# 20 CFR § 404.1910: Person qualifies under more than one totalization agreement

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1910

## Section

- **Citation:** 20 CFR § 404.1910
- **Heading:** Person qualifies under more than one totalization agreement
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 20—Employees' Benefits > CHAPTER III—SOCIAL SECURITY ADMINISTRATION > PART 404—FEDERAL OLD-AGE, SURVIVORS AND DISABILITY INSURANCE (1950- ) > Subpart T—Totalization Agreements > Benefit Provisions

## Text

(a) An agreement may not provide for combining periods of coverage under more than two social security systems.
(b) If a person qualifies under more than one agreement, the person will receive benefits from the U.S. only under the agreement affording the most favorable treatment.
(c) In the absence of evidence to the contrary, the agreement that affords the most favorable treatment for purposes of paragraph (b) of this section will be determined as follows:
(1) If benefit amounts are the same under all such agreements, benefits will be paid only under the agreement which affords the earliest month of entitlement.
(2) If benefit amounts and the month of entitlement are the same under all such agreements, benefits will be paid only under the agreement under which all information necessary to pay such benefits is first available.
(3) If benefit amounts under all such agreements are not the same, benefits will be paid only under the agreement under which the highest benefit is payable. However, benefits may be paid under an agreement under which a lower benefit is payable for months prior to the month of first entitlement to such higher benefit.
[44 FR 42964, July 23, 1979, as amended at 49 FR 29775, July 24, 1984]

## Nearby sections

- [20 CFR § 404.1901 § 404.1901 Introduction.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1901.md)
- [20 CFR § 404.1902 § 404.1902 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1902.md)
- [20 CFR § 404.1903 § 404.1903 Negotiating totalization agreements.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1903.md)
- [20 CFR § 404.1904 § 404.1904 Effective date of a totalization agreement.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1904.md)
- [20 CFR § 404.1905 § 404.1905 Termination of agreements.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1905.md)
- [20 CFR § 404.1908 § 404.1908 Crediting foreign periods of coverage.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1908.md)
- [20 CFR § 404.1910 § 404.1910 Person qualifies under more than one totalization agreement.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1910.md)
- [20 CFR § 404.1911 § 404.1911 Effects of a totalization agreement on entitlement to hospital insurance benefits.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1911.md)
- [20 CFR § 404.1913 § 404.1913 Precluding dual coverage.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1913.md)
- [20 CFR § 404.1914 § 404.1914 Certificate of coverage.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1914.md)
- [20 CFR § 404.1915 § 404.1915 Payment of contributions.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1915.md)
- [20 CFR § 404.1918 § 404.1918 How benefits are computed.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1918.md)
- [20 CFR § 404.1919 § 404.1919 How benefits are recomputed.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1919.md)
- [20 CFR § 404.1920 § 404.1920 Supplementing the U.S. benefit if the total amount of the combined benefits is less than the U.S. minimum benefit.](https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1920.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-20-404.1910. Check the current official text before relying on it. Not legal advice.