# RCW 48.32.100: RCW 48.32.100: Nonduplication of recovery

> Washington · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S100

## Section

- **Citation:** RCW 48.32.100
- **Heading:** RCW 48.32.100: Nonduplication of recovery
- **Jurisdiction:** Washington
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Washington Code / Title 48 / Chapter 32 / Section 100

## Text

(1) Any person having a claim against his or her insurer under any provision in his or her insurance policy which is also a covered claim shall be required to exhaust first any right under that policy. Any amount payable on a covered claim under this chapter shall be reduced by the amount of a recovery under the claimant's insurance policy. (2) Any person having a claim that may be recovered under more than one insurance guaranty association or its equivalent shall seek recovery first from the association of the place of residence of the insured except that if it is a first party claim for damage to property with a permanent location, from the association of the location of the property, and if it is a workers' compensation claim or a longshore and harbor workers' compensation act claim, from the association of the permanent residence of the claimant. Any recovery under this chapter shall be reduced by the amount of the recovery from any other insurance guaranty association or its equivalent.

## Nearby sections

- [RCW 48.32.010 RCW 48.32.010: Purpose.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S010.md)
- [RCW 48.32.020 RCW 48.32.020: Scope.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S020.md)
- [RCW 48.32.030 RCW 48.32.030: Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S030.md)
- [RCW 48.32.040 RCW 48.32.040: Creation of the association—Required accounts.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S040.md)
- [RCW 48.32.050 RCW 48.32.050: Board of directors.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S050.md)
- [RCW 48.32.060 RCW 48.32.060: Powers and duties of the association.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S060.md)
- [RCW 48.32.070 RCW 48.32.070: Plan of operation.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S070.md)
- [RCW 48.32.080 RCW 48.32.080: Duties and powers of the commissioner.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S080.md)
- [RCW 48.32.090 RCW 48.32.090: Effect of paid claims.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S090.md)
- [RCW 48.32.100 RCW 48.32.100: Nonduplication of recovery.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S100.md)
- [RCW 48.32.110 RCW 48.32.110: Prevention of insolvencies.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S110.md)
- [RCW 48.32.120 RCW 48.32.120: Examination of the association.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S120.md)
- [RCW 48.32.130 RCW 48.32.130: Tax exemption.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S130.md)
- [RCW 48.32.145 RCW 48.32.145: Credit against premium tax for assessments paid pursuant to RCW 48.32.060(1)(c).](https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S145.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_WA_T48_C32_S100. Check the current official text before relying on it. Not legal advice.