Opinion

Brown v. Federal National Mortgage Association

Court
Massachusetts Supreme Judicial Court
Filed
May 16, 2023
Status
Published
Cited by
0 cases
Authority
More cited than 23.3%

The opinion

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SJC-13067

DEBRA BROWN vs. FEDERAL NATIONAL MORTGAGE ASSOCIATION

& another.1

May 16, 2023.

Supreme Judicial Court, Superintendence of inferior courts.

The petitioner, Debra Brown, appeals from a judgment of a

single justice of this court denying her petition pursuant to

G. L. c. 211, § 3. We affirm.

More than twelve years ago, the respondent, Federal

National Mortgage Association (FNMA), acquired title to Brown's

home following a foreclosure sale in May 2010. Brown has been

contesting the foreclosure sale, and the ensuing summary process

action, ever since, in both the State and Federal courts. See,

e.g., Brown v. Federal Nat'l Mtge. Ass'n, 481 Mass. 1036 (2019);

Federal Nat'l Mtge. Ass'n v. Brown, 97 Mass. App. Ct. 1103,

S.C., 486 Mass. 1106 (2020), cert. denied, 141 S. Ct. 2703

(2021); Federal Nat'l Mtge. Ass'n v. Brown, 91 Mass. App. Ct.

1122, S.C., 478 Mass. 1108 (2017). In her most recent filing in

the county court -- i.e., the G. L. c. 211, § 3, petition at

issue here -- she argued that the government has taken her

property without due process. More specifically, and among

other things, she claims that her due process rights under the

Fifth Amendment to the United States Constitution have been

violated because, throughout the foreclosure process and the

summary process action, she has never had an evidentiary hearing

or an opportunity to confront and cross-examine adverse

witnesses. The single justice denied the petition without a

hearing.

1 Federal Housing Finance Agency.

2

After Brown's appeal was entered in this court, and after

Brown had filed her brief, FNMA filed a motion to stay the

appeal, with Brown's assent, which the court allowed. The basis

for the stay was several then-pending appeals in the United

States Court of Appeals for the First Circuit involving the

issue whether FNMA is a State actor such that a nonjudicial

foreclosure sale would violate a mortgagor's Fifth Amendment due

process rights. See, e.g., Montilla v. Federal Nat'l Mtge.

Ass'n, 999 F.3d 751, 754 (1st Cir. 2021), cert. denied, 142 S.

Ct. 1360 (2022). Here, as in those cases, FNMA had conducted a

nonjudicial foreclosure of the mortgage, and the issue in those

cases thus related directly to Brown's claims regarding her due

process rights. The Federal court subsequently concluded that

FNMA is not a State actor and therefore not subject to Fifth

Amendment due process claims. See id. (affirming District

Court's holding that FNMA and Federal Housing Finance Agency are

not subject to Fifth Amendment claims of homeowners whose

mortgages had granted lenders right to nonjudicially foreclose).

While awaiting the Federal court's resolution of the cases,

FNMA filed a motion to extend the filing date for its brief, in

June 2021. The court denied the motion without prejudice,

indicating that FNMA could renew the motion after the First

Circuit had finally resolved the cases. No further action took

place in the case –- neither party sought to lift the stay, or

notified this court that the Federal court actions had been

finally resolved, and FNMA never sought a further extension of

time to file its brief. In May 2022, this court issued a notice

directing the parties to file status reports and to address the

issue whether the appeal should be dismissed on the basis of

mootness. In response to the notice, Brown filed a status

letter arguing that the appeal is not moot; FNMA filed a status

letter arguing that it is.

Although we conclude that the appeal is not moot, and will

not dismiss it on that basis, it is clear that the single

justice did not err or abuse her discretion in denying relief.

Brown has had ample opportunity to contest the foreclosure, and

the ensuing summary process action, and has, as noted supra,

done so in a myriad of courts. As we have previously stated,

that Brown is unhappy with the results in those courts "does not

mean that those remedies were inadequate." Brown, 481 Mass. at

1037. "Our general superintendence power under G. L. c. 211,

§ 3, is extraordinary and to be exercised sparingly, not as a

substitute for the normal appellate process or merely to provide

an additional layer of appellate review after the normal process

has run its course." Id., quoting Votta v. Police Dep't of

3

Billerica, 444 Mass. 1001, 1001 (2005). Moreover, it is clear

after the decision in the Montilla case that Brown is not

entitled to any more process, pre- or postforeclosure, than what

she has already received.

Judgment affirmed.

The case was submitted on briefs.

Debra Brown, pro se.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.

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