# 12 U.S.C. § 22: Organization certificate

> Federal · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/usc_t12_s22

## Section

- **Citation:** 12 U.S.C. § 22
- **Heading:** Organization certificate
- **Jurisdiction:** Federal
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** July 23, 2026
- **Source:** Publisher's official text
- **Location:** Title 12—BANKS AND BANKING > CHAPTER 2—NATIONAL BANKS > SUBCHAPTER I—ORGANIZATION AND GENERAL PROVISIONS

## Text

The persons uniting to form such an association shall, under their hands, make an organization certificate, which shall specifically state:

First. The name assumed by such association; which name shall include the word “national”.

Second. The place where its operations of discount and deposit are to be carried on, designating the State, Territory, or District, and the particular county and city, town, or village.

Third. The amount of capital stock and the number of shares into which the same is to be divided.

Fourth. The names and places of residence of the shareholders and the number of shares held by each of them.

Fifth. The fact that the certificate is made to enable such persons to avail themselves of the advantages of title 62 of the Revised Statutes.

(R.S. § 5134; Pub. L. 86–230, § 25 , Sept. 8, 1959 , 73 Stat. 466 ; Pub. L. 97–320, title IV, § 405(b) , Oct. 15, 1982 , 96 Stat. 1512 .)

## Nearby sections

- [12 U.S.C. § 21 Formation of national banking associations; incorporators; articles of association](https://www.frixlaw.com/law-library/statutes/usc_t12_s21.md)
- [12 U.S.C. § 21a Amendment of articles of association](https://www.frixlaw.com/law-library/statutes/usc_t12_s21a.md)
- [12 U.S.C. § 22 Organization certificate](https://www.frixlaw.com/law-library/statutes/usc_t12_s22.md)
- [12 U.S.C. § 23 Acknowledgment and filing of certificate](https://www.frixlaw.com/law-library/statutes/usc_t12_s23.md)
- [12 U.S.C. § 24 Corporate powers of associations](https://www.frixlaw.com/law-library/statutes/usc_t12_s24.md)
- [12 U.S.C. § 24a Financial subsidiaries of national banks](https://www.frixlaw.com/law-library/statutes/usc_t12_s24a.md)
- [12 U.S.C. § 25 Omitted](https://www.frixlaw.com/law-library/statutes/usc_t12_s25.md)
- [12 U.S.C. § 25a Participation by national banks in lotteries and related activities](https://www.frixlaw.com/law-library/statutes/usc_t12_s25a.md)
- [12 U.S.C. § 25b State law preemption standards for national banks and subsidiaries clarified](https://www.frixlaw.com/law-library/statutes/usc_t12_s25b.md)
- [12 U.S.C. § 26 Comptroller to determine if association can commence business](https://www.frixlaw.com/law-library/statutes/usc_t12_s26.md)
- [12 U.S.C. § 27 Certificate of authority to commence banking](https://www.frixlaw.com/law-library/statutes/usc_t12_s27.md)
- [12 U.S.C. § 28 Repealed. Pub. L. 103–325, title VI, § 602(e)(1) , Sept. 23, 1994 , 108 Stat. 2291](https://www.frixlaw.com/law-library/statutes/usc_t12_s28.md)
- [12 U.S.C. § 29 Power to hold real property](https://www.frixlaw.com/law-library/statutes/usc_t12_s29.md)
- [12 U.S.C. § 30 Change of name or location](https://www.frixlaw.com/law-library/statutes/usc_t12_s30.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/usc_t12_s22. Check the current official text before relying on it. Not legal advice.