# Utah Code § 31A-22-202: Protection of third-party claimants

> Utah · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_202

## Section

- **Citation:** Utah Code § 31A-22-202
- **Heading:** Protection of third-party claimants
- **Jurisdiction:** Utah
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Utah Code / Title 31A / Chapter 31A-22 / § 31A-22-202

## Text

(1) An insurance contract insuring against loss or damage through legal liability for the bodily injury or death by accident of any person, or for damage to the property of any person, may not be retroactively abrogated to the detriment of any third-party claimant by any agreement between the insurer and insured after the occurrence of any injury, death, or damage for which the insured may be liable. This attempted abrogation is void. (2) A motor vehicle liability policy may be rescinded or cancelled as to an insured for fraud, material misrepresentation, or any reason allowable under the law. (3) A motor vehicle liability policy may not be rescinded for fraud or material misrepresentation, as to minimum liability coverage limits under Section 31A-22-304, to the detriment of a third party for a loss otherwise covered by the policy.

## Nearby sections

- [Utah Code § 31A-22-101 § 31A-22-101. Scope of part.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_101.md)
- [Utah Code § 31A-22-102 § 31A-22-102. Bonds need not be under seal.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_102.md)
- [Utah Code § 31A-22-103 § 31A-22-103. Validity of surety bonds.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_103.md)
- [Utah Code § 31A-22-104 § 31A-22-104. Indemnity agreements and security for benefit of surety.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_104.md)
- [Utah Code § 31A-22-105 § 31A-22-105. Common control of fiduciary funds permissible.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_105.md)
- [Utah Code § 31A-22-106 § 31A-22-106. Petition of fiduciary's surety to be relieved from liability.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_106.md)
- [Utah Code § 31A-22-107 § 31A-22-107. Bond premium allowable expense of fiduciary.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_107.md)
- [Utah Code § 31A-22-201 § 31A-22-201. Required provisions of liability insurance policies.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_201.md)
- [Utah Code § 31A-22-202 § 31A-22-202. Protection of third-party claimants.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_202.md)
- [Utah Code § 31A-22-203 § 31A-22-203. Notice and proof of loss.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_203.md)
- [Utah Code § 31A-22-204 § 31A-22-204. Restriction on limitation of coverage.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_204.md)
- [Utah Code § 31A-22-205 § 31A-22-205. Applicability of restatement of law.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_205.md)
- [Utah Code § 31A-22-301 § 31A-22-301. Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_301.md)
- [Utah Code § 31A-22-302 § 31A-22-302. Required components of motor vehicle insurance policies -- Exceptions.](https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_302.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_UT_T31A_S31A_22_202. Check the current official text before relying on it. Not legal advice.