Joseph Eron Irenas

Bank of America Checking Account — Interest

LP. Morgan Chase Savings Account (Self) — Interest

LP. Morgan Chase Checking Account (Self) — None

Shares in Corp. / Princeton, NJ. Building — Reat

Wachovia (now Wells Fargo) Bank IRA (Self) — Interest — Redeemed

Wachovia (now Wells Fargo) Bank IRA (Spouse) — Interest — Redeemed

Smith Bamey Money Market — Interest

Rhodia Inc. 416 shares — None — Sold

Sensivida Med. Tech 1000 shares — None

Amgen 200 shares — None

Bank of America 7% subordinated bond — Interest

Bank of America 6.9% subordinated bond — Interest

Oppenheimer N.J. Muni Fund Class A — Interest

Bank of America Invest. Serv. Money Market — Int/Div

NJ. EDA State Lease Ref. 03/15/2022 — Interest

Fidelity IRA See Comment A — Int/Div

Fidelity Retirement Money Market

Fidelity Magellan

Fidelity Contrafund

Fidelity OTC Portfolio

Fidelity Overseas

Metropolitan Life Annuity — Interest

G.E. Cap Corp. 4.875% Bond (X) — Interest — Buy

Bank of America 5.625% Bond (X) — Interest — Buy

Microsoft 2.5% Bond (X) — Interest — Buy

Discover Bank 2.25% CD (X) — Interest — Buy

6.5% interest in music publishing business in Europe — Int/Div

Insurance Trust-- See Comment B — Int/Div

John Hancock Whole Life Policy — Int/Div

Mass Mutual Whole Life Policy — Int/Div

Bank of America Savings Certificate — Interest — Redeemed

J.P. Morgan Chase Checking Account (Spouse) (X) — None

J.P. Morgan Chase Savings Account (Spouse) (X) — Interest

LP. Morgan Chase IRA (X)-- See Comment C — Int/Div

LP. Morgan Chase Investment Account {Xp See Comment D — Int/Div

COMMENT A-- Part VII: Items 16 through 26-- McCarter & English maintained a KEOGH Retirment Plan for all partners of the firm. When I withdrew from

the firm in 1992, my interest in the plan was segregated into a separate account so that it is managed at my sle discretion distinctly apart from the firm's general

retirement plan, Effective January 1, 1996, all participants in the plan were required to invest their accounts in one of ten mutual funds offered by Fidelity

Investments, Boston Massachusetts, Fach fund participant was permitted to switch back und forth between any of these funds, but could nto otherwise choose

other investments. As with all mutual funds, actual investments are controlled by fund managers. Effective May 8, 2002, | withdrew from the McCarter &

English plan and rolled over my entire account into an individual IRA where | was permitted to choose investments other than Fidelity funds. However, | made

no change in the particular Fidelity Funds in which | have invested, though from time to time | did transfer money market funds into specific investments selected

by me. In Part VII, I have listed values for the IRA as a whole and below that | have listed the specific funds or assets in which | am invested. am doing that

pursuant to the instructions given in correspondence from the Committee dated August 6, 2002. Item 16 represents the value for the entire IRA, Trems 17-26

represent component parts of the IRA. 1 gather it is not required to complete Columns B and C for the individual component parts which are mutual funds where

1 do not control the investments. However, | have provided individual information for Items 22-26 even though these amounts are also included in the entire IRA

total in Item 16.

COMMENT B-- Part VII; Item 28-- Before 1 became a judge, 1 created a life insurance trust to which I transferred four policies. Depending on the circumstances,

my wife or children will be the beneficiaries of the trust when I die. The Trustee is an individual attorney. 1 have been paying the premiums to the Trustee, but

since my wife and children are the beneficial owners of the trust, these payments to the Trustee are treated as gifts to the beneficial owners. All four policies are

whole life policies which have cash values. The value code in Column B(1) reflects all dividends received by the Trustee whether or not paid out in cash or used

to reduce premiums. The value code in Column C(1) reflects the combined cash value of the four policies in the Trust. Dividends not used to reduce premiums

are paid by the Trustee to my wife as beneficial owner of the Trust, Tn prior years, policy loans were made on some policies to pay a portion of the premiums.

Dividends have also been used to pay interest on policy loans.

COMMENT C-- Part VIL Item 34-- This was funded with a transfer from Part VIL, Item 16. Proceeds invested in mutual fund selected by Chase. | have no say in

funds selected by Chase or in investments made by those funds,

COMMENT D-- Part VII; Item 35-- This was funded with a transfer from Part VII, Item 31. Proceeds invested mn mutual fund selected by Chase. 1 have no say in

funds selected by Chase or in investments made by those funds.