# 12 CFR § 328.8: Policies and procedures

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-12-328.8

## Section

- **Citation:** 12 CFR § 328.8
- **Heading:** Policies and procedures
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 12—Banks and Banking > CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION > SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY > PART 328—FDIC OFFICIAL SIGNS, ADVERTISEMENT OF MEMBERSHIP, FALSE ADVERTISING, MISREPRESENTATION OF INSURED STATUS, AND MISUSE OF THE FDIC'S NAME OR LOGO > Subpart A—FDIC Official Signs and Advertisement of Membership

## Text

(a) Policies and Procedures. An insured depository institution must establish and maintain written policies and procedures to achieve compliance with this part. Such policies and procedures must be commensurate with the nature, size, complexity, scope, and potential risk of the deposit-taking activities of the insured depository institution and must include, as appropriate, provisions related to monitoring and evaluating activities of persons that provide deposit-related services to the insured depository institution or offer the insured depository institution's deposit-related products or services to other parties.
(b) Reservation of authority. Nothing in this section shall be construed to limit the FDIC's authority to address violations of this part, the FDIC's authority to interpret the rules in this part, or any other authority the FDIC has pursuant to any other laws or regulations.

## Nearby sections

- [12 CFR § 328.0 § 328.0 Purpose.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.0.md)
- [12 CFR § 328.1 § 328.1 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.1.md)
- [12 CFR § 328.2 § 328.2 Official sign.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.2.md)
- [12 CFR § 328.3 § 328.3 Signs within institution premises and offering of non-deposit products within institution premises.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.3.md)
- [12 CFR § 328.4 § 328.4 Signs for automated teller machines (ATMs) and like devices.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.4.md)
- [12 CFR § 328.5 § 328.5 Signs for digital deposit-taking channels.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.5.md)
- [12 CFR § 328.6 § 328.6 Official advertising statement requirements.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.6.md)
- [12 CFR § 328.7 § 328.7 Prohibition against receiving deposits at same teller station or window as noninsured institution.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.7.md)
- [12 CFR § 328.8 § 328.8 Policies and procedures.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.8.md)
- [12 CFR § 328.100 § 328.100 Scope.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.100.md)
- [12 CFR § 328.101 § 328.101 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.101.md)
- [12 CFR § 328.102 § 328.102 Prohibition.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.102.md)
- [12 CFR § 328.103 § 328.103 Inquiries and complaints.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.103.md)
- [12 CFR § 328.104 § 328.104 Investigations of potential violations.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.104.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-12-328.8. Check the current official text before relying on it. Not legal advice.