# 5 CFR § 831.611: Election at time of retirement of fully reduced annuity to provide a current spouse annuity

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-5-831.611

## Section

- **Citation:** 5 CFR § 831.611
- **Heading:** Election at time of retirement of fully reduced annuity to provide a current spouse annuity
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 5—Administrative Personnel > CHAPTER I—OFFICE OF PERSONNEL MANAGEMENT > SUBCHAPTER B—CIVIL SERVICE REGULATIONS > PART 831—RETIREMENT > Subpart F—Survivor Annuities > Elections at the Time of Retirement

## Text

(a) A married employee or Member retiring under CSRS will receive a fully reduced annuity to provide a current spouse annuity unless—
(1) The employee or Member, with the consent of the current spouse, elects a self-only annuity, a partially reduced annuity, or a fully reduced annuity to provide a former spouse annuity, in accordance with § 831.612(b) or § 831.614; or
(2) The employee or Member elects a self-only annuity, a partially reduced annuity or a fully reduced annuity to provide a former spouse annuity, and current spousal consent is waived in accordance with § 831.608.
(b) Qualifying court orders that award former spouse annuities prevent payment of current spouse annuities to the extent necessary to comply with the court order and § 831.614.
(c) The maximum rate of a current spouse annuity is 55 percent of the rate of the retiring employee's or Member's self-only annuity if the employee or Member is retiring based on a separation from a position under CSRS on or after October 11, 1962. The maximum rate of a current spouse annuity is 50 percent of the rate of the retiring employee's or Member's self-only annuity if the employee or Member is retiring based on a separation from a position covered under CSRS between September 30, 1956, and October 11, 1962.
(d)(1) The amount of the reduction to provide a current spouse annuity equals 2
1/2 percent of the first $3600 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $3600, if—
(i) The employee's or Member's separation on which the retirement is based was on or after October 11, 1962; or
(ii) The reduction is to provide a current spouse annuity (under § 831.631) for a spouse acquired after retirement.
(2) The amount of the reduction to provide a current spouse annuity under this section for former employees or Members whose retirement is based on separations before October 11, 1962, equals 2
1/2 percent of the first $2400 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $2400.
[50 FR 20070, May 13, 1985, as amended at 51 FR 31931, Sept. 8, 1986; 58 FR 52880, Oct. 13, 1993. Redesignated at 58 FR 52882, Oct. 13, 1993]

## Nearby sections

- [5 CFR § 831.601 § 831.601 Purpose and scope.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.601.md)
- [5 CFR § 831.602 § 831.602 Relation to other regulations.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.602.md)
- [5 CFR § 831.603 § 831.603 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.603.md)
- [5 CFR § 831.611 § 831.611 Election at time of retirement of fully reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.611.md)
- [5 CFR § 831.612 § 831.612 Election at time of retirement of a fully reduced annuity or a partially reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.612.md)
- [5 CFR § 831.613 § 831.613 Election of insurable interest annuity.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.613.md)
- [5 CFR § 831.614 § 831.614 Election of a self-only annuity or partially reduced annuity by married employees and Members.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.614.md)
- [5 CFR § 831.616 § 831.616 Elections by previously retired retiree with new title to an annuity.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.616.md)
- [5 CFR § 831.618 § 831.618 Waiver of spousal consent requirement.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.618.md)
- [5 CFR § 831.619 § 831.619 Marital status at time of retirement.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.619.md)
- [5 CFR § 831.621 § 831.621 Changes of election before final adjudication.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.621.md)
- [5 CFR § 831.622 § 831.622 Changes of election after final adjudication.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.622.md)
- [5 CFR § 831.631 § 831.631 Post-retirement election of fully reduced annuity or partially reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.631.md)
- [5 CFR § 831.632 § 831.632 Post-retirement election of fully reduced annuity or partially reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/ecfr-5-831.632.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-5-831.611. Check the current official text before relying on it. Not legal advice.