# 12 U.S.C. § 5496b: GAO study of financial regulations

> Federal · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/usc_t12_s5496b

## Section

- **Citation:** 12 U.S.C. § 5496b
- **Heading:** GAO study of financial regulations
- **Jurisdiction:** Federal
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** July 23, 2026
- **Source:** Publisher's official text
- **Location:** Title 12—BANKS AND BANKING > CHAPTER 53—WALL STREET REFORM AND CONSUMER PROTECTION > SUBCHAPTER V—BUREAU OF CONSUMER FINANCIAL PROTECTION > Part A—Bureau of Consumer Financial Protection

## Text

the impact of regulation on the financial marketplace, including the effects on the safety and soundness of regulated entities, cost and availability of credit, savings realized by consumers, reductions in consumer paperwork burden, changes in personal and small business bankruptcy filings, and costs of compliance with rules, including whether relevant Federal agencies are applying sound cost-benefit analysis in promulgating rules;

( Pub. L. 111–203, title X, § 1016B , as added Pub. L. 112–10, div. B, title V, § 1573(a) , Apr. 15, 2011 , 125 Stat. 138 .)

## Nearby sections

- [12 U.S.C. § 5491 Establishment of the Bureau of Consumer Financial Protection](https://www.frixlaw.com/law-library/statutes/usc_t12_s5491.md)
- [12 U.S.C. § 5492 Executive and administrative powers](https://www.frixlaw.com/law-library/statutes/usc_t12_s5492.md)
- [12 U.S.C. § 5493 Administration](https://www.frixlaw.com/law-library/statutes/usc_t12_s5493.md)
- [12 U.S.C. § 5494 Consumer Advisory Board](https://www.frixlaw.com/law-library/statutes/usc_t12_s5494.md)
- [12 U.S.C. § 5495 Coordination](https://www.frixlaw.com/law-library/statutes/usc_t12_s5495.md)
- [12 U.S.C. § 5496 Appearances before and reports to Congress](https://www.frixlaw.com/law-library/statutes/usc_t12_s5496.md)
- [12 U.S.C. § 5496a Annual audits](https://www.frixlaw.com/law-library/statutes/usc_t12_s5496a.md)
- [12 U.S.C. § 5496b GAO study of financial regulations](https://www.frixlaw.com/law-library/statutes/usc_t12_s5496b.md)
- [12 U.S.C. § 5497 Funding; penalties and fines](https://www.frixlaw.com/law-library/statutes/usc_t12_s5497.md)
- [12 U.S.C. § 5498 Data standards](https://www.frixlaw.com/law-library/statutes/usc_t12_s5498.md)
- [12 U.S.C. § 5499 Open data publication](https://www.frixlaw.com/law-library/statutes/usc_t12_s5499.md)
- [12 U.S.C. § 5511 Purpose, objectives, and functions](https://www.frixlaw.com/law-library/statutes/usc_t12_s5511.md)
- [12 U.S.C. § 5512 Rulemaking authority](https://www.frixlaw.com/law-library/statutes/usc_t12_s5512.md)
- [12 U.S.C. § 5513 Review of Bureau regulations](https://www.frixlaw.com/law-library/statutes/usc_t12_s5513.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/usc_t12_s5496b. Check the current official text before relying on it. Not legal advice.