A. Benjamin Goldgar

What was filed

306
investments
1
positions
0
gifts
0
agreements
0
debts
0
reimbursements
0
income
0
spouse income

Named parties

Famuly Trust No.

As filed

Fidelity Government Cash Reserves Money Market Fund — Int/Div — Sold (part)

Fidelity Government Cash Reserves Money Market Fund — Buy (add'l)

Fidelity Government Cash Reserves Money Market Fund — Sold (part)

Fidelity Government Cash Reserves Money Market Fund — Buy (add'l)

Fidelity Government Cash Reserves Money Market Fund — Sold (part)

IRA No. 1 (H)

Fidelity Strategic Advisors Small-Mid Cap Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Value Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Value Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors International Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Fidelity Strategic Advisors Core Income Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Templeton Global Bond CL A — Int/Div — Sold (part)

Templeton Global Bond CL A — Buy (add'l)

Templeton Global Bond CL A — Sold (part)

Templeton Global Bond CL A — Sold

Fidelity Strategic Advisors Core Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Core Fund — Sold (part)

Fidelity Strategic Advisors Growth Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Growth Fund — Sold (part)

Fidelity Strategic Advisors Emerging Markets — Int/Div — Sold (part)

Fidelity Strategic Advisors Emerging Markets — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Buy (add'l)

S10. — Sold (part)

FIMM Money Market Port Inst CL — Int/Div — Buy (add'l)

FIMM Money Market Port Inst CL — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Sold (part)

Fidelity SAI US Large Cap Index — Int/Div — Buy (add'l)

Fidelity SAI International Index — Int/Div — Sold (part)

Fidelity SAI International Index — Buy (add'l)

Fidelity SAI Emerging Markets Index — Int/Div

AQR Managed Futures Fund CL N — None

Eaton Vance GL Macro Absolute Return Adv — Int/Div — Sold (part)

Eaton Vance GL Macro Absolute Return Adv — Buy (add'l)

Pimco Commodity Real Return Inst — Int/Div

AQR Multistrgy Alternative Class N — Int/Div — Buy

Eaton Vance Global Macro Absolute RT CL — Int/Div — Buy

Eaton Vance Global Macro Absolute RT CL — Sold

IRA No.2 (H)

Fidelity Strategic Advisors Small-Mid Cap Fund — Int/Div

Fidelity Strategic Advisors International Fund — Int/Div

Templeton Global Bond CL A — Int/Div — Sold

Fidelity Strategic Advisors Value Fund — Int/Div

Fidelity Strategic Advisors Core Fund — Int/Div

Fidelity Strategic Advisors Growth Fund — Int/Div

Fidelity Strategic Advisors Emerging Markets — Int/Div

Fidelity Strategic Advisors Core Income Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Fidelity Strategic Advisors Income Opportunity Fund — Int/Div

FIMM Money Market Port Inst CL — Int/Div

Fidelity Strategic Advisors Short Duration Fund — Int/Div

Fidelity SAI US Large Cap Index — Int/Div

Fidelity SAI Emerging Markets Index — Int/Div

AQR Managed Futures Fund CL N — None

Pimco Commodity Real Return Inst — Int/Div

SAI Imternational Index — Int/Div — Buy

SAI Imternational Index — Buy (add'l)

Eaton Vance GL Macro Absolute Retn Adv 1 — Int/Div — Buy

Eaton Vance Global Macro Absolute RT CLIX) — Int/Div — Sold

IRA No. 3 (H)

Fidelity Strategic Advisors Small-Mid Cap Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors International Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors International Fund — Sold (part)

Templeton Global Bond Class A — Int/Div — Sold (part)

Templeton Global Bond Class A — Sold

Fidelity Strategic Advisors Value Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Value Fund — Sold (part)

Fidelity Strategic Advisors Core Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Core Fund — Sold (part)

Fidelity Strategic Advisors Growth Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Growth Fund — Sold (part)

Fidelity Strategic Advisors Emerging Markets — Int/Div — Sold (part)

Fidelity Strategic Advisors Emerging Markets — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Sold (part)

Fidelity SAI US Large Cap Index — Int/Div — Buy (add'l)

Fidelity SAI US Large Cap Index — Sold (part)

Fidelity SAI Emerging Markets Index — Int/Div — Buy (add'l)

AQR Multi Strategy Alternative Class N — Int/Div

AQR Managed Futures Fund CL N — None — Buy (add'l)

Eaton Vance Global Macro Absolute RT Clb — Int/Div — Sold (part)

Pimco Commodity Real Retum Inst — Int/Div

FIMM Government Portfolio: Inst] C1 — Int/Div — Buy (add'l)

FIMM Government Portfolio: Inst] C1 — Sold (part)

FIMM Government Portfolio: Inst] C1 — Buy (add'l)

FIMM Government Portfolio: Inst] C1 — Sold (part)

FIMM Government Portfolio: Inst] C1 — Buy (add'l)

FIMM Government Portfolio: Inst] C1 — Sold (part)

FIMM Government Portfolio: Inst] C1 — Buy (add'l)

FIMM Government Portfolio: Inst] C1 — Sold (part)

Fidelity SAI Int'l Index — Int/Div — Buy

Fidelity SAI Int'l Index — Buy (add'l)

Eaton Vance GL Macro Absolute Rtrn Ady 1 — Int/Div — Buy

401k) (H)

Vanguard Institutional Index Fund Plus — Int/Div

Adirondack Trust Co. stock — Int/Div

Bank of America Growth Money Market Savings — Interest

Deferred Annuity (H)

Fidelity VIP Investment Grade Bond Fund — None

Fidelity VIP Strategic Income Fund — None

IRA No. 4(H)

Vanguard Total Bond Market Index Fund — Int/Div — Buy (add'l)

Vanguard Total International Stock Index Fund (see note) — Int/Div — Sold (part)

Vanguard Total Stock Market Index Fund (see note) — Int/Div — Sold (part)

Vanguard Prime Money Market Fund — Int/Div — Buy

Vanguard Target Retirement 2020 — Int/Div — Buy

Fidelity Govt Cash Reserves (Y)

Family Trust No. 1 (H)

Fidelity Advisor Growth Opp CL — Int/Div

Fidelity Diversified International — Int/Div

Fidelity International Cap Appreciation Fund — Int/Div

Causeway International Value Investor — Int/Div — Sold (part)

Causeway International Value Investor — Sold (part)

Harbor Capital Appreciation Adm CL — Int/Div

Oakmark Fund Investor CL (see note) — Int/Div

Oakmark Intemational Investor CL 1 (see note) — Int/Div

Hotchkiss & Wiley Midcap Value CL A — Int/Div

Janus Henderson Enterprise T (see note) — Int/Div

Lazard Emerging Markets Equity Open CL Shares — Int/Div — Sold (part)

MFS International Value Fund CL A — Int/Div

MFS International Diversification FD A — Int/Div

MSIF Frontier Markets Port CL — None

Oppenheimer Dev Markets Class — Int/Div — Sold (part)

T Rowe Price Intemational Discovery Fund CL — Int/Div

T Rowe Price Overseas Stock 1 CL — Int/Div — Sold (part)

T Rowe Price Overseas Stock 1 CL — Sold (part)

T Rowe Price Intemational Stk — Int/Div

T Rowe Price Real Estate Fund Adv CL — Int/Div — Sold

Wasatch Frontier Emerging Small Cos — None

Wells Fargo Special Midcap Adm — Int/Div — Sold (part)

Wells Fargo Special Midcap Adm — Sold (part)

Fidelity Municipal Income — Int/Div

Fidelity Tax-free Bond — Int/Div — Buy (add'l)

Fidelity Tax-free Bond — Buy (add'l)

Fidelity Limited Term Mum Income FD — Int/Div — Buy (add'l)

Blackrock High Yield Bd — Int/Div — Sold (part)

Blackrock High Yield Bd — Sold

Deutsche Managed Muni Bond Fd S — Int/Div — Buy (add'l)

Deutsche Managed Muni Bond Fd S — Buy (add'l)

Franklin Federal Tax Free Class A — Int/Div — Sold

Oppenheimer International Bond Fund CL 1 — Int/Div — Sold (part)

T Rowe Price Tax Free High Yield Ady — Int/Div — Buy (add'l)

T Rowe Price Tax Free High Yield Ady — Buy (add'l)

TT Rowe Price Tax Free Income Ady CL — Int/Div

Templeton Global Bond Class A — Int/Div — Buy (add'l)

Wells Fargo Ultra Sht Muni Inc Adm — Int/Div — Buy (add'l)

Wells Fargo Ultra Sht Muni Inc Adm — Buy (add'l)

Fidelity Govt Cash Reserves — Int/Div

IShares S&P 100 ETF — Int/Div

IShares Russell Midcap Growth — None — Sold (part)

IShares Russell Midcap Growth — Sold

IShares TR Russell Midcap ETF — Int/Div

IShares Russell 1000 Value ETF — Int/Div — Sold (part)

IShares Russell 1000 Growth ETF — Int/Div — Sold (part)

IShares Russell 1000 ETF — Int/Div — Sold (part)

IShares Russell 2000 ETF — Int/Div

IShares S&P Small Cap 600 Value — Int/Div — Sold (part)

Shares TR S&P Small Cap 600 Growth ETF — Int/Div — Sold (part)

Shares TR S&P Small Cap 600 Growth ETF — Sold (part)

IShares Inc Core MSCI Emerging Markets — Int/Div

Sector Spdr Tr Shares Ben Int Financial — None — Sold

Vanguard Index FDS Vanguard Value — Int/Div

Spdr Series Trust Bloomberg BRC CONVRT — Int/Div — Sold (part)

Mamstay Tax Free Bond Class A — Int/Div — Buy

FIMM Government Cash Reserves — Int/Div — Buy

FIMM Government Cash Reserves — Buy (add'l)

FIMM Government Cash Reserves — Sold (part)

Spdr Index Shs FDS S&P Global NAT RES — Int/Div — Buy

Flexshares Trust Mornmgstar Global Upstream NAT RES IDX — Int/Div — Buy

Flexshares Trust Mornmgstar Global Upstream NAT RES IDX — Sold

Family Trust No. 2 (H)

Fidelity Advisor Growth Opportunity CL 1 — None — Sold

Fidelity Diversified International — Int/Div

Fidelity International Cap Appreciation Fund — Int/Div

Causeway International Value Investor — Int/Div

Harbor Capital Appreciation Adm CL — Int/Div

Oakmark Fund Investor Class (see note) — Int/Div

Oakmark Intemational CL — Int/Div — Sold (part)

Hotchkiss & Wiley Midcap Value CL A — Int/Div

Janus Henderson Enterprise T (see note) — Int/Div

Lazard Emerging Markets Equity Open CL Shares — Int/Div

MFS International Value Fund CL A — Int/Div

MFS International Diversification FD A — Int/Div

Oppenheimer Dev Markets Class 1 (Y)

T Rowe Price Overseas Stock 1 CL — Int/Div — Sold (part)

T Rowe Price Overseas Stock 1 CL — Sold (part)

T Rowe Price International Stk — Int/Div

Wasatch Frontier Emerging Small Cos. — None

Wells Fargo Special Midcap Adm — Int/Div — Sold (part)

Fidelity Municipal Income — Int/Div

Fidelity Tax-free Bond — Int/Div — Buy (add'l)

Fidelity Limited Term Mum Income FD — Int/Div

Blackrock High Yield Bd Port CL K — Int/Div — Sold

Deutsche Managed Muni Bond Fd S — Int/Div — Buy (add'l)

Franklin Federal Tax Free Class A — Int/Div

Oppenheimer International Bond Fund CL — Int/Div

T Rowe Price Tax Free High Yield Ady — Int/Div — Sold (part)

T Rowe Price Tax Free High Yield Ady — Buy (add'l)

T Rowe Price Tax Free Income Ady CL — Int/Div

Wells Fargo Ultra Sht Muni Inc Adm — Int/Div — Buy (add'l)

Wells Fargo Ultra Sht Muni Inc Adm — Buy (add'l)

Fidelity Govt Cash Reserves — Int/Div

Flexshares Trust Mornimgstar Global — Int/Div

IShares S&P 100 ETF — Int/Div

IShares Russell Midcap Growth — None — Sold (part)

IShares Russell Midcap Growth — Sold

Shares TR Russell Midcap ETF — Int/Div

IShares Russell 1000 Value ETF — Int/Div — Sold (part)

pak) — Sold (part)

IShares Russell 1000 Growth ETF — Int/Div — Sold (part)

IShares Russell 1000 ETF — Int/Div — Sold (part)

IShares Russell 1000 ETF — Sold (part)

IShares Russell 2000 ETF — Int/Div

IShares S&P Small Cap 600 Value — Int/Div

IShares TR S&P Small Cap 600 Growth ETF (see note) — Int/Div — Sold (part)

IShares TR S&P Small Cap 600 Growth ETF (see note) — Sold (part)

IShares TR EAFE Small Cap ETF (Y)

IShares lnc Core MSCI Emerging Markets — Int/Div

Sector Spdr Tr Shares Ben Int Financial — Int/Div — Sold (part)

Sector Spdr Tr Shares Ben Int Financial — Sold (part)

Vanguard Index FDS Vanguard Value — Int/Div

Spdr Series Trust Bloomberg BRC CNVRT — Int/Div

Mamstay Tax Free Bond Class A — Int/Div — Buy

FIMM Government Portfolio: Inst] CL — Int/Div — Buy

FIMM Government Portfolio: Inst] CL — Sold (part)

Inherited IRA No. (H)

T. Rowe Price Dividend Growth (see note) — Int/Div — Sold (part)

T. Rowe Price Spectrum Income (see note) — Int/Div — Sold (part)

Inherited IRA No. 2 (H)

TIAA Traditional (see note) — Interest — Sold (part)

TIAA Traditional (see note) — Sold (part)

CREF Stock (see note) — Sold (part)

CREF Global Equities (see note) — Sold (part)

TIAA Real Estate (see note)

CREF Bond Market (see note)

CREF Inflation Linked Bond (see note)

Bank of America checking — Interest

Bank of America checking (4) — Interest

Bank of America checking (2) — None

Bank of America money market (2) — Interest

Trustee, Famuly Trust No.

Lime 1. This investment was listed on last year's report as "Fidelity Cash Reserves Money Market Fund." It is unclear whether the change represents a change in

the name or a change in the mvestment. Fidelity was never instructed to move the money to a new fund,

Lines 160-61. No gain or loss information is available. As an IRA, this is a non-taxable account. Vanguard reports to us that it does not keep gain or loss

information on non-taxuble accounts.

Line 173

This investment appeared in last year's report on line 255 as Oukmark Fund |. The name of the fund changed.

Line 174.

This investment appeared in last year's report on line 256 as Oakmark Intemational CL |. The name of the fund changed.

Lime 176.

This mvestment appeared m last year's report on line 258 as Janus Enterprise Fund Class T Shares. The name of the fund changed.

Line 180.

This investment appeared in last year's report on line 262 as MS Frontier Emerging Markets Fund CL 1. The name of the fund changed.

Line 221

This investment appeared in last year’s report on line 292 as [Shares S&P Small Cap Growth ETF. The name of the fund changed.

Line 240.

This mvestment appeared in last year's report on line 308 as Oakmark Fund |. The name of the fund changed.

Ling 243,

This investment appeared in last year's report on line 311 as Janus Enterprise Fund Class T Shares. The name of the fund changed,

Line 279.

This mvestment appeared m last year's report on line 342 as [Shares S&P Small Cap Growth ETF. The name of the fund changed.

Lines 294-302. This is an inherited IRA. Except for line 294, Column B is not completed because it cannot be. The TIAA-CREF statements disclose no

information about income (other than for the "TIAA Traditional” fund), and TIAA-CREF personnel have told me that the information is unavailable because the

mvestments are “annuity-based.” Similarly, information about gain or loss from "sales" (the distributions 1 am required to take) is not reported in Column D for

any portion of the IRA because TIAA-CREF personnel have told me that information about gains or losses is unavailable.