# TN Insurance Bulletin (1988-09-01): TN Insurance Bulletin (1988-09-01): Fictitious Groupings - Mailings to Bank Customers

> Tennessee · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/TN_INS_B_19880901_9_1_88E

## Section

- **Citation:** TN Insurance Bulletin (1988-09-01)
- **Heading:** TN Insurance Bulletin (1988-09-01): Fictitious Groupings - Mailings to Bank Customers
- **Jurisdiction:** Tennessee
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Tennessee Department of Commerce and Insurance Bulletins / TN Insurance Bulletin (1988-09-01): Fictitious Groupings - Mailings to Bank Customers

## Text

NED McWHERTER
GOVERNOR
STATE OF TENNESSEE
DEPARTMENT OF COMMERCE AND INSURANCE
500 JAMES ROBERTSON PARKWAY
NASHVILLE, TENNESSEE 37219
B U L L E T I N
TO:
Al l
Companies Doing Business
i n Tennessee
FR:
Elain e A. McReynolds, Commissioner~~""
De par tment of Commerce & Insurance
ELAINE A. McREYNOLDS
COMMISSIONER
RE:
Fi cti tious Groupings -
Mailings to Bank Customers
DA:
Se pte mber 1, 1988
Du e t o a recent program of an insurer doing business in
Tenness ee involving mailings to customers of
a
bank,
the
Department
feels
that it
is
appropriate
to
i ssue
this
bulleti n advising insurers doing business in Tennessee of
the Dep art ment's posit i on with regard to such prog rams.
Te nne ssee Code Annotated Section 56-8-116, Tennessee's
"fictit iou s
grouping"
statute
prohibits
an
ins urer
from
making, of fering to make,
or permitting any pref erence or
distinc tio n
in
property,
marine,
casualty,
o r
surety
insuran ce
based
upon
membership
or nonmembershi p
in
any
particu lar group, association, corporation or organization.
Accordi ngl y, no insurer may offer a particular policy only
to
a
part icular group.
In order to
comply wi th T.C.A.
Section
56-8-116,
any
insurance
product
marketed
to
custome rs of a bank must not only be made availa ble to any
purchas er, whether or not a customer of the bank ,
but any
mailing s
by
the
insurer
regarding
such
a
product
must
include a prominent affirmative statement of this fact.
EAM/cmf
-.....
------~

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/TN_INS_B_19880901_9_1_88E. Check the current official text before relying on it. Not legal advice.