# 13 CFR § 123.8: Does SBA charge any fees for obtaining a disaster loan?

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-13-123.8

## Section

- **Citation:** 13 CFR § 123.8
- **Heading:** Does SBA charge any fees for obtaining a disaster loan?
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 13—Business Credit and Assistance > CHAPTER I—SMALL BUSINESS ADMINISTRATION > PART 123—DISASTER LOAN PROGRAM > Subpart A—Overview

## Text

SBA does not charge points, closing, or servicing fees on any disaster loan authorized under Section 7(b). You will be responsible for payment of any closing costs owed to third parties on these loans, such as recording fees and title insurance premiums. If your loan is made under Section 7(b) in participation with a financial institution, SBA will charge a guarantee fee to the financial institution, which then may recover the guarantee fee from you. SBA does not charge a guarantee fee for an IDAP loan made under Section 42.
[75 FR 60598, Oct. 1, 2010]

## Nearby sections

- [13 CFR § 123.1 § 123.1 What do these rules cover?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.1.md)
- [13 CFR § 123.2 § 123.2 What are disaster loans and disaster declarations?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.2.md)
- [13 CFR § 123.3 § 123.3 How are disaster declarations made?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.3.md)
- [13 CFR § 123.4 § 123.4 What is a disaster area and why is it important?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.4.md)
- [13 CFR § 123.5 § 123.5 What kinds of loans are available?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.5.md)
- [13 CFR § 123.6 § 123.6 What does SBA look for when considering a disaster loan applicant?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.6.md)
- [13 CFR § 123.7 § 123.7 Are there restrictions on how disaster loans can be used?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.7.md)
- [13 CFR § 123.8 § 123.8 Does SBA charge any fees for obtaining a disaster loan?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.8.md)
- [13 CFR § 123.9 § 123.9 What happens if I don't use loan proceeds for the intended purpose?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.9.md)
- [13 CFR § 123.10 § 123.10 What happens if I cannot use my insurance proceeds to make repairs?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.10.md)
- [13 CFR § 123.11 § 123.11 Does SBA require collateral for any of its disaster loans?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.11.md)
- [13 CFR § 123.12 § 123.12 Are books and records required?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.12.md)
- [13 CFR § 123.13 § 123.13 What happens if my loan application is denied?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.13.md)
- [13 CFR § 123.14 § 123.14 How does the Federal Debt Collection Procedures Act of 1990 apply?](https://www.frixlaw.com/law-library/statutes/ecfr-13-123.14.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-13-123.8. Check the current official text before relying on it. Not legal advice.