# 12 CFR § 1073.203: Omission of procedures

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.203

## Section

- **Citation:** 12 CFR § 1073.203
- **Heading:** Omission of procedures
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** September 22, 2026
- **Source:** Publisher's official text
- **Location:** Title 12—Banks and Banking > CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU > PART 1073—PROCEDURES FOR BUREAU DEBT COLLECTION > Subpart B—Administrative Offset

## Text

The Bureau shall not be required to follow the procedures described in § 1073.204 where:
(a) The offset is in the nature of a recoupment;
(b) The debt arises under a contract as set forth in Cecile Industries, Inc. v. Cheney, 995 F.2d 1052 (Fed. Cir. 1993); or
(c) In the case of non-centralized administrative offsets, the Bureau first learns of the existence of the amount owed by the debtor when there is insufficient time before payment would be made to the debtor/payee to allow for prior notice and an opportunity to review. When prior notice and an opportunity to review are omitted, the Director shall give the debtor such notice and an opportunity for review as soon as practicable and shall promptly refund any money ultimately found not to be due to the U.S. Government.

## Nearby sections

- [12 CFR § 1073.101 § 1073.101 Scope.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.101.md)
- [12 CFR § 1073.102 § 1073.102 Purpose.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.102.md)
- [12 CFR § 1073.103 § 1073.103 Definitions.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.103.md)
- [12 CFR § 1073.201 § 1073.201 Applicability and scope.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.201.md)
- [12 CFR § 1073.202 § 1073.202 Collection.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.202.md)
- [12 CFR § 1073.203 § 1073.203 Omission of procedures.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.203.md)
- [12 CFR § 1073.204 § 1073.204 Debtor's rights.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.204.md)
- [12 CFR § 1073.205 § 1073.205 No requirement for duplicate notice.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.205.md)
- [12 CFR § 1073.206 § 1073.206 Interest, penalties, and administrative costs.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.206.md)
- [12 CFR § 1073.207 § 1073.207 Termination or suspension of collection action.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.207.md)
- [12 CFR § 1073.208 § 1073.208 Refunds.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.208.md)
- [12 CFR § 1073.209 § 1073.209 Request for offset to other Federal agencies.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.209.md)
- [12 CFR § 1073.210 § 1073.210 Request for offset from other Federal agencies.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.210.md)
- [12 CFR § 1073.301 § 1073.301 Scope.](https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.301.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ecfr-12-1073.203. Check the current official text before relying on it. Not legal advice.