# 20 U.S.C. § 1073: Effects of adequate non-Federal programs

> Federal · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/usc_t20_s1073

## Section

- **Citation:** 20 U.S.C. § 1073
- **Heading:** Effects of adequate non-Federal programs
- **Jurisdiction:** Federal
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** April 17, 2026
- **Source:** Publisher's official text
- **Location:** Title 20—EDUCATION > CHAPTER 28—HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE > SUBCHAPTER IV—STUDENT ASSISTANCE > Part B—Federal Family Education Loan Program

## Text

Except as provided in subsection (b), the Secretary shall not issue certificates of insurance under section 1079 of this title to lenders in a State if the Secretary determines that every eligible institution has reasonable access in that State to a State or private nonprofit student loan insurance program which is covered by an agreement under section 1078(b) of this title .

( Pub. L. 89–329, title IV, § 423 , as added Pub. L. 99–498, title IV, § 402(a) , Oct. 17, 1986 , 100 Stat. 1358 .)

## Nearby sections

- [20 U.S.C. § 1070 Statement of purpose; program authorization](https://www.frixlaw.com/law-library/statutes/usc_t20_s1070.md)
- [20 U.S.C. § 1071 Statement of purpose; nondiscrimination; and appropriations authorized](https://www.frixlaw.com/law-library/statutes/usc_t20_s1071.md)
- [20 U.S.C. § 1072 Advances for reserve funds of State and nonprofit private loan insurance programs](https://www.frixlaw.com/law-library/statutes/usc_t20_s1072.md)
- [20 U.S.C. § 1072a Federal Student Loan Reserve Fund](https://www.frixlaw.com/law-library/statutes/usc_t20_s1072a.md)
- [20 U.S.C. § 1072b Agency Operating Fund](https://www.frixlaw.com/law-library/statutes/usc_t20_s1072b.md)
- [20 U.S.C. § 1073 Effects of adequate non-Federal programs](https://www.frixlaw.com/law-library/statutes/usc_t20_s1073.md)
- [20 U.S.C. § 1074 Scope and duration of Federal loan insurance program](https://www.frixlaw.com/law-library/statutes/usc_t20_s1074.md)
- [20 U.S.C. § 1075 Limitations on individual federally insured loans and on Federal loan insurance](https://www.frixlaw.com/law-library/statutes/usc_t20_s1075.md)
- [20 U.S.C. § 1076 Sources of funds](https://www.frixlaw.com/law-library/statutes/usc_t20_s1076.md)
- [20 U.S.C. § 1077 Eligibility of student borrowers and terms of federally insured student loans](https://www.frixlaw.com/law-library/statutes/usc_t20_s1077.md)
- [20 U.S.C. § 1077a Applicable interest rates](https://www.frixlaw.com/law-library/statutes/usc_t20_s1077a.md)
- [20 U.S.C. § 1078 Federal payments to reduce student interest costs](https://www.frixlaw.com/law-library/statutes/usc_t20_s1078.md)
- [20 U.S.C. § 1078–1 Voluntary flexible agreements with guaranty agencies](https://www.frixlaw.com/law-library/statutes/usc_t20_s1078%E2%80%931.md)
- [20 U.S.C. § 1078–2 Federal PLUS loans](https://www.frixlaw.com/law-library/statutes/usc_t20_s1078%E2%80%932.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/usc_t20_s1073. Check the current official text before relying on it. Not legal advice.