# 45 CFR § 1303.12: Insurance and bonding

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.12

## Section

- **Citation:** 45 CFR § 1303.12
- **Heading:** Insurance and bonding
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 45—Public Welfare > Subtitle B—Regulations Relating to Public Welfare > CHAPTER XIII—ADMINISTRATION FOR CHILDREN AND FAMILIES, DEPARTMENT OF HEALTH AND HUMAN SERVICES > SUBCHAPTER B—THE ADMINISTRATION FOR CHILDREN AND FAMILIES, HEAD START PROGRAM > PART 1303—FINANCIAL AND ADMINISTRATIVE REQUIREMENTS > Subpart B—Administrative Requirements

## Text

An agency must have an ongoing process to identify risks and have cost-effective insurance for those identified risks; a grant recipient must require the same for its delegates. The agency must specifically consider the risk of accidental injury to children while participating in the program. The grant recipient must submit proof of appropriate coverage in its initial application for funding. The process of identifying risks must also consider the risk of losses resulting from fraudulent acts by individuals authorized to disburse Head Start funds. Consistent with 2 CFR parts 200 and 300, if the agency lacks sufficient coverage to protect the federal government's interest, the agency must maintain adequate fidelity bond coverage.
[81 FR 61412, Sept. 6, 2016, as amended at 89 FR 80073, Oct. 2, 2024]

## Nearby sections

- [45 CFR § 1303.2 § 1303.2 Purpose.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.2.md)
- [45 CFR § 1303.3 § 1303.3 Other requirements.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.3.md)
- [45 CFR § 1303.4 § 1303.4 Federal financial assistance, non-federal match, and waiver requirements.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.4.md)
- [45 CFR § 1303.5 § 1303.5 Limitations on development and administrative costs.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.5.md)
- [45 CFR § 1303.10 § 1303.10 Purpose.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.10.md)
- [45 CFR § 1303.11 § 1303.11 Limitations and prohibitions.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.11.md)
- [45 CFR § 1303.12 § 1303.12 Insurance and bonding.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.12.md)
- [45 CFR § 1303.20 § 1303.20 Establishing procedures.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.20.md)
- [45 CFR § 1303.21 § 1303.21 Program procedures—applicable confidentiality provisions.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.21.md)
- [45 CFR § 1303.22 § 1303.22 Disclosures with, and without, parental consent.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.22.md)
- [45 CFR § 1303.23 § 1303.23 Parental rights.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.23.md)
- [45 CFR § 1303.24 § 1303.24 Maintaining records.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.24.md)
- [45 CFR § 1303.30 § 1303.30 Grant recipient responsibility and accountability.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.30.md)
- [45 CFR § 1303.31 § 1303.31 Determining and establishing delegate agencies.](https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.31.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-45-1303.12. Check the current official text before relying on it. Not legal advice.