# 20 U.S.C. § 1077: Eligibility of student borrowers and terms of federally insured student loans

> Federal · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/usc_t20_s1077

## Section

- **Citation:** 20 U.S.C. § 1077
- **Heading:** Eligibility of student borrowers and terms of federally insured student loans
- **Jurisdiction:** Federal
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** April 17, 2026
- **Source:** Publisher's official text
- **Location:** Title 20—EDUCATION > CHAPTER 28—HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE > SUBCHAPTER IV—STUDENT ASSISTANCE > Part B—Federal Family Education Loan Program

## Text

made to a student who (A) is an eligible student under section 1091 of this title , (B) has agreed to notify promptly the holder of the loan concerning any change of address, and (C) is carrying at least one-half the normal full-time academic workload for the course of study the student is pursuing (as determined by the institution); and

( Pub. L. 89–329, title IV, § 427 , as added Pub. L. 99–498, title IV, § 402(a) , Oct. 17, 1986 , 100 Stat. 1361 ; amended Pub. L. 100–50, § 10(b) , (c), June 3, 1987 , 101 Stat. 341 ; Pub. L. 100–369 , §§ 5(b)(1), 7(c), 11(a), July 18, 1988 , 102 Stat. 836–838 ; Pub. L. 101–239, title II , §§ 2002(a)(1), 2004(b)(2), Dec. 19, 1989 , 103 Stat. 2111 , 2116; Pub. L. 102–164, title VI , §§ 601(a), 602(a), Nov. 15, 1991 , 105 Stat. 1065 , 1066; Pub. L. 102–325, title IV, § 414 , July 23, 1992 , 106 Stat. 513 ; Pub. L. 103–208, § 2(c)(4) , Dec. 20, 1993 , 107 Stat. 2461 ; Pub. L. 110–315, title IV, § 432(b)(1) , Aug. 14, 2008 , 122 Stat. 3246 ; Pub. L. 115–245, div. B, title III, § 309(b) , Sept. 28, 2018 , 132 Stat. 3106 .)

## Nearby sections

- [20 U.S.C. § 1070 Statement of purpose; program authorization](https://www.frixlaw.com/law-library/statutes/usc_t20_s1070.md)
- [20 U.S.C. § 1071 Statement of purpose; nondiscrimination; and appropriations authorized](https://www.frixlaw.com/law-library/statutes/usc_t20_s1071.md)
- [20 U.S.C. § 1072 Advances for reserve funds of State and nonprofit private loan insurance programs](https://www.frixlaw.com/law-library/statutes/usc_t20_s1072.md)
- [20 U.S.C. § 1072a Federal Student Loan Reserve Fund](https://www.frixlaw.com/law-library/statutes/usc_t20_s1072a.md)
- [20 U.S.C. § 1072b Agency Operating Fund](https://www.frixlaw.com/law-library/statutes/usc_t20_s1072b.md)
- [20 U.S.C. § 1073 Effects of adequate non-Federal programs](https://www.frixlaw.com/law-library/statutes/usc_t20_s1073.md)
- [20 U.S.C. § 1074 Scope and duration of Federal loan insurance program](https://www.frixlaw.com/law-library/statutes/usc_t20_s1074.md)
- [20 U.S.C. § 1075 Limitations on individual federally insured loans and on Federal loan insurance](https://www.frixlaw.com/law-library/statutes/usc_t20_s1075.md)
- [20 U.S.C. § 1076 Sources of funds](https://www.frixlaw.com/law-library/statutes/usc_t20_s1076.md)
- [20 U.S.C. § 1077 Eligibility of student borrowers and terms of federally insured student loans](https://www.frixlaw.com/law-library/statutes/usc_t20_s1077.md)
- [20 U.S.C. § 1077a Applicable interest rates](https://www.frixlaw.com/law-library/statutes/usc_t20_s1077a.md)
- [20 U.S.C. § 1078 Federal payments to reduce student interest costs](https://www.frixlaw.com/law-library/statutes/usc_t20_s1078.md)
- [20 U.S.C. § 1078–1 Voluntary flexible agreements with guaranty agencies](https://www.frixlaw.com/law-library/statutes/usc_t20_s1078%E2%80%931.md)
- [20 U.S.C. § 1078–2 Federal PLUS loans](https://www.frixlaw.com/law-library/statutes/usc_t20_s1078%E2%80%932.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/usc_t20_s1077. Check the current official text before relying on it. Not legal advice.