# W. Va. Code § 33-15-1A: Premium rate increase requests; loss ratio requirement

> West Virginia · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S1A

## Section

- **Citation:** W. Va. Code § 33-15-1A
- **Heading:** Premium rate increase requests; loss ratio requirement
- **Jurisdiction:** West Virginia
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** WV Code / Chapter 33 / Article 15 / Section 1A

## Text

To be eligible to make a premium rate increase request after July 1, 1995, any insurer offering or which has in force accident and sickness insurance policies which are subject to the provisions of this article shall have a minimum anticipated loss ratio of sixty-five percent as to such policy form. In calculating its minimum anticipated loss ratio, an insurer shall include in its actual incurred claims the amount of premium taxes for the same experience period which are attributable to the policy forms affected by this section and which were paid to the State of West Virginia pursuant to the provisions of article three of this chapter.

## Nearby sections

- [W. Va. Code § 33-15-1 §33-15-1. Scope of article.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S1.md)
- [W. Va. Code § 33-15-1A §33-15-1a. Premium rate increase requests; loss ratio requirement.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S1A.md)
- [W. Va. Code § 33-15-1B §33-15-1b. Rates, individual major medical policies.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S1B.md)
- [W. Va. Code § 33-15-2 §33-15-2. Scope and format of policy.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2.md)
- [W. Va. Code § 33-15-2A §33-15-2a. Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2A.md)
- [W. Va. Code § 33-15-2B §33-15-2b. Guaranteed issue; limitation of coverage; election; denial of coverage; network plans.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2B.md)
- [W. Va. Code § 33-15-2C §33-15-2c. Feasibility study for alternatives to guaranteed issue.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2C.md)
- [W. Va. Code § 33-15-2D §33-15-2d. Exceptions to guaranteed renewability.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2D.md)
- [W. Va. Code § 33-15-2E §33-15-2e. Discontinuation of particular type of coverage; uniform termination of all coverage; uniform modification of coverage.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2E.md)
- [W. Va. Code § 33-15-2F §33-15-2f. Certification of creditable coverage.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2F.md)
- [W. Va. Code § 33-15-2G §33-15-2g. Applicability.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S2G.md)
- [W. Va. Code § 33-15-3 §33-15-3. Age limit.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S3.md)
- [W. Va. Code § 33-15-4 §33-15-4. Required policy provisions.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S4.md)
- [W. Va. Code § 33-15-4B §33-15-4b. Policies to cover nursing services; definition.](https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S4B.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_WV_C33_A15_S1A. Check the current official text before relying on it. Not legal advice.