# UT Insurance Bulletin 86-5: “Claims Made” Liability Policy Disclosure Requirements

> Utah · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/UT_INS_B_1986-05

## Section

- **Citation:** UT Insurance Bulletin 86-5
- **Heading:** “Claims Made” Liability Policy Disclosure Requirements
- **Jurisdiction:** Utah
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Utah Insurance Department Bulletins and Orders / “Claims Made” Liability Policy Disclosure Requirements

## Text

Bulletin 86-5
(Revised 10/96)
LIABILITY POLICY DISCLOSURE REQUIREMENTS
This bulletin is issued for the purpose of informing all insurers licensed and
authorized to write general liability insurance coverage in this state of the
requirements of Utah law for disclosure upon "claims made" liability policy forms.
Utah Code Ann. §31A-22-204 sets forth the following restrictions on insurers
issuing policies providing liability coverages which are limited to claims made
within the policy period. It states:
No insurer may limit coverage under a policy insuring against legal liability
to claims that are first made against the insured while the policy is in force,
unless the policy contains on the cover page, a conspicuous statement that
the coverage of the policy is limited in that way."
All liability insurers utilizing a "claims made" policy form in this state are required
to make the appropriate disclosure on the policy declarations page or policy
jacket that coverage is limited to claims first made during the policy period.
Failure to comply with the statute is a violation of the Utah Insurance Code
Claims made liability coverage policy forms submitted to the Department without
the appropriate disclosure are subject to disapproval upon examination by the
Department.
DATED this 23rd day of October 1996.
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Bulletin
http://www.insurance.utah.gov/bulletin/86-5.htm
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6/25/2008 3:49 PM

## Nearby sections

- [UT Insurance Bulletin 86-5 “Claims Made” Liability Policy Disclosure Requirements](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1986-05.md)
- [UT Insurance Bulletin 87-6 Notice and Proof of Loss](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1987-06.md)
- [UT Insurance Bulletin 87-7 Group Life and Disability Insurance](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1987-07.md)
- [UT Insurance Bulletin 89-3 Loss of Income Benefit Under Personal Injury Protection Coverage, Section 31A-22-307(1)(b)(i), U.C.A.](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1989-03.md)
- [UT Insurance Bulletin 90-3 Temporomandibular Joint Dysfunction](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1990-03.md)
- [UT Insurance Bulletin 90-4 Universal Life and Interest Sensitive Life Policy Forms](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1990-04.md)
- [UT Insurance Bulletin 91-2 Excess and Surplus Lines Insurer Annual Statements](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1991-02.md)
- [UT Insurance Bulletin 92-1 Apparent Practices that Violate the Open Enrollment Law](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1992-01.md)
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- [UT Insurance Bulletin 94-1 Incorporation by Reference](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1994-01.md)
- [UT Insurance Bulletin 94-2 Procedures for Insured’s Inquiries Regarding Workers’ Compensation Rates](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1994-02.md)
- [UT Insurance Bulletin 94-4 Waiver of PIP Loss of Gross Income Benefits](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1994-04.md)
- [UT Insurance Bulletin 94-8 P.L. 103-432 — The Social Security Act Amendments of 1994 (Medicare Supplemental Technical Corrections](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1994-08.md)
- [UT Insurance Bulletin 95-2 Implementation of Department Rule R590-171, Surplus Lines Procedures Rule](https://www.frixlaw.com/law-library/statutes/UT_INS_B_1995-02.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/UT_INS_B_1986-05. Check the current official text before relying on it. Not legal advice.