# 34 CFR § 685.101: Participation in the Direct Loan Program

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-34-685.101

## Section

- **Citation:** 34 CFR § 685.101
- **Heading:** Participation in the Direct Loan Program
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 34—Education > Subtitle B—Regulations of the Offices of the Department of Education > CHAPTER VI—OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION > PART 685—WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM > Subpart A—Purpose and Scope

## Text

(a) Colleges, universities, graduate and professional schools, vocational schools, and proprietary schools may participate in the Direct Loan Program. Participation in the Direct Loan Program enables an eligible student or parent to obtain a loan to pay for the student's cost of attendance at the school.
(b)(1) An eligible undergraduate student who is enrolled at a school participating in the Direct Loan Program may borrow under the Direct Subsidized Loan and Direct Unsubsidized Loan programs.
(2) An eligible graduate or professional student enrolled at a school participating in the Direct Loan Program may borrow under the Direct Subsidized Loan, Direct Unsubsidized Loan, and Direct PLUS Loan programs, except that a graduate or professional student may not borrow under the Direct Subsidized Loan Program for any period of enrollment beginning on or after July 1, 2012.
(3) An eligible parent of an eligible dependent student enrolled at a school participating in the Direct Loan Program may borrow under the Direct PLUS Loan Program.
(Authority: 20 U.S.C. 1087a et seq.)
[78 FR 65823, Nov. 1, 2013]

## Nearby sections

- [34 CFR § 685.100 § 685.100 The William D. Ford Federal Direct Loan Program.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.100.md)
- [34 CFR § 685.101 § 685.101 Participation in the Direct Loan Program.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.101.md)
- [34 CFR § 685.102 § 685.102 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.102.md)
- [34 CFR § 685.103 § 685.103 Applicability of subparts.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.103.md)
- [34 CFR § 685.109 § 685.109 Severability.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.109.md)
- [34 CFR § 685.200 § 685.200 Borrower eligibility.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.200.md)
- [34 CFR § 685.201 § 685.201 Obtaining a loan.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.201.md)
- [34 CFR § 685.202 § 685.202 Charges for which Direct Loan Program borrowers are responsible.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.202.md)
- [34 CFR § 685.203 § 685.203 Loan limits.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.203.md)
- [34 CFR § 685.204 § 685.204 Deferment.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.204.md)
- [34 CFR § 685.205 § 685.205 Forbearance.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.205.md)
- [34 CFR § 685.206 § 685.206 Borrower responsibilities and defenses.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.206.md)
- [34 CFR § 685.207 § 685.207 Obligation to repay.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.207.md)
- [34 CFR § 685.208 § 685.208 Fixed payment repayment plans.](https://www.frixlaw.com/law-library/statutes/ecfr-34-685.208.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-34-685.101. Check the current official text before relying on it. Not legal advice.