fayette Co, KY Bond 8/1/19 — None — Buy

Ft. Wayne, IN Bond 08/1/2016 — Interest — Buy

Massachusetts St Bond 12/15/18 — Interest — Buy

Orlando, FL Bond 10/1/16 — Interest — Buy

Rochester, NY Bond 2/15/17 — Interest — Buy

Rockdale Co, GA Bond 7/1/19 — None — Buy

Salmon River, NY Bond 6/15/20 — Interest — Buy

Uof OK Bond 7/1/19 — None — Buy

UNC Chapel Hill Bond 8/1/19 — None — Buy

Indiana IPS Bond 1/15/19 — Interest — Buy

Indiana IPS Bond 1/15/19 — None — Sold

Chemcial Bank Savings (FBO%1) — Interest

Federated Balance (CFC) (FBO#1) — Int/Div

MI Ed Savings Plan Moderate Age-Bused Opt I S(FBO# 1 )No Control — None — Sold (part)

MI Ed Savings Plan 100% Equity Opt (FBO# 1 )No Control — None — Sold (part)

TD Ameritrade Money Market (FBO #1) — Interest

MFS Unlities Fund (FBO#1) — Int/Div — Sold (part)

Vanguard Energy Fund (FBO#1) — Int/Div — Sold

MFS Intl New Disc A Fund (FBO#1) — Int/Div — Sold (part)

T Price Media & Tele Fund (FBO#1) — Int/Div

Yacktman Fund (FBO #1) — None — Sold

ATCO Lid Class (FBO!) — Int/Div

Metro Inc Class A (FBO#1) — Int/Div — Sold

Magellan Midstream Partners (FBO#1 ) — Int/Div — Sold (part)

Sunoco Logistics Partners (FBO#1) — Int/Div — Sold (part)

Sunoco Logistics Partners (FBO#1) — Sold (part)

Sunoco Logistics Partners (FBO#1) — Sold (part)

C & S Realty Fund (FBO#1) — Int/Div — Sold (part)

Avalon Bay Comm Inc (FBO#1) — Int/Div — Sold (part)

GE Cap Corp Bond 8/15/15 (FBO#1) — Interest

Goldman Sachs Bond 10/15/15 (FBO) — Interest

MI Ed Savgs Plan Moderate Age-Based Opt 15.16 FBO#2No Control — None — with line 198)

MI Ed Saves Plan Moderate Age-Based 17 FBO #2No Control — None

MI Ed Savings Plan 100% Equity Opt (FBO#2)No control — None

Phoenix. AZ Bond 7/1/14 (FBO#1) — Interest — Matured

Superior, WI Bond 3/1/14 (FBO#1) — Interest — Matured

Westpac Banking Co Bond 12/9/15 (FBO#1) — Interest

Goldman Sachs CD 8/22/17 (FBO #1) — Interest

N Wasco Co, OR Bond 12/1/16 (FBO #1) — Interest

Orix Corp Bond 3/9/17 (FBO #1) — Interest

New Rochelle. NY Bond 15/18 (FBO 21) — Interest

Goldman Sachs Bond 10/1/16 (FBO #1) — Interest

El Paso Co. CO Bond 12/1/18 (FBO #1) — Interest

Jersey City, NJ Bond 9/1/17 (FBO #1) — Interest — Buy

Kansas St Bond 7/1/19 (FBO 21) — Interest — Buy

Missouri St Bond 10/1/16 (FBO #1) — Interest — Buy

Pennsylvania St Bond 06/1/19 (FBO #1) — None — Buy

UNC Chapel Hill 8/1/19 (FBO #1) — None — Buy

Washington St Bond 7/1/19 (FBO £1) — None — Buy

Indiana IPS 1/15/19 (FBO #1) — Interest — Buy

Indiana IPS 1/15/19 (FBO #1) — Sold

Aflac. Inc (FBO#1) — Int/Div — Sold

Deere & Co (FBO £1) — Int/Div — Sold

PowerShares Pharma ETF (FBO £1) — Int/Div — prt)

Ross Stores Inc (FBO #1) — Int/Div — Buy (add'l)

Ross Stores Inc (FBO #1) — None — Sold (part)

TAL Intemational (FBO #1) — Int/Div — Buy (add'l)

SPDR DJ Int] Real Est ETF (FBO #1) — Int/Div — Buy (add'l)

Westcore Intl Small Cap Fund (FBO #1) — Int/Div

Tim Hortons, Inc (FBO 21) — Int/Div — with line 226)

Restaurant Brands (FBO #1) — Int/Div

Continental Resources (FBO #1) — None — Sold (part)

Continental Resources (FBO #1) — None — Buy (add'l)

Pioneer Natural Resouces (FBO #1) — Int/Div — Sold (part)

PowerShares Dyn Energy ETF (FBO #1) — Int/Div — Buy (add'l)

Fidelity Slt Portfolio Fund (FBO #1) — Int/Div — Sold (part)

Oakmark Intl Fund (FBO #1) — Int/Div

PowerShares Lesi& Ent ETF (FBO #1) — Int/Div — Sold

Bank of Nova Scotia (FBO 21) — Int/Div

Rayonier Inc (FBO #1) — Int/Div — Sold

Rayouier Advanced Materials (FBO #1) — None — from line 235)

Rayouier Advanced Materials (FBO #1) — None — Sold

T Rowe Price New Horizons Fund (FBO #1) — Int/Div — Sold (part)

Wasatch Int! Growth Fund (FBO £1) — Int/Div

Apple Inc (FBO #1) — None — Buy

Buffalo Wild Wings (FBO #1) — None — Buy

Fidelity Cycl Indust Fund (FBO 21) — Int/Div — Buy

Invesco (FBO #1) — None — Buy

PowerShares QQQ ETF (FBO #1) — Int/Div — Buy

Stantec (FBO #1) — Int/Div — Buy

Anheuser Busch (FBO £1) — Int/Div — Buy

Vanguard Energy Index ETF (FBO #1) — Int/Div — Buy

Vanguard Energy Index ETF (FBO #1) — None — Buy (add'l)

CVR Energy (FBO #1) — Int/Div — Buy

CVR Energy (FBO #1) — None — Buy (add'l)

CVR Energy (FBO #1) — None — Buy (add'l)

EPR Properties (FBO #1) — Int/Div — Buy

Chemical Bank Savings (FBO#2) — None

Schwab Money Market Fund (FBO#2) — Interest

Buffalo Wild Wings Inc (FBO#2) — None — Sold (part)

MFS Utilities Fund (FBO#2) — Int/Div

Ross Stores Inc (FBO#2) — Int/Div

Vanguard Energy Fund (FBO#2) — None — Sold

Yacktman Fund (FBO#2) — None — Sold

MFS Intl New Disc A Fund (FBO#=2) — Int/Div

SPDR DJ Int] Real Estate (FBO#2) — Int/Div

T Price Media & Tele Fund (FBO#2) — Int/Div

ATCO Ltd Class (FBO#2) — Int/Div — Buy (add'l)

ATCO Ltd Class (FBO#2) — None — Buy (add'l)

Metro Inc A (FBO #22) — Int/Div — Sold

Alerian Infrastructure Fund (FBO#2) — Int/Div

C&S Realty Fund (FBO#2) — Int/Div — Sold (part)

Blount Co, TN Bond 6/1/15 (FBO#2) — Interest

Boston. MA Bond 1/1/14 (FBO#¥2) — Interest — Matured

Dallas. TX Bond 2/15/16 (FBO#2) — None

GE Cap Corp Bond 1020/16 (FBO#2) — Interest

JP Morgan Bond 6/1/14 (FBO#2) — Interest — Matured

Westpac Banking Co Bond 12/9/15 (FBO#2) — Interest

Aflac, Inc (FBO #2) — Int/Div — Sold

Dollar Tree Stores (FBO #2) — None — Sold (part)

PowerShares Pharma ETF (FBO #2) — Int/Div — Sold (part)

PowerShares QQQ ETF (FBO #2) — Int/Div

TAL Intemational (FBO #2) — Int/Div

Westcore Intl Sm Cap Fund (FBO 22) — Int/Div

Tim Hortons, Inc (FBO #2) — Int/Div — with line 281)

Restaurant Brands (FBO 42) — None

Continental Resources (FBO #2) — None — Sold (part)

Pioneer Natural Resources (FBO #2) — Int/Div — Sold (part)

PowerShares Dyn Energy ETF (FBO #2) — Int/Div

Oakmark Intl Fund (FBO £2) — Int/Div

American Tower Corp (FBO #2) — Int/Div

Bank of Nova Scotia (FBO 22) — Int/Div

Deere & Co (FBO #2) — Int/Div — Sold

PowerShares Leis& Ent ETF (FBO #2) — Int/Div — Sold

Wasatch Intl Growth Fund (FBO 22) — Int/Div

Alaska Air Group (FBO #2) — None — Buy

Apple Inc (FBO #2) — None — Buy

Invesco (FBO 22) — None — Buy

PowerShares Indus ETF (FBO #2) — Int/Div — Buy

Stantec Inc (FBO £2) — Int/Div — Buy

Anheuser Busch (FBO 22) — Int/Div — Buy

Vanguard Energy Index ETF (FBO #2) — Int/Div — Buy

CVR Energy (FBO #2) — Int/Div — Buy

East Whiteland. PA Bond 9/1/17 (FBO 22) — Interest

Goldman Sachs 9/1/17 (FBO 22) Bond — Interest

N Wasco Co. OR Bond 12/1/16 (FBO #2) — Interest

New Jersey Bond 3/1/18 (FBO 22) — Interest

Dorchester, CO SC 5/1/14 Bond (FBO #2) — Interest — Matured

Indiana IPS Bond 1/15/19 (FBO 22) — Interest — Buy

Indiana IPS Bond 1/15/19 (FBO 22) — None — Sold

Gooding Co, ID Bond 9/15/19 (FBO £2) — Interest — Buy

Harrisburg, PA Bond 04/1/18 (FBO #2) — None — Buy

Morgantown, WV Bond 12/1/19 (FBO #2) — Interest — Buy

New York. NY Bond 3/1/19 (FBO #2) — None — Buy

Chemical Bank Thomas Ludington Cust AGY (H) — Interest

Agilent Tech Inc — Int/Div

Keysight — None — from line 311)

Apple Inc — Int/Div — Sold (part)

Bristol-Myers Squibb Co — Int/Div

Caterpillar Tractor Co — Int/Div — Sold (part)

Celgene Corp Com — None — Sold (part)

Conocophillips — Int/Div

Deutsche Small Cap Value Fund — Int/Div — Sold (part)

DuPont Ei De Nemours Co — Int/Div

Energizer Hldgs Inc — Int/Div

Exxon Mobil Corp — Int/Div — Sold (part)

Ford Motor Co — Int/Div

Intel Corp — Int/Div

International Business Machs Corp — Int/Div — Sold (part)

Schlumberger Ltd — Int/Div

Walgreen Co — Int/Div — with line 327)

Walgreens Boots Alliance — None

Aflac. Inc — Int/Div

Aetna US Healthcare Inc — Int/Div

Boston Properties Inc — Int/Div

Chermscal Financial Corp — Int/Div

Clorox Co — Int/Div

Coach Inc — Int/Div — Sold

Hep Inc Com — Int/Div — Buy (add'l)

Harbor Intl Fund £11 — Int/Div

Johnson & Johnson — Int/Div

Kinder Morgan Energy Partners LP — Int/Div — with line 338)

Kinder Morgan — Distribution

McDonalds Corp — Int/Div — Sold

National Oilwell Varco — Int/Div

NOW Ine/DE — None — from line 340)

NOW Ine/DE — None — Sold

Nextera Energy Inc — Int/Div

Oppenhemmer Intl Growth Fund — Int/Div

PG & E Comp — Int/Div

Pepsi Co — Int/Div

Phillips 66 — Int/Div

Prudential Fmancial — Int/Div

Qualcomm Incorporated — Int/Div

SPDR Gold Shares ETF — None — Sold (part)

Suncoke Energy Inc — Int/Div

Bed Bath & Bevond — None — Buy (add'l)

Deere & Co — Int/Div

Disney — Int/Div — Buy (add'l)

EMC Corp Mass — Int/Div

Fastenal Co Com — Int/Div

Principal Mid Cap Blend Fund — Int/Div — Buy (add'l)

Teva Pharmaceutical — Int/Div

Amg Southernson Small Cap Fund — Int/Div — Buy

T Rowe Price New Horizons Fund — Int/Div — Buy

Kroger Co — Int/Div — Buy

Chemical Bank pm Trust AGY (H) — Interest

Adnan MI City School Dist Bond 5/1/19 — Interest

Clark Cnty Nev Amt Bond 7/1/20 — Interest

Fennville. MI School Bond 5/1/20 — Interest — Redeemed

Fidelity Inter Muni Inc Fund 2036 — Int/Div

Fidelity MI Muni Inc Fund #081 — Int/Div

Fitzgerald M1 School Bond 5/1/18 — Interest — Redeemed

Grosse lle Twp MI School Bond 5/1/21 — Interest

Minois ST Agm Bond 1/1/21 — Interest

Kalamazoo MI School Bond 5/1/20 — Interest

Madison M1 School Bond 5/1/17 — Interest

MIST Hosp Fin Bond 7/15/21 — Interest

Romulus MI Tax Increment Fin Bond 11/1/18 — Interest

Saginaw VyST Univ MI Bond 7/1/17 — Interest

Saginaw VyST Univ MI Bond 7/1/18 — Interest

Spring Tex Indpt School Bond 8/15/18 — Interest — Redeemed

Warren Mich Bond 10/1/16 — Interest — Redeemed

Washtenaw Canty MI Bond 7/1/16 — Interest — Redeemed

Waverly Mich Cnty School Bond 5/1/18 — Interest

Bangor Mich Public Bond School 5/1/19 — Interest

Caledonia Mich Crnnty Schools Bond 5/1/14 — Interest — Matured

Grand Rapids Mich Bond 12/1/16 — Interest

Green Oak Twp Mich Bond 11/1/19 — Interest

Green Oak Twp Mich Bond 11/1/21 — Interest

Grosse Pointe Woods Mich Boad11/1/17 — Interest

Kaleva Norman Mich Bond 5/1/15 — Interest

Lakeview Mich Cmnty Schools Bond 5/1/15 — Interest

Midland Cnty Mich Bond 8/1/17 — Interest

Rapid River Mich Public Schools Bond $116 — Interest

Rapid River Mich Public Schools Bond $/12020 — Interest

Van Buren Cnty Mich Bond 6/1/15 — Interest

Waterford Mich School Dist Bond 5/1/19 — Interest

Waterford Mich School Dist Bond 5/1/2022 — Interest

White Cloud Mich Public Schools Bond SIR — Interest

White Cloud Mich Public Schools Bond £2020 — Interest

Ypsilanti Mich Crmnnty Utilities Bond 4/1/18 — Interest

Warren Mich Consol Sch Dist Bond 5/1/14 — Interest — Matured

Forks Associates Michigan Non-Profit Corp — None

John S. Ludington Estate Trust (H) — Distribution

Property #1 Midland. M1 — None — Sold

Property £2 Au Gres, MI — None

Director, R. M. Gerstacker Foundation

President & Director, Ludington gg Foundation

Income — 2014 — Federal Court Salary — $340,000.00

Income — 2014 — Michigan Judges Retirement Services — SI8.807.00

Income — 2004 — Midland County Employees Pension Fund — $6,296.00

AR

* FRARFAFER RL ARAL NLALs RINE WFEVIVELR BRAN AAA AE BRL NA EL RRL YT fe

a) repos)

Deleted all assets from 2013 report that had been sold or matured.

Lehman Brothers Bond Escrow (Line 118) is still held. Some principle has been returned, with the possibility of future repayment of principle.

DWS Dreman Small Cap Value Fund changed its name to Deutsche Small Cap Value Fund on 08/11/14 (Line 318).

PIMCO Total Return State of MI 457 was incorrectly coded lust report. Value Code is "J." (Line 19)

AvalonBay Communities (Line 97) was moved to join similur investments in the report.

Pim Co Real (KKL) 401k (Line 29) SOLD in the last reporting period. Last report, it was incorrectly coded as SOLD (PART).

Chemical Bank Thomas L. Ludington Cust Agey (Line 310) & Chemical Bank Katrina Ludington Cust Agey (Line 362) - In previous reporting, these lines

were the cumulative amounts of all investments in

the account(s), including cash. This has been changed for this report, Cash and Cash equivalents are

reported in the Gross Value section and the income from the cash is reported in the income column,

8. Removed Petosky, MI Condo from the report (Line 11) . As this property is only for personal use and is not held in 4 trade or business, its inclusion in previous

reports is erroneous.