# RCW 19.146.080: RCW 19.146.080: Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions

> Washington · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S080

## Section

- **Citation:** RCW 19.146.080
- **Heading:** RCW 19.146.080: Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions
- **Jurisdiction:** Washington
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Washington Code / Title 19 / Chapter 146 / Section 080

## Text

Except as otherwise required by the United States Code or the Code of Federal Regulations, now or as amended, if a borrower is unable to obtain a loan for any reason and the borrower has paid for an appraisal, title report, or credit report in full, the mortgage broker shall give a copy of the appraisal, title report, or credit report to the borrower and transmit the originals to any other mortgage broker or lender to whom the borrower directs that the documents be transmitted. Regardless of whether the borrower has obtained a loan, the mortgage broker must provide the copies or transmit the documents within five days after the borrower has made the request in writing.

## Nearby sections

- [RCW 19.146.005 RCW 19.146.005: Findings and declaration.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S005.md)
- [RCW 19.146.010 RCW 19.146.010: Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S010.md)
- [RCW 19.146.020 RCW 19.146.020: Exemptions from chapter.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S020.md)
- [RCW 19.146.030 RCW 19.146.030: Written disclosure of fees and costs—Rules—Contents—Lock-in agreement terms—Excess fees limited.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S030.md)
- [RCW 19.146.040 RCW 19.146.040: Written contract required—Contract entered by loan originator binding on mortgage broker—Written loan broker agreement required.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S040.md)
- [RCW 19.146.050 RCW 19.146.050: Moneys for third-party provider services deemed in trust—Deposit of moneys in trust account—Use of trust account—Rules—Tax treatment.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S050.md)
- [RCW 19.146.060 RCW 19.146.060: Accounting requirements.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S060.md)
- [RCW 19.146.070 RCW 19.146.070: Fee, commission, or compensation—When permitted.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S070.md)
- [RCW 19.146.080 RCW 19.146.080: Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S080.md)
- [RCW 19.146.085 RCW 19.146.085: Duties—Generally.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S085.md)
- [RCW 19.146.095 RCW 19.146.095: Fiduciary duties.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S095.md)
- [RCW 19.146.100 RCW 19.146.100: Violations of chapter—Application of consumer protection act.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S100.md)
- [RCW 19.146.103 RCW 19.146.103: Financial interest in a mortgage broker—Prohibited practices.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S103.md)
- [RCW 19.146.110 RCW 19.146.110: Criminal penalty.](https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S110.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_WA_T19_C146_S080. Check the current official text before relying on it. Not legal advice.