# 29 CFR § 20.2: Definitions

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-29-20.2

## Section

- **Citation:** 29 CFR § 20.2
- **Heading:** Definitions
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 29—Labor > Subtitle A—Office of the Secretary of Labor > PART 20—FEDERAL CLAIMS COLLECTION > Subpart A—Disclosure of Information to Credit Reporting Agencies

## Text

For purposes of this subpart—
(a) The term commercial debt means any non-tax business debt in excess of $100, arising from loans, loan guarantees, overpayments, fines, penalties or other causes.
(b) The term consumer debt means any non-tax debt of an individual in excess of $100, arising from loans—loan guarantees, overpayments, fines, penalties, or other causes.
(c) A debt is considered delinquent if it has not been paid by the date specified in the agency's initial demand letter (§ 20.4), unless satisfactory payment arrangements have been made by that date, or if, at any time thereafter, the debtor fails to satisfy his obligations under a payment agreement with the Department of Labor, or any agency thereof.
(d) The term claim and debt are deemed synonymous and interchangeable. They refer to an amount of money or property which has been determined by an appropriate agency official to be owed to the United States from any person, organization, or entity, except another federal agency.

## Nearby sections

- [29 CFR § 20.1 § 20.1 Purpose and scope.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.1.md)
- [29 CFR § 20.2 § 20.2 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.2.md)
- [29 CFR § 20.3 § 20.3 Agency responsibilities.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.3.md)
- [29 CFR § 20.4 § 20.4 Determination of delinquency; notice.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.4.md)
- [29 CFR § 20.5 § 20.5 Examination of records relating to the claim; opportunity for full explanation of the claim.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.5.md)
- [29 CFR § 20.6 § 20.6 Opportunity for repayment.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.6.md)
- [29 CFR § 20.7 § 20.7 Review of the obligation.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.7.md)
- [29 CFR § 20.8 § 20.8 Disclosure to credit reporting agencies.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.8.md)
- [29 CFR § 20.9 § 20.9 Waiver of credit reporting.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.9.md)
- [29 CFR § 20.10 § 20.10 Responsibilities of the Chief Financial Officer.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.10.md)
- [29 CFR § 20.19 § 20.19 Purpose and scope.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.19.md)
- [29 CFR § 20.20 § 20.20 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.20.md)
- [29 CFR § 20.21 § 20.21 Agency responsibilities.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.21.md)
- [29 CFR § 20.22 § 20.22 Notifications.](https://www.frixlaw.com/law-library/statutes/ecfr-29-20.22.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-29-20.2. Check the current official text before relying on it. Not legal advice.