# 44 CFR § 61.3: Coverage and benefits provided under the Standard Flood Insurance Policy

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-44-61.3

## Section

- **Citation:** 44 CFR § 61.3
- **Heading:** Coverage and benefits provided under the Standard Flood Insurance Policy
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 44—Emergency Management and Assistance > CHAPTER I—FEDERAL EMERGENCY MANAGEMENT AGENCY, DEPARTMENT OF HOMELAND SECURITY > SUBCHAPTER B—INSURANCE AND HAZARD MITIGATION > PART 61—INSURANCE COVERAGE AND RATES

## Text

(a) Insurance coverage under the Program is available for buildings and their contents. Coverage for each may be purchased separately.
(b) In addition to building and contents coverage, the Dwelling Form of the Standard Flood Insurance Policy (SFIP) covers debris removal, loss avoidance measures, and condominium loss assessments. The General Property Form of the SFIP covers debris removal, loss avoidance measures, and pollution damage. The Residential Condominium Building Association Policy Form of the SFIP covers debris removal and loss avoidance measures.
(c) With the purchase of building coverage, the Standard Flood Insurance Policy covers the costs associated with bringing the building into compliance with local floodplain ordinances.
[85 FR 43957, July 20, 2020]

## Nearby sections

- [44 CFR § 61.1 § 61.1 Purpose of part.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.1.md)
- [44 CFR § 61.2 § 61.2 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.2.md)
- [44 CFR § 61.3 § 61.3 Coverage and benefits provided under the Standard Flood Insurance Policy.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.3.md)
- [44 CFR § 61.4 § 61.4 Properties in violation of law, regulation, or ordinance.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.4.md)
- [44 CFR § 61.5 § 61.5 Deductibles.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.5.md)
- [44 CFR § 61.6 § 61.6 Maximum amounts of coverage available.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.6.md)
- [44 CFR § 61.7 § 61.7 Risk premium rate determinations.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.7.md)
- [44 CFR § 61.8 § 61.8 Applicability of risk premium rates.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.8.md)
- [44 CFR § 61.9 § 61.9 Establishment of chargeable rates.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.9.md)
- [44 CFR § 61.10 § 61.10 Requirements for issuance or renewal of flood insurance coverage.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.10.md)
- [44 CFR § 61.11 § 61.11 Effective date and time of coverage under the Standard Flood Insurance Policy—New Business Applications and Endorsements.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.11.md)
- [44 CFR § 61.12 § 61.12 Rates based on a flood protection system involving Federal funds.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.12.md)
- [44 CFR § 61.13 § 61.13 Standard Flood Insurance Policy.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.13.md)
- [44 CFR § 61.14 § 61.14 Standard Flood Insurance Policy Interpretations.](https://www.frixlaw.com/law-library/statutes/ecfr-44-61.14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-44-61.3. Check the current official text before relying on it. Not legal advice.