# Va. Code Ann. § 38.2-607: Investigative consumer reports

> Virginia · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-607

## Section

- **Citation:** Va. Code Ann. § 38.2-607
- **Heading:** Investigative consumer reports
- **Jurisdiction:** Virginia
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Virginia Code / Title 38.2 / Chapter 6 / Article 1 / Section 38.2-607

## Text

A. No insurance institution, agent, or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the insurance institution or agent informs the individual:

1. That he may request to be interviewed in connection with the preparation of the investigative consumer report; and

2. That upon a request pursuant to § 38.2-608 , he is entitled to receive a copy of the investigative consumer report.

B. If an investigative consumer report is to be prepared by an insurance institution or agent, the insurance institution or agent shall institute reasonable procedures to conduct a personal interview requested by an individual.

C. If an investigative consumer report is to be prepared by an insurance-support organization, the insurance institution or agent desiring the report shall inform the insurance-support organization whether a personal interview has been requested by the individual. The insurance-support organization shall institute reasonable procedures to conduct such interviews, if requested.

1981, c. 389, § 38.1-57.10; 1986, c. 562.

## Nearby sections

- [Va. Code Ann. § 38.2-600 Purposes](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-600.md)
- [Va. Code Ann. § 38.2-601 Application of article](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-601.md)
- [Va. Code Ann. § 38.2-602 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-602.md)
- [Va. Code Ann. § 38.2-603 Pretext interviews](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-603.md)
- [Va. Code Ann. § 38.2-604 Notice of information collection and disclosure practices](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-604.md)
- [Va. Code Ann. § 38.2-604.1 Notice of financial information collection and disclosure practices](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-604.1.md)
- [Va. Code Ann. § 38.2-605 Marketing and research surveys](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-605.md)
- [Va. Code Ann. § 38.2-606 Content of disclosure authorization forms](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-606.md)
- [Va. Code Ann. § 38.2-607 Investigative consumer reports](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-607.md)
- [Va. Code Ann. § 38.2-608 Access to recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-608.md)
- [Va. Code Ann. § 38.2-609 Correction, amendment, or deletion of recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-609.md)
- [Va. Code Ann. § 38.2-610 Notice of adverse underwriting decision; furnishing reasons for decisions and sources of information](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-610.md)
- [Va. Code Ann. § 38.2-611 Information concerning previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-611.md)
- [Va. Code Ann. § 38.2-612 Bases for adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-612.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_VA_T38.2_C6_A1_S38.2-607. Check the current official text before relying on it. Not legal advice.