# W. Va. Code § 33-16-3C: Loss ratio

> West Virginia · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3C

## Section

- **Citation:** W. Va. Code § 33-16-3C
- **Heading:** Loss ratio
- **Jurisdiction:** West Virginia
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** WV Code / Chapter 33 / Article 16 / Section 3C

## Text

If an insurer considers a loss ratio at the time of renewal of a policy, the insurer shall, upon request of an insured, provide the loss ratio and the components of the loss ratio calculation to the insured no more than 90 days but no less than 60 days before the renewal date of the policy. For purposes of this section, “loss ratio” means the total losses paid out in medical claims divided by the total earned premiums.

Medical claims do not include dental only or vision only coverage.

## Nearby sections

- [W. Va. Code § 33-16-1 §33-16-1. Scope of article.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S1.md)
- [W. Va. Code § 33-16-1A §33-16-1a. Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S1A.md)
- [W. Va. Code § 33-16-1B §33-16-1b. Applicability.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S1B.md)
- [W. Va. Code § 33-16-2 §33-16-2. Eligible groups.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S2.md)
- [W. Va. Code § 33-16-3 §33-16-3. Required policy provisions.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3.md)
- [W. Va. Code § 33-16-3B §33-16-3b. Home health care coverage.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3B.md)
- [W. Va. Code § 33-16-3C §33-16-3c. Loss ratio.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3C.md)
- [W. Va. Code § 33-16-3D §33-16-3d. Medicare supplement insurance.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3D.md)
- [W. Va. Code § 33-16-3E §33-16-3e. Policies to cover nursing services.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3E.md)
- [W. Va. Code § 33-16-3F §33-16-3f. Required policy provisions -- Treatment of temporomandibular joint disorder and craniomandibular disorder.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3F.md)
- [W. Va. Code § 33-16-3G §33-16-3g. Third party reimbursement for mammography, pap smear or human papilloma virus testing.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3G.md)
- [W. Va. Code § 33-16-3H §33-16-3h. Third party reimbursement for rehabilitation services.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3H.md)
- [W. Va. Code § 33-16-3I §33-16-3i. Coverage of emergency services.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3I.md)
- [W. Va. Code § 33-16-3J §33-16-3j. Hospital benefits for mothers and newborns.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3J.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A16_S3C. Check the current official text before relying on it. Not legal advice.