# 12 CFR § 702.103: Applicability of risk-based capital measures

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-12-702.103

## Section

- **Citation:** 12 CFR § 702.103
- **Heading:** Applicability of risk-based capital measures
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 12—Banks and Banking > CHAPTER VII—NATIONAL CREDIT UNION ADMINISTRATION > SUBCHAPTER A—REGULATIONS AFFECTING CREDIT UNIONS > PART 702—CAPITAL ADEQUACY > Subpart A—Prompt Corrective Action

## Text

For purposes of § 702.102, a credit union is defined as “complex” and a risk-based capital measure is applicable only if the credit union's quarter-end total assets exceed five hundred million dollars ($500,000,000), as reflected in its most recent Call Report. A complex credit union may calculate its risk-based capital measure either by using the risk-based capital ratio under § 702.104(a) through (c), or, for a qualifying complex credit union opting into the CCULR framework, by using the CCULR framework under § 702.104(d).
[86 FR 72805, Dec. 23, 2021]

## Nearby sections

- [12 CFR § 702.101 § 702.101 Capital measures, capital adequacy, effective date of classification, and notice to NCUA.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.101.md)
- [12 CFR § 702.102 § 702.102 Capital classification.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.102.md)
- [12 CFR § 702.103 § 702.103 Applicability of risk-based capital measures.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.103.md)
- [12 CFR § 702.104 § 702.104 Risk-based capital ratio.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.104.md)
- [12 CFR § 702.105 § 702.105 Derivative contracts.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.105.md)
- [12 CFR § 702.106 § 702.106 Prompt corrective action for adequately capitalized credit unions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.106.md)
- [12 CFR § 702.107 § 702.107 Prompt corrective action for undercapitalized credit unions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.107.md)
- [12 CFR § 702.108 § 702.108 Prompt corrective action for significantly undercapitalized credit unions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.108.md)
- [12 CFR § 702.109 § 702.109 Prompt corrective action for critically undercapitalized credit unions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.109.md)
- [12 CFR § 702.110 § 702.110 Consultation with state officials on proposed prompt corrective action.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.110.md)
- [12 CFR § 702.111 § 702.111 Net worth restoration plans (NWRP).](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.111.md)
- [12 CFR § 702.112 § 702.112 Reserves.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.112.md)
- [12 CFR § 702.113 § 702.113 Full and fair disclosure of financial condition.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.113.md)
- [12 CFR § 702.114 § 702.114 Payment of dividends.](https://www.frixlaw.com/law-library/statutes/ecfr-12-702.114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-12-702.103. Check the current official text before relying on it. Not legal advice.