# 44 CFR § 61.9: Establishment of chargeable rates

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-44-61.9

## Section

- **Citation:** 44 CFR § 61.9
- **Heading:** Establishment of chargeable rates
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 44—Emergency Management and Assistance > CHAPTER I—FEDERAL EMERGENCY MANAGEMENT AGENCY, DEPARTMENT OF HOMELAND SECURITY > SUBCHAPTER B—INSURANCE AND HAZARD MITIGATION > PART 61—INSURANCE COVERAGE AND RATES

## Text

(a) Under section 1308 of the Act, we are establishing annual chargeable rates for each $100 of flood insurance coverage as follows for Pre-FIRM, A zone properties, Pre-FIRM, V-zone properties, and emergency program properties.
Type of structure
A zone 1 rates per yearper $100 coverage on:
V zone 2 rates per yearper $100 coverage on:
structure
Contents
Structure
Contents
RCBAP 3
Allother
RCBAP 3
Allother
Highrise
Lowrise
Highrise
Lowrise
1. Residential:
No Basement or Enclosure
.85
.70
.76
.96
1.08
.93
.99
1.23
With Basement or Enclosure
.90
.75
.81
.96
1.15
1.00
1.06
1.23
2. All other including hotels and motels with normal occupancy of less than 6 months duration:
No Basement or Enclosure
N/A
N/A
.83
1.62
N/A
N/A
1.10
2.14
With Basement or Enclosure
N/A
N/A
.88
1.62
N/A
N/A
1.16
2.14
1 1 A zones are zones A1-A30, AE, AO, AH, and unnumbered A zones.
2 V zones are zones V1-V30, VE, and unnumbered V zones.
3 Residential Condominium Building Association Policies (RCBAP) are distinguished between High Rise (those structures that have 3 or more floors and 5 or more units) and Low Rise (those structures that have either less than 3 floors or less than 5 units).
(b) We will charge rates for contents in pre-FIRM buildings according to the use of the building.
(c) A-zone rates for buildings without basements or enclosures apply uniformly to all buildings throughout emergency program communities.
(d) Properties that meet the definition of Severe Repetitive Loss properties as defined in § 79.2(g) of this subchapter, and who refuse an offer of mitigation pursuant to § 79.7 of this subchapter are not eligible for the rates identified in paragraphs (a) through (c) of this section.
(e) Properties leased from the Federal Government and located either on the river-facing side of a dike, levee, or other riverine flood control structure, or seaward of any seawall or other coastal flood control structure are not eligible for the rates identified in paragraphs (a) through (c) of this section.
[64 FR 13116, Mar. 17, 1999, as amended at 67 FR 8905, Feb. 27, 2002; 68 FR 15668, Apr. 1, 2003; 72 FR 61737, Oct. 31, 2007]

## Nearby sections

- [44 CFR § 61.1 § 61.1 Purpose of part.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.1.md)
- [44 CFR § 61.2 § 61.2 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.2.md)
- [44 CFR § 61.3 § 61.3 Coverage and benefits provided under the Standard Flood Insurance Policy.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.3.md)
- [44 CFR § 61.4 § 61.4 Properties in violation of law, regulation, or ordinance.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.4.md)
- [44 CFR § 61.5 § 61.5 Deductibles.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.5.md)
- [44 CFR § 61.6 § 61.6 Maximum amounts of coverage available.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.6.md)
- [44 CFR § 61.7 § 61.7 Risk premium rate determinations.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.7.md)
- [44 CFR § 61.8 § 61.8 Applicability of risk premium rates.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.8.md)
- [44 CFR § 61.9 § 61.9 Establishment of chargeable rates.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.9.md)
- [44 CFR § 61.10 § 61.10 Requirements for issuance or renewal of flood insurance coverage.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.10.md)
- [44 CFR § 61.11 § 61.11 Effective date and time of coverage under the Standard Flood Insurance Policy—New Business Applications and Endorsements.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.11.md)
- [44 CFR § 61.12 § 61.12 Rates based on a flood protection system involving Federal funds.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.12.md)
- [44 CFR § 61.13 § 61.13 Standard Flood Insurance Policy.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.13.md)
- [44 CFR § 61.14 § 61.14 Standard Flood Insurance Policy Interpretations.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-44-61.9. Check the current official text before relying on it. Not legal advice.