Scott W. Dales

Comcast Corp Class A Common — Int/Div

AT&T — Int/Div

Vodafone Group PLC — Int/Div

Verizon Communications Common Stock — Int/Div

CenturyLink, Inc. Common (fka Qwest Communications Int'l) — Int/Div

Frontier Communications Corp. — None

Trustco Bank Corp. NY Common (UTMA) — Int/Div

Met Life Policy Holders Trust — Int/Div

Principal Funds TOD

SAM Flexible Income Portfolio (A) — Int/Div

SAM Flexible Income Portolio (A) — Sold (part) — Financial

SAM Flexible Income Portfolio (A) — Sold (part) — Financial

Kalamazoo Community Foundation 401(Kk) and 403(b) LJDD) — Int/Div

TIAACREF 40)b) Retirement Fund (JDD) — Int/Div

American Funds 529A Accounts (Thru Princor Financial) (H)

American Funds College Enrollment — Int/Div — Sold (part)

American Funds College Enrollment — Buy

American Funds College Enrollment — Sold (part)

American Funds College 2018 Fund 529A (CENAX) — Int/Div

Principal Financial Group Variable Universal Life (SWD) (H)

Capital Appreciation (Principal Funds) — Int/Div

Diversified Intemational (Principal Funds) — Int/Div

Dreyfus VIF Opportunistic Small Cap (Drevius) — Int/Div

Equity Income Account (Principal Funds) — Int/Div

Fidelity VIP Equity-Income (Fidelity Funds) — Int/Div

Invesco Core Equity {Invesco Investment Services, Inc.) — Int/Div

Largecap Growth (Principal Funds) — Int/Div

Midcap (Principal Funds) — Int/Div

Principal Core Plus Bond (Principal Funds) fka Bond & Mortgage Secs. — Int/Div

Principal Financial Group Vanable Universal Life JDD) (H)

Capital Appreciation (Principal Funds) — Int/Div

Diversified International (Principal Funds) — Int/Div

Dreyfus VIF Opportunistic Small Cap {Drevius) — Int/Div

Equity Income Account (Principal Funds) — Int/Div

Fidelity VIP Equity-Income {Fidelity Funds) — Int/Div

Invesco Core Equity {Invesco Investment Services, Inc.) — Int/Div

Largecap Growth (Principal Funds) — Int/Div

Midcap (Principal Funds) — Int/Div

Principal Core Plus Bond (Principal Funds) ka Bond & Mortgage Secs. — Int/Div

Lake Michigan Federal Credit Union (Deposit Accounts) — Interest

PNC Bank (Deposit Accounts) — Interest

Secretary, Chief Lake Property Owners Assn

Reimbursement — American Bankruptcy Institute (ABI) — Nov. 11.2016 — Troy, MI — Panelist at legal education seminar — Lodgmg for might

Reimbursement — Federal Bar Assn (Western Michigan Bankr. Section) — July 29-31, 2016 — Mackinac Island, MI — Panelist at Bar Assn Mtg, legal seminar — Mileage and lodging for 2 nights

Spouse's income — 2016 — Kalamazoo Community Foundation (Wages)

Part VII, lines 1-6: The stock interests in the "Baby Bells" and their successors are the product of a gift to my wife from her father years before our marriage.

These "Baby Bell” assets on Lines 1-6 are disclosed though below the reporting threshhold.

Part VII, line 13: the Kalamazoo Community Foundation retirement plan reported "gains™ which 1 assume take the form of reinvested tax-deferred dividends or

other return on investment. This is my wife's retirement account.

Part VIL, line 14: the TIAA-CREF reported “gains™ which | assume take the form of reinvested tax-deferred dividends or other return on investment. This is my

wife's retirement account.

Part VIL, lines15-19: The 529A accounts listed on these lines are perhaps better identified as part of the American Funds College Target Date Series 2018. a

college savings financial product tailored to the timing of anticipated tuition and other colleged related costs, given the ages of our children. We took two partial

distributions from the college savings accounts (College Enrollment Fund 529A (CENEX)) to fund wition/room and board for our middle son's first year of

college, In addition, when our oldest son withdrew from college after we had prepaid tition, the insitution refunded the prepayment and we transfered the refund

back into the College Enrollment Fund 529A account. With respect to the reported gain, 1 estimated and split the amount reported on Form 1099-Q between the

two redemptions. The American Funds College 2015 Fund Class 529-A (that appeared on last year's report) was closed on June 26th, 2015 and its assets were

merged into American Funds College Enrollment Fund 529-A. We had no role in effecting the closure of this fund which was evidently the result of decisions by

the fund managers.

Part VII, lines 20-40. The funds listed after line 20 and line 30 are listed as supporting detail regarding the two Variable Universal Life ("VUL") policies that

my wife and 1 own. The funds included under the VUL heading are "sub account” or “mirror” assets of the Principal Financial Group or its subsidiaries, and

do not belong to us. Ruther, my wife and I own the VUL msurance contracts, and we do not have an ownership interest in the insurance company's ssets used

to fund the policy, nor does the insurance company provide us with transaction information telling us when the insurance company acquired (or disposed of)

underlying assets the company uses to meet its obligations under the life insurance contract. The account statements for the VUL policies also do not provide

information regarding income related to the sub-accounts during the reporting period, so 1am unable to provide the information for these sub-accounts based on

these statements. | included the specific fund detail in the mterest of full disclosure, although the specific assets are not reportable.

Part VII, lines 29 & 39. Iu its letter dated July 25, 2017, the Committee asked why lines 28 & 39 of my original 2016 report refer to sub-accounts under the name

"Principal Core Plus Bond (Principal Funds)" although these accounts were not listed on my 2015 report, Correspondingly, the Committee inquired why the Bond

& Mortgage Securities fund appearing on my 2015 report does not appear on my 2016 report. After inquiry, the Principal Financial Group advises that "Principal

Core Plus Bond" is the updated nume for the Bond & Mortgage Securities fund appearing on my 2015 report. There was a change in name only and, therefore, no

substantive transactions to report in Column D.

Part VII, line 36 (on original 2016 report): On April 17, 2015, there was a "hard close” of the Large Cap Blend 11 subaccount, and all assets were transferred

(without my knowledge or direction) to the Capital Appreciation Fund subaccount. | therefore omitted the "hard close” from my 2015 report, and inadvertently

included the Large Cap Blend 11 subaccount in my 2016 report. This amended 2016 report reflects the asset as the Capital Appreciation Fund subaccount in both

VUL life insurance assets.