# 12 CFR § 328.7: Prohibition against receiving deposits at same teller station or window as noninsured institution

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-12-328.7

## Section

- **Citation:** 12 CFR § 328.7
- **Heading:** Prohibition against receiving deposits at same teller station or window as noninsured institution
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 12—Banks and Banking > CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION > SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY > PART 328—FDIC OFFICIAL SIGNS, ADVERTISEMENT OF MEMBERSHIP, FALSE ADVERTISING, MISREPRESENTATION OF INSURED STATUS, AND MISUSE OF THE FDIC'S NAME OR LOGO > Subpart A—FDIC Official Signs and Advertisement of Membership

## Text

(a) Prohibition. An insured depository institution may not receive deposits at any teller station or window where any noninsured institution receives deposits or similar liabilities.
(b) Exception. This section does not apply to deposits received at an automated teller machine or other remote electronic facility that receives deposits for an insured depository institution, or to deposits facilitated through a digital deposit-taking channel.

## Nearby sections

- [12 CFR § 328.0 § 328.0 Purpose.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.0.md)
- [12 CFR § 328.1 § 328.1 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.1.md)
- [12 CFR § 328.2 § 328.2 Official sign.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.2.md)
- [12 CFR § 328.3 § 328.3 Signs within institution premises and offering of non-deposit products within institution premises.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.3.md)
- [12 CFR § 328.4 § 328.4 Signs for automated teller machines (ATMs) and like devices.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.4.md)
- [12 CFR § 328.5 § 328.5 Signs for digital deposit-taking channels.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.5.md)
- [12 CFR § 328.6 § 328.6 Official advertising statement requirements.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.6.md)
- [12 CFR § 328.7 § 328.7 Prohibition against receiving deposits at same teller station or window as noninsured institution.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.7.md)
- [12 CFR § 328.8 § 328.8 Policies and procedures.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.8.md)
- [12 CFR § 328.100 § 328.100 Scope.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.100.md)
- [12 CFR § 328.101 § 328.101 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.101.md)
- [12 CFR § 328.102 § 328.102 Prohibition.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.102.md)
- [12 CFR § 328.103 § 328.103 Inquiries and complaints.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.103.md)
- [12 CFR § 328.104 § 328.104 Investigations of potential violations.](https://www.frixlaw.com/law-library/statutes/ecfr-12-328.104.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-12-328.7. Check the current official text before relying on it. Not legal advice.