# 45 CFR § 158.121: Newer experience

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-45-158.121

## Section

- **Citation:** 45 CFR § 158.121
- **Heading:** Newer experience
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 45—Public Welfare > SUBTITLE A—Department of Health and Human Services > SUBCHAPTER B—REQUIREMENTS RELATING TO HEALTH CARE ACCESS > PART 158—ISSUER USE OF PREMIUM REVENUE: REPORTING AND REBATE REQUIREMENTS > Subpart A—Disclosure and Reporting

## Text

If, for any aggregation as defined in § 158.120, 50 percent or more of the total earned premium for an MLR reporting year is attributable to policies newly issued in that MLR reporting year, then the experience of these policies may be excluded from the report required under § 158.110 for that same MLR reporting year. If an issuer chooses to defer reporting of newer business as provided in this section, then the excluded experience must be added to the experience reported in the following MLR reporting year.
[81 FR 94183, Dec. 22, 2016]

## Nearby sections

- [45 CFR § 158.110 § 158.110 Reporting requirements related to premiums and expenditures.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.110.md)
- [45 CFR § 158.120 § 158.120 Aggregate reporting.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.120.md)
- [45 CFR § 158.121 § 158.121 Newer experience.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.121.md)
- [45 CFR § 158.130 § 158.130 Premium revenue.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.130.md)
- [45 CFR § 158.140 § 158.140 Reimbursement for clinical services provided to enrollees.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.140.md)
- [45 CFR § 158.150 § 158.150 Activities that improve health care quality.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.150.md)
- [45 CFR § 158.151 § 158.151 Expenditures related to Health Information Technology and meaningful use requirements.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.151.md)
- [45 CFR § 158.160 § 158.160 Other non-claims costs.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.160.md)
- [45 CFR § 158.161 § 158.161 Reporting of Federal and State licensing and regulatory fees.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.161.md)
- [45 CFR § 158.162 § 158.162 Reporting of Federal and State taxes.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.162.md)
- [45 CFR § 158.170 § 158.170 Allocation of expenses.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.170.md)
- [45 CFR § 158.210 § 158.210 Minimum medical loss ratio.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.210.md)
- [45 CFR § 158.211 § 158.211 Requirement in States with a higher medical loss ratio.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.211.md)
- [45 CFR § 158.220 § 158.220 Aggregation of data in calculating an issuer's medical loss ratio.](https://www.frixlaw.com/law-library/statutes/ecfr-45-158.220.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-45-158.121. Check the current official text before relying on it. Not legal advice.