holding that a national bank is a citizen of the state where its main office, as set out in its articles of association, is located
How later courts described this case
- holding that a national bank is a citizen of the state where its main office, as set out in its articles of association, is located
- first citing Brown v. Ke-Ping Xie, 260 S.W.3d 118, 122 (Tex. App.—Houston [1st Dist.] 2008, no pet.
Written by the judges who cited it.
The opinion
UNITED STATES DISTRICT COURT February 22, 2022
SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk
MCALLEN DIVISION
CHRISTOPHER MAGDALAINE §
LIZETTE MEJIA, §
§
Plaintiff, §
§
VS. §
§
THE BANK OF NEW YORK MELLON §
TRUST COMPANY, NATIONAL §
CIVIL ACTION NO. 7:22-cv-00029
ASSOCIATION FKA The Bank of New §
York Trust Company, N.A. as successor to §
JP Morgan Chase Bank, as Trustee for §
Residential Asset Security Corporation, §
Equity Home Equity Mortgage Asset- §
Backed through Certificate Series 2004- §
KS7, §
§
Defendant. §
OPINION AND ORDER
The Court now considers “Defendant’s Motion to Dismiss Pursuant to Rule 12(b)(6) and
Brief in Support.”1 Plaintiff has not filed a response and the time for doing so has passed, rendering
Defendant’s motion unopposed by operation of this Court’s Local Rule.2
Plaintiff “Christopher MAGDALAINE LIZETTE MEJIA” commenced this case in state
court on January 11, 2022, seeking to prevent a foreclosure.3 Defendant removed the case to this
Court on January 20th.4 Plaintiff alleges that she resides in Hidalgo County, Texas.5 Plaintiff is
1 Dkt. No. 4.
2 LR7.4 (“Failure to [timely] respond to a motion will be taken as a representation of no opposition.”).
3 Dkt. No. 1-1.
4 Dkt. No. 1.
5 Dkt. No. 1-1 at 5, ¶ 3.
therefore a citizen of Texas.6 Defendant explains that it is “the trustee of a trust.”7 The citizenship
of a trust is ascertained by all of its shareholders,8 generally the trustees.9 Defendant is also a
national banking association,10 so its citizenship is ascertained by where its main office as set forth
in its articles of association is located,11 which is New York.12 Defendant is therefore a citizen of
New York. Because Plaintiff seeks injunctive relief to restrain a foreclosure,13 the amount in
controversy in this case is the value of Plaintiff’s home,14 which is appraised at $165,104.15 The
Court therefore agrees that it has federal diversity jurisdiction over this case under 28 U.S.C.
§ 1332(a).
Now turning to Defendant’s unopposed motion to dismiss, Defendant seeks to dismiss
Plaintiff’s claims under Federal Rule of Civil Procedure 12(b)(6). Under Rule 12(b)(6), to avoid
dismissal, the complaint “must contain sufficient factual matter, accepted as true, to ‘state a claim
to relief that is plausible on its face.’”16 Defendant points out that Plaintiff’s only stated claim for
relief is “for an injunction to stop foreclosure due to the alleged illness of her husband.”17 However,
“[u]nder Texas law, a request for injunctive relief is not itself a cause of action but depends on an
underlying cause of action. Injunctive relief is simply a form of equitable remedy.”18 Plaintiff
6 MidCap Media Fin., L.L.C. v. Pathway Data, Inc., 929 F.3d 310, 313 (5th Cir. 2019) (quoting Stine v. Moore, 213
F.2d 446, 448 (5th Cir. 1954)) (“For individuals, ‘citizenship has the same meaning as domicile,’ and ‘the place of
residence is prima facie the domicile.’”).
7 Dkt. No. 1 at 3, ¶ 8.
8 See Bynane v. Bank of N.Y. Mellon, 866 F.3d 351, 357–59 (5th Cir. 2017) (citing Americold Realty Tr. v. Conagra
Foods, Inc., 577 U.S. 378, 383 (2016) & Navarro Sav. Ass'n v. Lee, 446 U.S. 458, 465 (1980)).
9 See Navarro Sav. Ass'n, 446 U.S. at 464–66 (1980).
10 Dkt. No. 1 at 3, ¶ 8.
11 See Wachovia Bank v. Schmidt, 546 U.S. 303, 307 (2006) (citing 28 U.S.C. § 1348) (holding that a national bank
is a citizen of the state where its main office, as set out in its articles of association, is located).
12 Dkt. No. 1 at 3, ¶ 8.
13 See Dkt. No. 1-1 at 7–8.
14 Farkas v. GMAC Mortg., L.L.C., 737 F.3d 338, 341 (5th Cir. 2013) (per curiam).
15 Dkt. No. 1-1 at 31.
16Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)).
17 Dkt. No. 4 at 3 (citing Dkt. No. 1-1 at 6–8).
18 Cook v. Wells Fargo Bank, N.A., No. 3:10-CV-0592-D, 2010 U.S. Dist. LEXIS 69239, at *13 (N.D. Tex. 2010)
(first citing Brown v. Ke-Ping Xie, 260 S.W.3d 118, 122 (Tex. App.—Houston [1st Dist.] 2008, no pet.), overruled
therefore has pled no viable cause of action.'? Accordingly, the Court agrees that Plaintiff's claims
are not meritorious and GRANTS Defendant’s motion to dismiss.”°
The Court notes that this case is substantially identical to a recently dismissed case, viz.
MacDonald v. The Bank of New York Mellon Trust Co., No. 7:21-cv-00494 (S.D. Tex. Feb. 1,
2022). This Court noted in MacDonald that numerous state court orders had granted the bank or
mortgage servicer possession and forcible detainer over the same property at issue in this case, viz.
1610 East 21st Street, Mission, Texas 78572. Accordingly, Plaintiffs attempt to stop foreclosure
in this case appears to be a bad faith attempt to preclude Defendant from exercising its repeatedly
adjudicated legal right to foreclose the property. Plaintiff's claims are DISMISSED WITH
PREJUDICE and neither Plaintiff nor anyone acting on her behalf should re-attempt the same or
similar claims to stop foreclosure of the property. This case will terminate upon entry of final
judgment.
IT IS SO ORDERED.
DONE at McAllen, Texas, this 22nd day of February 2022.
Woes
Micaela Alv
United States District Judge
on other grounds by Tex. Dep't of Aging & Disability Servs. v. Cannon, 453 $.W.3d 411, 417 n.15 (Tex. 2015); and
then citing Butnaru v. Ford Motor Co., 84 S.W.3d 198, 204 (Tex. 2002)).
19 See Eason v. Deutsche Bank Nat'l Tr. Co., No. 4:18-cv-00717, 2018 U.S. Dist. LEXIS 105500, at *8 (S.D. Tex.
2018) (Rosenthal, C.J.).
20 Dkt. No. 4.
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