# 17 CFR § 162.6: Reasonable opportunity to opt out

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-17-162.6

## Section

- **Citation:** 17 CFR § 162.6
- **Heading:** Reasonable opportunity to opt out
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 17—Commodity and Securities Exchanges > CHAPTER I—COMMODITY FUTURES TRADING COMMISSION > PART 162—PROTECTION OF CONSUMER INFORMATION UNDER THE FAIR CREDIT REPORTING ACT > Subpart A—Business Affiliate Marketing Rules

## Text

(a) In general. A covered affiliate must not use eligibility information about a consumer that the covered affiliate receives from an affiliate to make a solicitation to such consumer about the covered affiliate's financial products or services, unless the consumer is provided a reasonable opportunity to opt out, as required by this subpart.
(b) Examples. A reasonable opportunity to opt out under this subpart is:
(1) If the opt-out notice is mailed to the consumer, the consumer has 30 days from the date the notice is mailed to opt out.
(2) If the opt-out notice is sent via electronic means to the consumer, the consumer has 30 days from the date the consumer acknowledges receipt to elect to opt out by any reasonable method.
(3) If the opt-out notice is sent via e-mail (where the consumer has agreed to receive disclosures by e-mail), the consumer is given 30 days after the e-mail is sent to elect to opt out by any reasonable method.
(4) If the opt-out notice provided to the consumer at the time of an electronic transaction, the consumer is required to decide, as a necessary part of proceeding with the transaction, whether to opt out before completing the transaction.
(5) If the opt-out notice is provided during an in-person transaction, the consumer is required to decide, as a necessary part of completing the transaction, whether to opt out through a simple process.
(6) If the opt-out notice is provided in conjunction with other privacy notices required by law, the consumer is allowed to exercise the opt-out election within a reasonable period of time and in the same manner as the opt out under that privacy notice.

## Nearby sections

- [17 CFR § 162.3 § 162.3 Affiliate marketing opt out and exceptions.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.3.md)
- [17 CFR § 162.4 § 162.4 Scope and duration of opt out.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.4.md)
- [17 CFR § 162.5 § 162.5 Contents of opt-out notice; consolidated and equivalent notices.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.5.md)
- [17 CFR § 162.6 § 162.6 Reasonable opportunity to opt out.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.6.md)
- [17 CFR § 162.7 § 162.7 Reasonable and simple methods of opting out.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.7.md)
- [17 CFR § 162.8 § 162.8 Acceptable delivery methods of opt-out notices.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.8.md)
- [17 CFR § 162.9 § 162.9 Renewal of opt out.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.9.md)
- [17 CFR § 162.21 § 162.21 Proper disposal of consumer information.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.21.md)
- [17 CFR § 162.30 § 162.30 Duties regarding the detection, prevention, and mitigation of identity theft.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.30.md)
- [17 CFR § 162.32 § 162.32 Duties of card issuers regarding changes of address.](https://www.frixlaw.com/law-library/statutes/ecfr-17-162.32.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-17-162.6. Check the current official text before relying on it. Not legal advice.