# 14 Va. Admin. Code § 5-342-100: 14VAC5-342-100. Medical payments coverage

> Virginia · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_100

## Section

- **Citation:** 14 Va. Admin. Code § 5-342-100
- **Heading:** 14VAC5-342-100. Medical payments coverage
- **Jurisdiction:** Virginia
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Virginia Administrative Code / Title 14 Insurance / Agency 5 State Corporation Commission, Bureau of Insurance / Chapter 342 / 14VAC5-342-100

## Text

A. Insurers shall provide medical payments coverage in accordance with this chapter. This coverage applies:
1. While the person is on the insured premises with the permission of an insured.
2. While the person is elsewhere, if the bodily injury:
a. Arises out of a condition on the insured premises or the ways immediately adjoining;
b. Is caused by the activities of an insured or by a residence employee during the residence employee's employment by the insured;
c. Is caused by an animal owned by or in the care of an insured; or
d. Is sustained by a residence employee and arises out of the residence employee's employment by the insured.
B. Insurers shall provide coverage for reasonable medical expenses incurred to each person injured within one year from the date of the occurrence.

## Nearby sections

- [14 Va. Admin. Code § 5-342-10 14VAC5-342-10. Scope and applicability](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_10.md)
- [14 Va. Admin. Code § 5-342-20 14VAC5-342-20. Severability](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_20.md)
- [14 Va. Admin. Code § 5-342-30 14VAC5-342-30. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_30.md)
- [14 Va. Admin. Code § 5-342-40 14VAC5-342-40. Mandatory property coverages](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_40.md)
- [14 Va. Admin. Code § 5-342-50 14VAC5-342-50. Causes of loss](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_50.md)
- [14 Va. Admin. Code § 5-342-60 14VAC5-342-60. Exclusions applicable to property coverages](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_60.md)
- [14 Va. Admin. Code § 5-342-70 14VAC5-342-70. Loss settlement condition](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_70.md)
- [14 Va. Admin. Code § 5-342-80 14VAC5-342-80. Conditions applicable to property coverage](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_80.md)
- [14 Va. Admin. Code § 5-342-90 14VAC5-342-90. Personal liability coverage](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_90.md)
- [14 Va. Admin. Code § 5-342-100 14VAC5-342-100. Medical payments coverage](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_100.md)
- [14 Va. Admin. Code § 5-342-110 14VAC5-342-110. Exclusions applicable to personal liability and medical payments coverage](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_110.md)
- [14 Va. Admin. Code § 5-342-120 14VAC5-342-120. Conditions applicable to personal liability and medical payments coverage](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_120.md)
- [14 Va. Admin. Code § 5-342-130 14VAC5-342-130. Policy conditions](https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_130.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_VA_ADC_14_5_342_100. Check the current official text before relying on it. Not legal advice.