Jeremiah J. McCarthy

First Niagara Checking — Interest

First Niagara Savings — Interest

First Niagara Supp. Needs Trust Acct — Interest

M&T Bank Savings Account — Interest

Franklin NY Intermediate - Term Tax Fee Income Fund Class A — Int/Div

Columbian Mutual Life Ins. Co. — Interest — Redeemed

Fundamental Investors A (Amencan Fund) — Interest

Fundamental Investors A (Amenican Fund) — Interest

Doubleline Total Rt Bond FD — Int/Div

Fidelity Cash Reserves n'k/a Bank Deposit Sweep Program — Interest

Goldman Sachs Strg Income Fund — Int/Div — Sold

John Hancock Discipl, Value Mid Cap — Int/Div

JP Morgan Chase & Co. Alerian MLP — Interest — Sold

Lazard Intl Strategy Equity — Int/Div

Mainstay Large Cap Growth — Int/Div

Oppeheimer Dev Markets — Int/Div — Buy

Oppeheimer Dev Markets — Sold (part)

Oppeheimer Dev Markets — Sold

Oppenheimer Sr. Floating Rt Y — Int/Div

Pimco Fundmnt! Adv Total Return — Int/Div — Sold

Hartford Small Cap Growth Class Y — Int/Div — Buy

JP Morgan Divers Mid Cap Growth — Interest — Sold (part)

JP Morgan Equity Income Select Shares — Int/Div

Swan Defined Risk Fund Class — Int/Div

Blackrock High Yield Bond Institutional — Int/Div — Buy

Columbia Multi Advs Small Cap Value R4 — Int/Div — Buy

Lazard Int'l Strategy Equity Port — Int/Div — Buy

Mainstay Large Cap Growth — Int/Div

Oppenheimer Int'l Small Mid Co. Y — Int/Div — Buy

Eagle MLP Strategy — Int/Div — Buy

Eagle MLP Strategy — Buy

Eagle MLP Strategy — Sold

Trustee, Timothy V. Riordan Supplemental Needs Trust

Director, Hilbert College

By letter dated September 30, 2016, the Committee on Financial Disclosure has asked me to explain why an asset, listed at Part VII, Line 20 of last year's report

("Morgan Stanley Sm. Co. Gr.”) was not listed on this year's report. After further inquiry to my financial advisor, the explanation is that Part VII, line 21 of last

year's report erroneously listed the sale of that asset on October 15, 2014 as a partial sale, whereas in fact it was a complete sale. Therefore, | no longer owned the

asset in 2018,