ALJs are “subject to only the most minimal of articulation requirements”
How later courts described this case
- ALJs are “subject to only the most minimal of articulation requirements”
- “Rather than nitpick the ALJ’s opinion for inconsistencies or contradictions, we give it a commonsensical reading.”
Written by the judges who cited it.
The opinion
UNITED STATES DISTRICT COURT
FOR THE NORTHERN DISTRICT OF ILLINOIS
EASTERN DIVISION
ELLEN B.,
Plaintiff,
No. 23 CV 2183
v.
Magistrate Judge McShain
FRANK BISIGNANO,
COMMISSIONER OF SOCIAL SECURITY,
Defendant.
MEMORANDUM OPINION AND ORDER
Plaintiff Ellen B. appeals from the Commissioner of Social Security’s decision
denying her application for benefits. For the following reasons, plaintiff’s motion to
reverse or remand the Commissioner’s decision [13] is denied, the Commissioner’s
motion for summary judgment [18] is granted, and the denial of benefits is affirmed.1
Background
In April 2015, plaintiff applied for a period of disability and disability
insurance benefits, alleging an onset date of April 17, 2015. [9-1] 15. The claim was
denied initially, on reconsideration, and after a hearing with an administrative law
judge (ALJ). [Id.] 15-28. The Appeals Council denied review in February 2019,
making the ALJ’s decision the agency’s final decision. See 20 C.F.R. §§ 404.955 &
404.981. Plaintiff then appealed to this Court, and in September 2021 the Court
remanded the case for further administrative proceedings. [9-2] 1238-50; Ellen B. v.
Kijakazi, No. 19 CV 2501, 2021 WL 4244751 (N.D. Ill. Sept. 17, 2021). In December
2022, after holding a second hearing, the ALJ again denied plaintiff’s application. [9-
2] 1141-58. The Appeals Council did not initiate review of the decision within sixty
days of the decision, which made the ALJ’s denial of benefits the agency’s final
decision. Plaintiff has again appealed to this Court, and the Court has subject-matter
jurisdiction under 42 U.S.C. § 405(g).2
1 Bracketed numbers refer to entries on the district court docket. Referenced page numbers
are taken from the CM/ECF header placed at the top of filings, except for citations to the
administrative record [9], which refer to the page numbers in the bottom right corner of each
page.
2 The parties have consented to the exercise of jurisdiction by a United States Magistrate
Judge. [8].
The ALJ reviewed plaintiff’s claim in accordance with the Social Security
Administration’s five-step evaluation process. At step one, the ALJ found that
plaintiff had not engaged in substantial gainful employment between the alleged
onset date and her date last insured (DLI). [9-2] 1144. At step two, the ALJ
determined that plaintiff had the following severe impairments: obesity, diabetes
mellitus with peripheral neuropathy, and depression. [Id.] 1144-45. At step three, the
ALJ concluded that plaintiff’s impairments did not meet or equal the severity of a
listed impairment. [Id.] 1145-47. Before turning to step four, the ALJ ruled that
plaintiff had the residual functional capacity (RFC) to perform sedentary work,
except that plaintiff (1) could understand, remember, and carry out only simple
instructions; (2) could sustain concentration to perform only simple tasks; (3) can
make simple work-related decisions; (4) can adapt to occasional changes in a routine
work setting; but (5) could not perform work requiring a specific production rate such
as assembly line work or work that requires hourly quotas. [Id.] 1147-54. At step four,
the ALJ held that plaintiff could not perform her past relevant work. [Id.] 1156-57.
At step five, the ALJ found that jobs existed in significant numbers in the national
economy that plaintiff could perform: weight tester (15,000 jobs), jewelry preparer
(20,000 jobs), and document preparer (30,000 jobs). [Id.] 1157-58. Accordingly, the
ALJ ruled that plaintiff was not disabled.
Legal Standard
The Court reviews the ALJ’s decision deferentially to determine if it is
supported by substantial evidence. 42 U.S.C. § 405(g). Substantial evidence is “not a
high threshold: it means only ‘such relevant evidence as a reasonable mind might
accept as adequate to support a conclusion.’” Karr v. Saul, 989 F.3d 508, 511 (7th Cir.
2021) (quoting Biestek v. Berryhill, 587 U.S. 97, 103 (2019)). “When reviewing a
disability decision for substantial evidence, we will not reweigh the evidence, resolve
debatable evidentiary conflicts, determine credibility, or substitute our judgment for
the ALJ’s determination so long as substantial evidence supports it.” Warnell v.
O’Malley, 97 F.4th 1050, 1052-53 (7th Cir. 2024) (internal quotation marks and
brackets omitted).
Discussion
Plaintiff argues that the denial of benefits should be reversed because the ALJ
did not (1) properly account for plaintiff’s moderate limitation in concentrating,
persisting, or maintaining pace (CPP) and (2) address plaintiff’s request for a closed
period of disability. [13] 12-15.
A. Moderate CPP Limitation
The ALJ’s RFC assessment “must incorporate all of the claimant’s limitations
supported by the medical record.” Burmester v. Berryhill, 920 F.3d 507, 511 (7th Cir.
2019). As part of this assessment, the ALJ must consider–but [is] not required to
adopt–the findings of state-agency psychologists.” Monday v. Comm’r of Soc. Sec.,
Case No. 4:23-CV-96-JD, 2025 WL 865146, at *4 (N.D. Ind. Mar. 20, 2025) (internal
quotation marks omitted). When these psychologists assess a claimant’s mental RFC,
“they use a form called Mental Residual Functional Capacity Assessment, which has
two relevant components: (1) a checkbox-type worksheet for the psychologist to assess
the claimant’s limitations and (2) a narrative section that contains a written
assessment of the claimant’s RFC.” Id. (internal quotations omitted). When
evaluating these opinions, “[t]he ALJ must consider whether the consultants’
narrative RFC assessment adequately encapsulates and translates the checklist.”
Pavlicek v. Saul, 994 F.3d 777, 783 (7th Cir. 2021) (internal quotation marks
omitted).
In this case, both state agency psychologists opined that plaintiff had a
moderate CPP limitation. See [9-1] 64-65, 81-83. The psychologist at the initial level,
Dr. Low, found in the checkbox portion of his assessment that plaintiff was
moderately limited in her abilities to maintain attention and concentration for
extended periods, to complete a normal workday and workweek without interruptions
from psychologically based symptoms, and to perform at a consistent pace without an
unreasonable number and length of rest periods. [Id.] 64-65. In the narrative section
of his report, Dr. Low stated that plaintiff “would have some difficulty completing
work days due to mood variation. She can still follow at least simple directions, do
simple tasks, in a routine work setting on[ ] an extended basis.” [Id.] 65. The
psychologist at the reconsideration level, Dr. Gilyot-Montgomery, agreed that
plaintiff was moderately limited in her ability to maintain concentration and
attention, but did not find that she was limited in her ability to complete a normal
workday or workweek. [Id.] 82. Dr. Gilyot-Montgomery stated in the narrative section
of her assessment that plaintiff was capable of simple and detailed tasks with mild
complexity if she were given routine breaks. [Id.].
In his first decision denying benefits, the ALJ gave “significant weight” to Dr.
Low’s opinion because “the objective evidence support[s] the degree of limitation”
reflected in his assessment. [9-1] 24. On appeal, this Court found that the ALJ had
erred by trying to accommodate plaintiff’s moderate CPP limitation by restricting her
to work that involved simple, routine, and repetitive tasks. See Ellen B., 2021 WL
4244751, at *3-4. The Court also noted that, despite giving significant weight to Dr.
Low’s opinion, the ALJ did not question the vocational expert (VE) whether a
claimant with a moderately limited ability to complete a normal workday and
workweek due to interruptions from psychologically based symptoms would be able
to perform any of the jobs that the ALJ found that a claimant with plaintiff’s RFC
could perform. Id., at *5-6. On remand, the ALJ again found that plaintiff’s moderate
CPP limitation could be accommodated by restricting her to work that involved
simple instructions and simple tasks. [9-2] 1147. Like the first decision, the ALJ’s
second decision made no mention of Dr. Low’s checkbox finding that plaintiff’s ability
to complete a normal workday and workweek was moderately impaired–
notwithstanding the Court’s remand order based on this exact omission. See [id.]
1152-56. The only change the ALJ made to the mental RFC was to add a restriction
that plaintiff “cannot perform work requiring a specific production rate such as
assembly line work or work that requires hourly quotas.” [Id.] 1147.
The ALJ’s decision leaves much to be desired, but the Court concludes that the
mental RFC determination is nevertheless supported by substantial evidence. Cf.
Warnell, 97 F.4th at 1053 (ALJs are “subject to only the most minimal of articulation
requirements”); Jones v. Astrue, 623 F.3d 1155, 1160 (7th Cir. 2010) (“Rather than
nitpick the ALJ’s opinion for inconsistencies or contradictions, we give it a
commonsensical reading.”).
In holding that plaintiff’s moderate CPP limitation could be accommodated by
restricting plaintiff to simple work, the ALJ relied on Dr. Low’s narrative explanation
that “‘[c]laimant would have some difficulty completing work days due to mood
variation. She can still follow at least simple directions, do simple tasks, in a routine
work setting on an extended basis.’” [9-2] 1156 (quoting [9-1] 65). As the
Commissioner argues, see [19] 6-7, Dr. Low’s narrative summary adequately
translated his checkbox finding that plaintiff had an impaired ability to complete a
normal workday and workweek without interruptions from psychologically based
symptoms: even though plaintiff would experience “some difficulty” in that area, “she
can still” perform simple work “on an extended basis.” [9-1] 65 (emphasis added).
Because the ALJ based the mental RFC determination on a narrative summary that
adequately translated Dr. Low’s checkbox finding, the RFC determination has a
substantial basis in the evidence. See Pavlicek, 994 F.3d at 783; see also Leisgang v.
Kijakazi, 72 F.4th 216, 221 (7th Cir. 2023) (affirming denial of benefits where ALJ
credited agency psychologist’s opinion that plaintiff “would have some difficulty . . .
handling a workweek without symptoms” but “did not adopt [the doctor’s] precise
wording characterizing Leisgang’s limitations,” given that ALJ “adopted the same
essential limitations proposed” by doctor and ruled that claimant “could ‘perform [ ]
simple work activity in a routine work setting, with some difficulty interacting with
others’”). And given the ALJ’s reliance on Dr. Low’s narrative summary, this case is
distinguishable from cases where a remand was ordered based on the ALJ’s reliance
on a narrative summary that did not encapsulate a checkbox finding that a claimant
had the same CPP limitation as plaintiff here. See, e.g., Christine S. v. Bisignano, No.
22-cv-6297, 2025 WL 1836085, at *4 (N.D. Ill. July 3, 2025) (remanding where ALJ
credited opinions of state agency reviewers whose narrative summaries “do not
adequately encapsulate and translate their checklist findings” that plaintiff was
“moderately limited” in her ability to “complete a normal workday and workweek
without interruptions from psychologically based symptoms”); Monday, 2025 WL
865146, at *6 (remanding where “ALJ did not address the state agency psychologists’
checkbox ratings regarding Ms. Monday’s moderate [CPP limitations]” and “the
narratives failed to encapsulate and translate the moderate checkbox findings” that
plaintiff was moderately limited in ability complete workday and workweek without
interruptions from symptoms); Kathy H. v. Kijakazi, No. 1:20-cv-2721-MG-RLY, 2022
WL 855005, at *6 (S.D. Ind. Mar. 22, 2022) (remanding where agency psychologists’
“checkbox limitation specifically indicated that [claimant] was moderately limited in
completing a workday or workweek without psychologically based symptoms” but
“the ALJ did not account for the moderate time-off-task limitations reflected in the
checkbox”); Kimberly P.N. v. Kijakazi, No. 1:20-cv-1994-DLP-JMS, 2022 WL
22882758, at *6 (S.D. Ind. Mar. 28, 2022) (remanding where ALJ included “no
limitations in the RFC that account for interruptions from psychologically based
symptoms” and did not ensure that agency doctors’ narrative statements “adequately
encapsulate[s] and translate[d] the checklist”).3
Finally, the Court observes that the ALJ gave “significant weight” to Dr.
Gilyot-Montogmery’s opinion. [9-2] 1156. Notably, Gilyot-Montgomery opined that
plaintiff had no limitation in the ability to complete a workday or workweek without
interruptions from psychologically based symptoms. The weight that the ALJ
afforded to Dr. Gilyot-Montgomery’s opinion likewise supports the ALJ’s
determination that, notwithstanding her moderate CPP limitation, plaintiff was
capable of simple work.
B. Closed Period of Disability
Plaintiff argues that the ALJ failed to recognize that she amended her
application to seek only a closed period of benefits through September 30, 2020. [13]
12-13. Plaintiff also contends that the ALJ mistakenly believed that her DLI was
December 31, 2021, when in fact it was December 31, 2022. [Id.] 13. Taken together,
plaintiff suggests that these errors “demonstrate[ ] that the ALJ was not considering
the proper time frame” and that “he was less than diligent in his review of the record.”
[Id.].
The Court rejects these arguments. First, the ALJ expressly recognized in his
decision that plaintiff “requested a closed period of benefits beginning on April 17,
2015, through September 30, 2020.” [9-2] 1144. Second, at least one Certified
Earnings Report, from January 2022, identifies plaintiff’s DLI as “12/21,” see [id.]
1349, and plaintiff’s counsel at the administrative level repeatedly represented to the
ALJ that her DLI was June 30, 2021. See [id.] 1415, 1417. Third, even if an error had
occurred, the Court does not see how plaintiff could have been prejudiced. The closed
period of disability ended well before any of the claimed DLIs, and the ALJ found that
plaintiff was not under a disability from April 2015 through December 2021. In
reaching that conclusion, the ALJ discussed relevant evidence from the asserted
3 In the prior appeal, the Commissioner did not argue that Dr. Low’s narrative summary
adequately translated his checkbox finding. See [23] 2-3, Ellen B. v. Kijakazi, Case No. 19 CV
2501 (N.D. Ill.). For that reason, the Court does not see any inconsistency between its first
decision ordering a remand and this decision affirming the denial of benefits.
closed period. See [id.] 1152-54 (discussing evidence relating to plaintiff's depression
from, inter alia, March 2016, August 2019, and September 2020). The ALJ’s decision
thus forecloses plaintiffs argument that she was entitled to a closed period of
disability, and plaintiff's argument to the contrary is purely speculative. See, e.g.,
Bolden v. Comm’ of Soc. Sec., Case No. 4:13-CV689, 2015 WL 5766124, at *3 (E.D.
Tex. Sept. 29, 2015) (rejecting argument that ALJ’s failure to consider closed period
of disability was prejudicial where ALJ considered evidence from alleged one-year
closed period in finding that plaintiff was not disabled from alleged onset date
through DL; Ellsworth v. Berryhill, Civil Action No. 17-cv-1118-REB, 2018 WL
2268008, at *3 (D. Col. May 16, 2018) (same).
Conclusion
Plaintiffs motion to reverse or remand the Commissioner’s decision [13] is
denied, the Commissioner’s motion for summary judgment [18] is granted, and the
denial of benefits is affirmed.
Watt K Neue
HEATHER K. McSHAIN
United States Magistrate Judge
DATE: August 5, 2025